Kelsa Research

Democratizing financial intelligence

[SJ🏌🏽‍♂️ @itsnotovaaah]

JPMorgan was never gonna fail to cash cheques

[Kevin Durant @KDTrey5]

I remember asking assistant coach Mo Cheeks, what’s harder to do? Workout after practice or before?? I only asked cuz by time I would get to the gym, Russ was already done in the morning and I usually got mine in after practice. Mo like, “coming in before practice is probably harder”…since then, it’s been my routine….a lot of people looked at the emotions on the court and thought Russ was loud, nah to me, he was quiet and methodical. He lead by example and once the lights were bright, he let everything out and experienced pure freedom. It was inspiring as his teammate and everywhere I went, I seen it inspire people from all walks of life, crazy thing is, he didn’t say much, he just showed up. For 18 years. This basketball life is sacred to us as professionals, what we put into that court means everything. Some of us wish we could go back and do things with a little more intent and some can just wipe their hands and be satisfied with the time spent. Who u gonna be? We know what zero was on…keep inspiring in the next phase of life champ. I don’t care what happens, can’t erase what it was…The first YNs, finals run in our early 20s, all star games, seeing each other get injured and bounce back, the bus rides, plane rides, card games, jokes and arguments, the whole thing, memorable!! …to the whole Westbrook family, Nina, the kids, mama Westbrook, big Russ, Ray, Donnell, everybody from luezinger high and ucla and many more that I’m forgettin, much love and Congratulations on a iconic career.

[ᐱ ᑎ ᑐ ᒋ ᕮ ᒍ @Andr3jH]

It's over for the West

[Adam McDaniel @adammcdan]

@sailaunderscore call me simple, but I prefer the heuristics of the pizza button from the netpliance i-opener PC from 1999

[Rhys @RhysSullivan]

im starting to think i have a different definition of sandbox than everyone else

[Sebastiaan de With @sdw]

somehow missed this tweet's 10 year birthday

[Molly O’Shea @MollySOShea]

1) What

[Kelsa Research @KelsaResearch]

New Tariffs Notice:

[Kelsa Research @KelsaResearch]

1/ Safaricom has cut M-PESA charges by up to 50%.

From today, Aug 1:
• Pochi la Biashara customers paying up to KSh 200 pay ZERO fees for an initial 90-day period.

More changes, kicking in Aug 7 include:
• Buy Goods: Free up to KSh 500

Breakdown of the new rates : 🧵

[Kelsa Research @KelsaResearch]

TL;DR:

Safaricom is cutting M-PESA business transaction fees by up to 50%, while Pochi la Biashara payments up to KSh200 are temporarily free and Buy Goods free collections increase to KSh500.

We have put the old-vs-new comparisons into the graphics below.

[Kelsa Research @KelsaResearch]

Safaricom has cut M-PESA transaction charges by up to 50% for some corridors.

We have put the new rates into the graphics below.

[Kelsa Research @KelsaResearch]

6/

In summary: Lower costs for businesses, a higher free-collection threshold for Buy Goods, and zero-fee Pochi payments up to KSh200 during the promotional period.

[Kelsa Research @KelsaResearch]

1/ Safaricom has cut M-PESA charges by up to 50%.

From today, Aug 1:
• Pochi la Biashara customers paying up to KSh 200 pay ZERO fees for an initial 90-day period.

More changes, kicking in Aug 7 include:
• Buy Goods: Free up to KSh 500

Breakdown of the new rates : 🧵

[Kelsa Research @KelsaResearch]

5/ Business Till → PayBill

Transfers from Business Till to PayBills also reduced by up to 50%.

KSh500 → KSh5 to KSh3
KSh1,000 → KSh10 to KSh5
KSh2,500 → KSh20 to KSh10
KSh5,000 → KSh34 to KSh17
KSh10,000 → KSh48 to KSh24
KSh45,000–250,000 → KSh108 to KSh54

[dax @thdxr]

openai: well actually we did 100 hacks
anthropic: we check again we did a million hacks
openai: we do infinity hacks
anthropic: we do infinity times infinity hacks

[Julien Chaumond @julien_c]

protesting efforts to ban open source is not the same as requiring everything to be open source, though, is it?

[Xiaoyin Qu @quxiaoyin]

Hey sir. We are not asking you to open source Anthropic. Just don’t lobby the government to shut down others who do. Jensen never framed other chips as “dangerous” or decides who can use CUDA based on who’s “safe”.