Health insurance is broken.
(Here's what I'm doing about it.)
For years, I’ve paid $2,000+/mo for the privilege of paying out-of-pocket anyway due to huge deductibles.
🐘 Here’s the elephant in the room:
The main reason health insurance is so expensive is that health-conscious people are forced to subsidize those who make poor health choices.
The data is clear on this:
🤯 20% of people are responsible for 80% of healthcare spending.
🤯 90% of that cost is chronic conditions that are heavily influenced by lifestyle choices. Acute injury and illness are only a small portion of healthcare expense.
That means:
80% of us overpay for health insurance
to support
20% who spend far more than they contribute.
Conceptually, sharing the burden of healthcare is a good thing. I’m willing to pay a little extra to help others...
But not 400% more!
It’s all about incentives. In the insurance system, there is zero incentive for...
1) Consumers to make good health choices. In fact, the more unhealthy a person’s lifestyle, the LESS the portion of their healthcare cost they pay. 🤪
2) Insurance companies to rein in cost. They just pass it on to us.
The solution isn’t going to come from within the broken system.
That’s why I recently joined @JoinCrowdHealth. I think it’s one of the most important companies in America because it’s tackling the elephant.
CrowdHealth isn’t insurance—it’s literally a crowd of people directly funding each other’s health expenses. At scale it works beautifully because incentives are aligned in two powerful ways:
1) Basic up-front filters on membership. Members of the crowd don’t want peers who refuse to take personal responsibility for their health. Smoking is a prime example—we know that smokers are:
6X more likely to have chronic lung disease
4X more likely to have heart disease
3X more likely to have diabetes
2X more likely to develop all types of cancer
I’m not interested in funding the predictable consequences of others’ bad choices. Sorry, not sorry.
2) Because CrowdHealth is a cash pay system, both the company and its members are incentivized to negotiate prices. As we all know, cash pay prices for medical procedures are often 30-70% lower than insurance prices.
These common-sense guardrails eliminate most of the cost of healthcare, so that a family of four can participate in a CrowdHealth plan for around $500 a month.
It’s not perfect, but for millions of Americans it’s a better option, and that will only become more true over time.
Wingstop employee wants Americans to know when you go to Wingstop you’re just buying regular Tyson chicken. He shows all the boxes as proof
I ran the numbers on Tyson wholesale chicken prices and compared it to Wingstop prices
They markup the chicken over 500%
- Wholesale Tyson chicken wings typically cost restaurants $1.50–$2.50+ per pound
- A pound of bone-in wings yields roughly 8–10 wings
- Cost to Wingstop: $0.20–$0.35 per wing that’s including sauce, seasoning and prep
- Selling price: $1.00–$1.50+ per wing, or even higher in combos
- Markup is 300–500%+ on chicken cost
You’re just paying for regular Tyson chicken wings in sauce that’s fried
Make it at home and save yourself the 500% markup
BREAKING NEWS: Washington @Nationals Director of Community Relations Admits on Hidden Camera to Active Religious Discrimination Against Starting Pitcher Trevor Williams, Surveillance of Nationals Fans’ Google History, and Segregated LGBTQ+ Corporate Meetings to an O’Keefe Undercover Journalist
“One of our pitchers, Trevor Williams. He’s super Christian-Catholic, all these tattoos that mean a lot.”
“The Dodgers had a group… who were drag queens who sometimes dressed up as nuns. He [Trevor Williams] went on social media like… ‘This is my religion. You all are mocking it.’”
“Because of that, we [Washington Nationals] don’t use him [Trevor Williams] on social [media].”
“Like, when they're like, is a hot dog a sandwich? And like, the players come up, you know what I mean? Like, we [Nationals] don't ask him [Trevor Williams].”
“If you ever come to a Nats game, there is someone on our team who is responsible for figuring out everything about you and assigning you into a bucket of people. If you’re accepting cookies, we’re getting a plethora of your Google history.”
@heyhuds @MeLlamoTrevor@NationalsComms@MLB@MLB_PR
🚨 Israel is attempting a hostile takeover of the U.S. military!!
Section 224 of the 2027 National Defense Authorization Act “would all but fuse American and Israel’s armed forces together”.
DO NOT COMPLY!! 🤬
Smoking the hardest hit ball of your career (114.6 EV) to a section chanting “overrated” might actually be more disrespectful than telling someone to suck your dick.
Bryan Bickell in the 2013 Stanley Cup Playoffs
9 Goals
8 Assists
17 Points
2 Game Winning Goals
4 points in the Stanley Cup Final
And of course the first part of the Legendary 2 in 17
#Blackhawks
Two Bulgarian friends killed the entire streaming industry.
It's called Stremio + Torrentio. You get 4K content from Netflix, Disney+, Hulu, and HBO Max combined for free.
Here's how it works.
Stremio is the player. Clean interface. Works on Windows, macOS, Linux, Android, iOS, and TV. You install it once and it looks like any other streaming app.
Torrentio is the addon. You add it to Stremio in one click. It scrapes content from every major torrent provider on the internet simultaneously and delivers the best available stream directly to your player. 720p, 1080p, 4K. You pick the quality. It finds the link.
→ No account required
→ No subscription
→ Works on every device
→ 4K and HDR supported
→ Subtitles built in
Netflix cannot shut this down. There is no central server to seize. No company to pressure. No domain to kill. It runs on your device and pulls from the open internet.
The entire streaming industry is built on one assumption. That you will keep paying $70/month rather than spend 5 minutes on GitHub.
That assumption just died in Sofia, Bulgaria.
MIT License. 100% Opensource.
https://t.co/yEljDh5DQy
Get the addon here: https://t.co/XhpPDERP2i
Hilarious interview with Astros fan after fan interference! So many great quotes, this man was definitely made for TV.
“The ball way heavier with the gravity"
“No one can stop me from supporting the asteroids”
“It looks like it’s coming right to you and I reached and my body went for what I knew”
Best thing you’ll see today
🚨 HOLY CRAP!! Cook County, Illinois Democrats ran a pre-trial program for murders and sexual assaulters so they WOULDN'T BE IN JAIL awaiting trial...
...and 8% OF THEM JUST WENT MISSING! Untraceable.
243 criminals — including murderers, attempted murderers, and sexual assaulters, AWOL.
"They have NO idea where they're at. NONE. ZERO."
They were supposed to be on ankle monitors. But they're now LOST. Now a wild GOOSE CHASE is underway!
So there are roughly 243 DANGEROUS and VIOLENT criminals on the loose right now.
Enjoy, Illinois. You voted for this.
This was the same program ignored by a known career criminal with 72 arrests. He violated curfew, boarded a Chicago train, and set a stranger ON FIRE.
I’m sorry I am now a broken record but oh my God I did not have Spencer Pratt, exposing Karen Bass’s entire communist, revolution history during the race for mayor in Los Angeles.
I mean the best part about this is everything he’s saying is completely 100% true.
So if you don’t know who Karen Bass is, you should watch this video and ask yourself why are there so many Democrat politicians training in Cuba before being elected into powerful positions in American public office?
WTAF?!!
So the K-9 sniffed out the gunman right away and went after the shooter into another room twice. The handler, holding the leash, ignored it and walked in the other direction.
And this is the moment when the shooter runs out with a weapon in his hands.
This is an easy to follow video on the Rothschilds.
Anons will know the contents, but it’s worth a watch if you are a newbie researching how the world worked.