Midnite Jones

[Rohit @ai_rohitt]

INSTEAD OF WATCHING AN HOUR OF NETFLIX TONIGHT.

This 1 hour Stanford lecture by Joel Peterson will teach you more about negotiation and getting what you want than most people learn in years.

Bookmark it and give it an hour, no matter what.

[Shazi @ShaziGoalie]

A CTV investigation says CORRUPT AIRPORT WORKERS at Pearson are allegedly removing passengers’ luggage tags and attaching them to suitcases filled with drugs.

At least 17 innocent travellers have reportedly been detained around the world because THEIR name was attached to narcotics.

And investigators say those are only the cases that got caught. 👀

[Ron Butler @ronmortgageguy]

Appraisals In Ontario: It's Becoming A Nightmare

Likely similar in BC although not quite as bad

Any New Construction Purchase come to completion is screwed

Sometimes massively like Dog Crate Condos

Sometimes a range from BAD to just a bit on Townhouses & Singles

It's Ugly

[Vas | Toronto Real Estate @VasRealEstate]

Buyer purchases condo for $810k, gets appraised at $435k, finds out there is no garbage chute - every night becomes a silent elevator ride holding a leaking garbage bag beside a neighbour holding their vomit.

Toronto precon, the gift that keeps on giving:

[Shazi @ShaziGoalie]

Everyone loves to trash Brampton public schools while parents rush to spend $30K to $40K a year on private schools across Peel and Halton.

Meanwhile, students from Central Peel Secondary School in Brampton just beat 23,000 students from around the world to win a top global space settlement prize.

Maybe the conversation around public schools, immigrants, and Brampton students needs to change.

This deserves real recognition 👏

[Michael Karvelis @MichaelKarvelis]

Steve Simmons — the viral reporter who questioned the Toronto Maple Leafs decision to hire John Chayka as GM — told this CRAZY story about Chayka displaying fake info on computers 😂

https://t.co/5OE34qSJko

[Ron Butler @ronmortgageguy]

@ShaziGoalie @Bhaumik_v I took a look

Second Mortgage for $200K gets totally wiped out

Home Trust First Mortgage $2.28M likely a $500K loss for HT

Likely bankruptcy for the Buyers

Sad really

[Ron Butler @ronmortgageguy]

Fixed Mortgage Rates Up 20%: DON'T PANIC 

I said the War In The Middle East would pump up Canadian Fixed Mortgage Rates & it did

But now that all the 3% rates are gone & every rate is in the 4% range

Don't panic here's a plan to manage this

[Shazi @ShaziGoalie]

Imagine buying a house for $1.8M in 2022…

And selling it 3 years later for $1.05M.

That’s a $750,000 wipeout.

The pipeline of 2022 losses is just getting started.

[Shazi @ShaziGoalie]

🚨 22,000 condos completing in the GTA this year. Up to 35% could default.

One buyer just lost $130K when he couldn’t close.

Prices down 25% from the peak. Banks won’t fund the gap. Builders can sue.

This is how bubbles unwind. 🇨🇦

[Ayesha Tabassum @ayesha3920]

THAT’S WHY AIRLINES HATE CHATGPT

Flight: $879. I paid: $299.
No points. No memberships. No VPN.

Here are the 8 prompts I used to travel like a pro ↓

[ReWoman👠🇨🇦🐻🤍🏡 @REWoman]

We used to worry about Buyers not closing - now it is Sellers. Speaking with a lawyer, he is dealing with Sellers that owe money to close and don't have it. Taxes not paid, penalties and late fees, liens for rented HVAC (biggest rip off) and so on. Crazy times !!

[Danny Deraney @DannyDeraney]

19 years ago today, Prince performed at the Super Bowl and took the entire world to church.

[Republicans against Trump @RpsAgainstTrump]

Former Canadian Conservative Prime Minister Stephen Harper says that what Trump has said and done to Canada has been a “wakeup call,” adding that Canada can no longer rely on the U.S. and must diversify its investment and trade partners.🇺🇸🇨🇦

[Shazi @ShaziGoalie]

🚨This is the reality of 🇨🇦 in 2026:

People are putting groceries and rent on credit cards just to survive.

71% expect cost of living to get worse.
41% are $200 away from not paying their bills.

Young Canadians are getting crushed the hardest.
Graduated ➡️ student debt ➡️ credit card debt ➡️ no jobs.

They don’t say it in the video, but here’s the truth:
Youth unemployment ➕ Non-mortgage debt 🟰 People hanging on by a thread.

[Ian Miles Cheong @ianmiles]

Two migrants attempted to rob a store in Dagestan at knife point. Big mistake. You never try to rob anyone in Dagestan.

[Toronto Blue Jays @BlueJays]

INTRODUCING: Kazuma Okamoto 😃👋

[Jaynit @jaynitx]

In 1998, Warren Buffett gave a 1-hour masterclass on how to never lose money investing.

His frameworks:
• The 10% ownership test
• Castle & moat thinking
• Circle of competence
• Why smart people go broke

12 timeless lessons from his masterclass:

1. The 10% ownership test

[Defiant L’s @DefiantLs]

Every liberal should watch this video…

[Shazi @ShaziGoalie]

Power of Sale. 1,041 days on market. Still unsold.

Bought at the 2021 peak. Relisted again and again. Price cuts didn’t save it. Now the bank owns it.

And people still say
“We already hit the bottom.”

No — this is what entering the bottom looks like. The pain just takes years to surface.

2026 isn’t a rebound. It’s the reckoning.