6'4 guy giving dating advice:
"Just be yourself bro, and you will get tons of chicks".
152 IQ guy giving coding advice:
" Just use Claude and do a start up bro you will make 100M easy."
people ask me how i have a 700k+ net worth at 28. it's easy:
- no vacations
- toyotas
- live like i'm poor
- intermittent fast
- keep weight low
- wear high school clothes
- shoes for 2+ years
- sock holes
- delay repairs
- work hard
- understand politics
i may have a problem.
I met some dude on a plane to Dubai.
He sat next to me.
No suit.
No watch.
He looked BROKE.
Then..
He asked what I did.
“Day trading”, I said.
He smiled.
Not impressed.
“How’s that working?”
“Up and down, you know how it is..”
He nodded.
“I made 18% per year for 22 years”, he said.
“Never traded a single day.”
I leaned forward.
“No stress”, he continued.
“No screens all day.”
“Just patience.”
I laughed.
“Sounds boring.”
“It is”, he said.
“That’s why it works.”
He pulled out his phone.
Showed me a chart.
Slow growth.
Then faster.
Then unstoppable.
“Compounding”, he said.
“Not adrenaline.”
“You’re gambling”, he added.
“Call it what it is.”
Silence.
“Quit trading”, he said.
“Start owning.”
I looked at my phone.
Charts.
Noise.
Chaos.
Then back at him.
Calm.
Certain.
Rich.
Made me think for a second.
But then I realized I made 150% last year on my personal account.
I will never quit trading.
I like stress.
I like chaos.
I like adrenaline.
Nothing will, ever make me give up on it.
$UNC was obvious if you knew where to look.
10X+ play spotted early inside RAGE pro by @kingmontilla
Broken down step-by-step using @SolJournalApp + Solstice AI
⚡️Everything aligned.
⚡️Risk score was clean.
⚡️Whales were already positioned.
This is what we do here - repeatable alpha, not random trades.
If you’re still watching from the sidelines in 2026, you’re missing the shift!
Lock tf in.
Your 720 credit score is worth $250,000
not joking btw
Not in some "good credit unlocks opportunity" way
Literally. Right now. Chase, Amex, and US Bank will approve you for $250,000 in 0% business credit this week if you apply in the right order
Most people with a 720 score are using it to get a slightly better rate on a car loan
The people who understand what a 720 score actually unlocks are using it to fund entire businesses on bank money at zero interest
Here's the exact value of your score in dollars:
Below 680: $30K-$80K available. Limited banks. Shorter 0% windows
680-720: $80K-$150K available. Most major banks approve. Full 12-15 month windows
720-760: $150K-$250K available. Every bank approves. Maximum limits. Longest windows
760+: $250K-$400K+. Banks compete for you. Limits get disgusting
The difference between a 680 and a 760 isn't "better credit"
It's $170,000 in additional available capital at 0% interest
Most people treat their credit score like a report card. Something to feel good or bad about. Something that determines whether they get approved for a personal card with a $5K limit
The people running real businesses treat it like a borrowing capacity number. A specific dollar amount sitting at specific banks waiting for a specific sequence of applications
Here's what $250K at 0% actually means in practice:
You borrow $250K from Chase, Amex, and US Bank. Zero interest for 15 months.
You deploy it into your business. At month 10 you apply for a new round of 0% cards at different banks. Use the new cards to pay off the old ones. 0% window resets for another 12-15 months
People have been running this cycle for 5 years without paying a cent of interest
The total cost of accessing $250K in perpetual capital: roughly $6,000-$7,500 per year in processing fees to convert credit lines to cash
Compare that to:
SBA loan at 8% on $250K: $20,000/year in interest
MCA at 60% effective APR on $250K: $150,000/year in fees
VC funding at 15% equity on $250K exit at $5M: $750,000 in equity given away
Your 720 score is worth $250,000 in capital at a cost of $6,000/year
The bank designed the product this way on purpose. They're betting you'll forget to cycle before the 0% expires and start paying 24% APR forever. That's their entire business model on these cards
Most people do forget. You won't because you'll have a spreadsheet tracking every expiration date 12 months out
The application sequence that gets you to $250K:
Week 1: Amex first. Always. If you have any existing Amex card they don't hard pull existing cardholders. Apply for Amex Blue Business Plus and Amex Blue Business Cash simultaneously. Zero new inquiries if you're an existing cardholder. Expected: $50K-$100K
Week 2: Chase. They pull Experian in most states. Your Experian is clean because Amex didn't touch it. Apply for Chase Ink Business Unlimited and Chase Ink Business Cash. Expected: $50K-$75K
Week 3: US Bank, Wells Fargo, PNC. Each pulls a different bureau. Each sees a clean file. Expected: $30K-$75K
Total: $150K-$250K in 3 weeks. All at 0% for 12-18 months. None of it reporting to your personal credit bureau
Your 720 score has been sitting there the whole time
You just didn't know what it was worth
(We build the full stack. Bureau mapping, bank sequencing, application timing, everything. 700+ score required. Average deployment $175K. Link in bio)
Claude can make you more money than anything before.
So I built the Advanced Claude Mastery Course
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