Kaaj

Unlock faster, profitable small business lending with Agentic AI

[Kaaj @kaaj_ai]

Manual underwriting is the real bottleneck. Not credit risk.
Not borrower intent. Not demand. It’s the amount of human effort required before a deal is even ready for a decision. Here’s how it shows up in real life 👇
1️⃣ The same prep work happens on every deal
Documents, checks, follow-ups. A $50K loan doesn’t arrive cleaner than a $500K one.
2️⃣ Skilled time gets spent on setup 🧠
Underwriters prepare files instead of applying judgment.
3️⃣ Speed breaks before credit does ⏳
Files wait. Momentum fades. Deals stall without being declined.
4️⃣ Smaller deals feel it first
When effort stays constant, margins tighten fast.
5️⃣ “Approved” doesn’t always mean funded

Some deals quietly fall out of the funnel. This isn’t about people doing a bad job.
It’s about workflows that were never built to scale.
Until underwriting stops being fully manual, this bottleneck stays ⚙️

[Kaaj @kaaj_ai]

🎉 Kaaj Wrapped 2025

- $5B+ in small business loans assessed
- 15+ features launched
- $3.8M raised
- 1.2M+ media impressions
- Built real momentum

Thank you to all our customers, partners, investors, and team members for an incredible year!

Here's to 2026! 🚀

#SmallBusinessLending #AI #2025Wrapped

[Kaaj @kaaj_ai]

@StepStoneVC @btv_vc Thank you for supporting us

[Kaaj @kaaj_ai]

What takes days → 3 minutes
What requires manual review → Decision-ready analysis
We've already processed $5B+ in loan applications.
To the small businesses powering our economy: we're building the infrastructure you deserve.
Thank you to our investors, customers and everyone who has believed in our vision.
Let's expand access to capital, together.
#SmallBusinessFinance

[Kaaj @kaaj_ai]

@TheSaaSNews Thank you for featuring us @TheSaaSNews

[Kaaj @kaaj_ai]

Kaaj Raises $3.8M to Expand Access to Capital for Small Businesses with New Agentic AI Credit Intelligence Platform https://t.co/0E7uOYN5jo via @fintechf

[Kaaj @kaaj_ai]

Why do small businesses struggle to access capital?

Our founders @shivi1626 & @suputsav break it down: The economics problem - How agentic AI changes the game - Why faster, consistent decisions unlock capital for millions.

When small businesses thrive, communities thrive.

#AccessToCapital #AgenticAI

https://t.co/F2YutEugOE

[Kaaj @kaaj_ai]

3 minutes vs. 3 weeks.
In commercial lending, speed isn't just convenience, it's survival.
What if the economics could change?
#SmallBusinessFinance #LendingInnovation #FinancialInclusion

[Kaaj @kaaj_ai]

Thank you to @TechCrunch and @DominicMadori for covering Kaaj's journey and the larger story of access to capital for small businesses.
This article helps more people understand why this problem matters and that solutions exist.
#AccessToCapital

[TechCrunch @TechCrunch]

Credit risk automation platform Kaaj raises $3.8M seed from Kindred Ventures https://t.co/JEiHf2Zt5f

[Kaaj @kaaj_ai]

Kaaj helps automate credit risk analysis for small business lenders. What took days now takes minutes , helps them make decisions faster, and improve margins. This will help more small businesses access affordable capital. Thank you @DominicMadori at
@TechCrunch for the coverage. This is a milestone in our mission to increase access to capital for small businesses through our credit intelligence platform for lenders

[Kaaj @kaaj_ai]

Kaaj helps automate credit risk analysis for small business lenders. What took days now takes minutes , helps them make decisions faster, and improve margins. This will help more small businesses access affordable capital. Thank you @DominicMadori at @TechCrunch for the coverage. This is a milestone in our mission to increase access to capital for small businesses through our credit intelligence platform for lenders

[TechCrunch @TechCrunch]

Credit risk automation platform Kaaj raises $3.8M seed from Kindred Ventures https://t.co/JEiHf2Zt5f

[Kaaj @kaaj_ai]

@TechCrunch Small business lending is in dire need of innovation and we are revolutionizing it with agentic AI workflows to re-think the economics for lenders and expand access to affordable capital for small businesses.

[Kaaj @kaaj_ai]

@km @shivi1626 We are doing our bit to expand access to capital for small businesses ❤️

[Kaaj @kaaj_ai]

@pitdesi Another testimony from one of our customers "Kaaj AI agents have become force multipliers for our teams and we can't imagine our lives without it now"

[Kaaj @kaaj_ai]

@pitdesi Customer love says it all! We hear things like "We were superpumped when we first saw the product in action. The application came in and fully processed within 15 mins"

[Kaaj @kaaj_ai]

@alxgoode @btv_vc It's great to see Palm working towards making lives of small businesses better

[Kaaj @kaaj_ai]

@alxgoode @btv_vc https://t.co/E4vP9lqdhK

[Kaaj @kaaj_ai]

We have raised $3.8M led by @KindredVentures with participation from @btv_vc, Karman Ventures, Pythia Ventures, Coughdrop Capital, and our awesome angels
Our agentic AI credit intelligence platform converts raw messy loan packages into decision ready analysis in 3 minutes

[Kaaj @kaaj_ai]

@MirajHolmes Thank you for all your contribution to build strong Engineering Foundation, @MirajHolmes

[Kaaj @kaaj_ai]

@karanbhatia5757 Thank you for the mention!

[Kaaj @kaaj_ai]

Less Manual Work = Less resources = Better Margins = Faster Decisions = More deals

[Kaaj @kaaj_ai]

We have raised $3.8M led by @KindredVentures with participation from @btv_vc, Karman Ventures, Pythia Ventures, Coughdrop Capital, and our awesome angels
Our agentic AI credit intelligence platform converts raw messy loan packages into decision ready analysis in 3 minutes

[Kaaj @kaaj_ai]

Our mission: Expand access to capital for small businesses by empowering lenders with the best technology