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🚨طبيب روسي قام بإعداد تمارين خاصة للتخلص من آلام الظهر والدسك من دون الحاجة للجراحة .
15 دقيقة يوميا كفيلة بعلاج ألم ( الظهر والدسك ) بمشيئة الله ♥️ 👇🏻
You owe the IRS $100,000
They'll take $5,000 and close your file. Permanently. Balance goes to $0
It's called an Offer in Compromise. Form 656. The IRS approved 42% of them last year. Application fee: $205
Here's the exact formula they use to decide your number and how to make sure yours gets accepted
The IRS doesn't want to chase you for 10 years. Collection costs money. Agents cost money. Liens cost money. They'd rather take $5,000 today than spend $50,000 over a decade trying to squeeze $100,000 out of someone who will never have it
That's the entire program. They did the math and built a form for it
The formula:
The IRS calculates your "Reasonable Collection Potential." What they realistically think they can get from you. Your offer needs to meet or beat that number
RCP = (monthly disposable income × remaining collection months) + (asset equity after exemptions)
Monthly disposable income: your gross income minus IRS-allowed expenses. They have specific tables for housing, food, transportation, and healthcare by county. Not YOUR expenses. THEIR approved numbers
If you earn $4,000/month and their table says your allowable expenses are $3,800, your disposable income is $200/month
Remaining months: for a lump sum offer (paid within 5 months), they multiply by 12. For a payment plan (6-24 months), they multiply by 24
Assets: bank accounts, investments, vehicles, property. But they subtract exemptions. Your primary car up to a certain value is exempt. Household furnishings exempt. Retirement accounts often partially exempt
Real case:
Disposable income: $200/month
Asset equity after exemptions: $2,000
Lump sum RCP: ($200 × 12) + $2,000 = $4,400
That's your offer. $4,400 on $100,000 in tax debt. 4.4 cents on the dollar
The forms:
Form 433-A (OIC): full financial disclosure. Income, expenses, assets, bank statements. Every number. Fill it out honestly because they verify everything. Lying on this form is a federal crime and they'll reject your offer AND flag you for audit
Form 656: the offer itself. Your amount. Your payment terms
$205 application fee (waived if income is below 250% of federal poverty level)
Initial payment: 20% of your offer submitted with the application for lump sum. On a $4,400 offer that's $880 upfront
Here's the part that makes this genuinely broken:
While your offer is being reviewed, which takes 6-24 months, ALL collection activity stops. No levies. No liens. No wage garnishment. They legally cannot collect while the OIC is pending
And if the IRS doesn't make a determination within 2 years of receiving your application? Your offer is automatically accepted. Two years of silence = you win by default. That's in the tax code lmao
Client owed $147,000 across 3 tax years. Hadn't filed. Hadn't paid. Getting letters every month. We calculated his RCP at $6,200. Submitted the OIC with $1,240 initial payment
IRS accepted 7 months later
$145,000 in tax debt settled for $6,200. 4.2 cents on the dollar
He went from not opening his mailbox to a $0 IRS balance. Then we fixed his credit. Then we stacked $80K in 0% business funding. Started a pressure washing company 5 months later
The IRS is the scariest creditor in America. They can garnish without a court order. Seize your bank account with no warning. Lien everything you own
But they also built a program where they take your $5,000 and walk away happy
The difference between the person who pays $100,000 and the person who pays $5,000 is knowing Form 656 exists
Now you know
(We fix credit and build capital stacks. If you owe back taxes, handle that first. Then we get you funded. Link in bio)
Charlamagne admitted to watching child pornography and called the sexual acts that R. Kelly performed on a 14-year-old girl “incredible.”
He’s vividly explaining in detail what he liked about a minor being raped. This is sick!
Shymane Robinson‼️Google Her!
This 32 year old Black American attorney and founder of
True Lawyer has launched a TRADEMARK law firm dedicated to helping small businesses own, protect and grow their brands while leveraging real estate. Her firm, the first to offer a Trademark Guarantee, aims to close the wealth gap by ensuring entrepreneurs gain legal ownership of their intellectual property. 🫵🏽🫵🏽🫵🏽🫵🏽
There are business owners out here that don't have any heirs to pass their business to. They just want you to take it. This is going to be a major lifeline for Millennials and Gen Z
That's a wrap! 💙
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In 1998, Warren Buffett gave a 1-hour masterclass on how to never lose money investing.
His frameworks:
• The 10% ownership test
• Castle & moat thinking
• Circle of competence
• Why smart people go broke
12 timeless lessons from his masterclass:
1. The 10% ownership test
📊 BREAKING: Silver is now the 3rd largest asset on earth above Amazon, Microsoft, Google and Apple.
The DTCC just got the green light to tokenize everything…silver included.
The entire financial system has just flipped!
Stanford just made a $200,000 AI degree free.
No application.
No tuition.
No “elite access”.
Stanford released its actual AI/ML curriculum on YouTube.
Not a PR-friendly intro.
Not “AI for the public”.
This is the real thing.
The same lectures shaping people working on frontier models.
What just became public:
Deep Learning (CS230)
→ https://t.co/DUtL9MO6Y7
Transformers & LLMs (CME295)
→ https://t.co/gN57biwLsE
Language Models from Scratch (CS336)
→ https://t.co/GnH11pPBdW
ML from Human Feedback (CS329H)
→ https://t.co/X9nxEX6PNg
Computer Vision (CS231N)
→ https://t.co/oBxKKWZP22
LLM Evaluation & Scaling
→ https://t.co/1tDpw9ArTq
The uncomfortable truth:
The degree isn’t the scarce asset anymore.
Execution speed is.
Top schools know this.
That’s why they’re publishing the playbook.
👉 Bookmark this.
Comment the first lecture you’ll actually watch.
Ex-Google CEO's BANNED Interview LEAKED: "You Have No Idea What's Coming"
Ex-Google CEO Eric Schmidt recently made headlines with some controversial comments about AI during an interview conduced at Stanford University. This interview was taken down at his request after he admitted to misspeaking. But did Eric Schmidt actually let on to something big coming in terms of the future of AI?
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