KG_97

[saz @Xil__s]

THIS IS HOLY AURA 🥶

[kgadi♠️ @Kgadi_yaMoloto]

If u want to use your night Data During the day, Change your time zone to Australia

[MR. HiMSELF @pushinM15]

Two people. Both earning R18 000 take-home.

Person A walks into a dealership. Gets approved for R4 500 a month. Drives home in a second-hand SUV feeling good.

Person B does the math first.
Here is the rule nobody teaches you.

Your total car costs should never exceed 20% of your net salary. Not just the instalment. Everything.

R18 000 × 20% = R3 600 a month.
Instalment: R2 200
Insurance: R750
Fuel: R650
Total: R3 600

At today's vehicle finance rate of roughly 12.25% over 60 months, R2 200 a month finances a car worth about R100 000. Add a R15 000 deposit and you reach R120 000 to R125 000.

In that range, your best options are used:

VW Polo Vivo 1.4 Trendline (2018 to 2020). South Africa's best-selling used hatchback in 2025. Reliable, parts are everywhere, good resale value.
Toyota Etios 1.5 (2018 to 2021). Bulletproof engine, cheap to service, Toyota reliability at an affordable price.
Hyundai i20 (2017 to 2019).

Comfortable, good build quality, easy to insure.

None of these are flashy. But none of them will destroy your finances.

Person A is paying R4 500 a month and has R500 left over.

Person B is paying R2 200 and putting R1 000 into a TFSA every month.

Five years later, one has a paid-up car and a growing investment account. The other just finished paying for an asset that lost half its value.

The car you can afford on R18 000 is the one that does not stop you from becoming wealthy.

[Ntate Makhasane @DonaldMakhasane]

LISTEN! Take this life changing advice from Somizi Mhlongo...he cooked this time. Go and change your life 🔥

[Village Guluva @VillageGuluva]

After paying R130k for lobola. 🫢😫😫

[MR. HiMSELF @pushinM15]

An RA is a retirement savings account with one very unusual feature:

Every rand you contribute lowers how much SARS taxes you.

Up to 27.5% of your income is deductible. Earn R30,000 a month and put R3,000 into your RA? SARS doesn't count that R3,000 as income. You pay less tax. That difference comes back as a refund at tax season.

SARS literally subsidises your own savings.

But the second layer is where it gets serious.

Everything inside your RA grows completely tax-free. No CGT. No dividends tax. No tax on interest.

You're compounding without the state taking a cut along the way.

Budget 2026 just raised the annual deduction cap from R350k to R430k. First time since 2016.

The government just expanded the incentive. That's worth noting.

Yes, there's a catch: you can't access your RA before age 55.

That's by design. That restriction is exactly why SARS gives you the tax break. You lock it away. They reward you for it.

At retirement, you can pull out 1/3 as a lump sum. The first R550,000 of that is tax-free.

The rest funds your income for life.

Most people discover this product at 40.

You found out today.

[VIEW4YOU @view4you_sa]

Pharoah
Dealers Choice
Auto Investments North Coast
Your Car Guy
Car Sales Exclusive
Pristine Motors
Fastline Cars
GetWorth
Lumina Auto
My Car Now
WP Motors
Legacy Auto
Weelee
One Nine Auto
Nates Car Sales
Cars on the Connor
Walkot Cars

You have any trouble with these, let us know 😉

[VIEW4YOU @view4you_sa]

Pharoah
Dealers Choice
Auto Investments North Coast
Your Car Guy
Car Sales Exclusive
Pristine Motors
Fastline Cars
GetWorth
Lumina Auto
My Car Now
WP Motors
Legacy Auto
Weelee
One Nine Auto
Nates Car Sales
Cars on the Connor
Walkot Cars

You have any trouble with these, let us know 😉

[UPDATEBOYZ  @Updateboyx]

Yesterday, Today, Tomorrow & Forever 🐐

[𝐀𝐬𝐚𝐤𝐲𝐆𝐑𝐍 @AsakyGRN]

She was in middle of a live television broadcast when Ronaldo scored and you won’t believe how she reacted and celebrated. 😂

[Huz @huzcw7l]

ENGLISH COMMENTARY AT IT'S PEAK ✨

[͏͏͏𝐉𝐚𝐲 ⌖ @cagiago_]

She thinks she loves him more than me

[Hlovo @hlovo_]

Ronaldo is for the real niggas

[World Cup Xtra @WorldCupXtraa]

𝐂𝐫𝐢𝐬𝐭𝐢𝐚𝐧𝐨 𝐑𝐨𝐧𝐚𝐥𝐝𝐨. 🐐🇵🇹

[KG_97 @KG97_01]

@theysaythankyou @casspernyovest O sny ma brada

[Don Billiato @casspernyovest]

How could you not be inspired? What a story!!! What a man!!! What a hero !!

[TC @totalcristiano]

2006 2026

[❄️ @footyhan]

You choose one as a kid and you die with him.

[Lesilo Rula @kay_mahapa]

It has been an honour my Idolo 🙏🏾

[Alexis Rodríguez @Alexis_RH_]

Hay cosas que no cambian.