Kay

Long-term investor, looking for great stock picks.

[Kay @KaySchnd]

Last chance to buy $UPST below 30 this week or will sideways trend continue for a bit longer? Thoughts? Pressure is building slowly and then all at once …

[Kay @KaySchnd]

While official data shows 1.453M May26 origination volume, the real number is closer to ~1.519M. This assumes that last May weekend would have been counted towards May originations with 58.2M/day for another 1.1 days (weekend days count with 0.55 each). We are on track 😊 $UPST

[goddreng @goddreng10]

Market not expecting $UPST May originations to come in at +1.500M

Damn if we keep this pace up

And open Hormuz $$$$$$$$$$$$$$$

[Henry @HenryInvests]

Upstart $UPST appears to have conducted a small reorg this morning, and it was not financially material enough to prompt an 8-K filing.

You never want to see people lose their jobs, but there is something to be said about the strategic re-allocation of resources. New SLT Andrea and Paul are now running the ship.

This is a new chapter for Upstart. In my opinion, things are going to move a lot faster and a lot smarter from here. That will require change - and it's better to do that now when the market hates absolutely everything about this company.

People will probably unfairly give Paul all the credit and label Dave as the problem in a few years time when we are on the other side of this. But really what we've been watching IMO is the 'laying of the groundwork' for a true fintech beast and potential monopoly.

[Kay @KaySchnd]

@CaptTweetz @parthpat87 This is not at all related to my comment.

[Kay @KaySchnd]

@Tai_Chen_Hsiang @Upstart Short term consolidation to cool down daily RSI to a more reasonable level for the next level up.

[Henry @HenryInvests]

Upstart $UPST posted 72 Trustpilot Reviews yesterday, the highest daily total of the #UTPI era 🏒

The Upstart Trustpilot Index now stands at 45.5, up 75.0% YoY and up 25.9% since the start of 2Q26

[Kay @KaySchnd]

@HenryInvests Let’s keep going!!! 😁 🚀

[Kay @KaySchnd]

@goddreng10 Yeah. Was surprised by that as well because last couple of days we were well below 50 after that short period of 50-60 earlier in May.

[Kay @KaySchnd]

Holy sh*t, what is going on with $UPST TP reviews in last 24 hours??? Counting 73 as of this writing! 😁😁😁

[Kay @KaySchnd]

@goddreng10 I went to TP website and counted all reviews with <1 day manually by scrolling through first 4 pages.

[Henry @HenryInvests]

📅 Mark Your Calendars!

Friday, June 12th • 8:30 AM PT / 11:30 AM ET • I'll sit down with @Upstart $UPST CFO Andrea Blankmeyer LIVE 🚨

Have a question you'd like to ask Andrea? Drop it below and I'll bring the best to the stage 🎙️

Watch live right here on X @HenryInvests or @Rebellionaire (X & YouTube) 🦁🦁

[Dave Girouard @davegirouard]

"proprietary datasets" 🤔 . . . . $UPST!

[Kay @KaySchnd]

@HenryInvests @StockZombie222 @Rebellionaire Thanks Henry, looking into it now 🤗

[Henry @HenryInvests]

The @Rebellionaire Upstart $UPST Q1 2026 Earnings Review is now LIVE: Expectations GAAP, Still Gu Time 🚦⚡️

Upstart front-loaded fixed OpEx investments into 1Q26, and telegraphed Contribution Margin % as having reached the low for the year.

Credit performance & co-investment marks remained strong, while new products Auto & HELOC (plus SDL) reached 14% of quarterly originations.

Private credit relationships strengthened, including renewals from Fortress and Blue Owl. Executive Chairman Dave Girouard purchased $5M of Upstart following the report, with CEO Paul Gu purchasing $1.4M as well.

Read the full 21-page review 👇
https://t.co/xOHqUOZRt3

[Kay @KaySchnd]

This week I haven‘t seen a single bearish trade by institutions. All trades I tracked where net positive. Seems that Whales are taking a seat and finalizing their positioning. For yesterday’s Friday I couldn’t see any institutional trade. drop appeared to be mainly retail $UPST

[Kay @KaySchnd]

$UPST while stock is dropping 3%, institutions are positioning for next level up. Today’s trades includes heavy interest in Jun18 35 calls, Sep18 45 calls, and Jul17 32.50 calls with each ~2K contracts traded today.

[Kay @KaySchnd]

@teslam80 Technically the price hasn’t fallen any further since initial drop to ~27 after Q1 earnings (after hours). Last few days has been consolidation period & institutions seems to prepare for next level up (but things can change fast of course). We are still in a wait and see phase.

[Kay @KaySchnd]

$UPST while stock is dropping 3%, institutions are positioning for next level up. Today’s trades includes heavy interest in Jun18 35 calls, Sep18 45 calls, and Jul17 32.50 calls with each ~2K contracts traded today.

[Kay @KaySchnd]

There is massive interest in Jun18 35 calls since yesterday. OI increasing from 1.5K to >5K (and even more after today‘s 2K trade). $UPST

[Kay @KaySchnd]

@HenryInvests @carl_flow44 I think funding is not an issue at all but finding the right borrower in the current environment is (without spending too much on marketing). Let’s see if we will hear more during the earnings call tomorrow.