Kevin Mutiso

Chairman of DFSAK &
Co-founder & CEO OYE

#PanAfrican #GenerationHope #7thGenerationPrinciple

[Kevin Mutiso @KevinMutiso]

"Often, when I see what the boda boda have done to our traffic, I feel as though we are back to the age when humans walked on all fours before we evolved into modern Homo Sapiens," is what @makaumutua thinks of boda boda drivers.

He goes on to recommend that we ban all 2.5 million boda drivers.

WOW! If you think the economy is bad now, take one billion shillings a day out of 2.5 million drivers' incomes and see what will be worse for you.

This is precisely why we started @oyeapp_ke. The unique insight we had was that there was a mismatch between the perception of the boda and its reality.

A few simple fixes would solve and empower the boda.

When was the last time you heard of an accident involving a boda ending in a violent outcome? Did you know that various stakeholders have worked extremely hard to reduce those incidents?

Look around you, for every 10 bikers, more than half now wear helmets, and at least 7 out of 10 wear a reflective jacket.

Oye alone has distributed over 5000.

If you are keen, you have probably seen our trademark orange reflector jackets and helmets.

The National Helmet Coalition, led by @ntsa_kenya, has distributed tens of thousands of helmets.

Stephen Kimakon, who consumes over 1,000 litres of fuel per month, recently won a brand-new TVS 125 CC (a magnificent machine) from our partners at @CarAndGeneralGroup.

He plays a very critical role in his society by providing logistics solutions for smallholder farmers in the Kiserian area. His entrepreneurial prowess allows him to provide for his wife and children.

#TheFutureIsHere #BodaDrivers #Entreprenuers #FinancialInclusion #FinancialHealth #Fintech #DigitalFinancialServices

[Arsenal @Arsenal]

Threepeat.

[Pope Leo XIV @Pontifex]

Deep inner suffering inevitably arises when the human person is reduced to performance, consumption, or a statistical datum. Many young people today live under the yoke of expectations to perform, immersed in an exasperated competitiveness that generates anxiety, fear of not measuring up, and disorientation.

[OYE Kenya @oyeapp_ke]

Bloomberg named OYE among the 25 African startups to watch in 2026 🚀

Read more: https://t.co/puxXSCQ8nr

#OYEKenya #TheBodaCompany

[Moses Kemibaro @moseskemibaro]

I'm looking forward to moderating the discussion panel on AI in Lending tomorrow the 29th May 2026 at Park Inn by Radisson, Westlands, Nairobi — a timely conversation on how loan origination, e-sign, identity, data, and AI are reshaping the future of lending in Kenya and across the African continent.

As lending institutions across in Africa look to improve speed, trust, compliance, and access, the big question is no longer whether to embrace AI, but how to do it responsibly, practically, and at scale. This discussion will explore what is working today, where the real implementation challenges lie, and how lenders can build more efficient and inclusive lending journeys without losing the human and governance layer that customers and regulators expect.

I’m especially pleased to be joined by an excellent panel:

✅ Winnie Chira — Founder & CEO, Identify Africa
✅ Kris Senanu — Executive Chairman, Smith & Berkeley LLC
✅ Kevin Mutiso — CEO, OYE & Chairman, DFSAK
✅ Victor Kiplagat — CEO & Co-Founder, Spin Mobile LLC
✅ Kenneth Mantu — GCEO, The Adaptis Group

I'm also grateful to Presta Technologies, Zoho, and DFSAK for putting together this important forum and I am eagerly looking forward to a rich and practical conversation on the future of lending in Africa and beyond.

#AILending #FinTech #DigitalLending #AI #LoanOrigination #ESign #Data #FinancialInclusion #FinancialServices #Kenya #AfricanCulture

@KrisSenanu @KevinMutiso @ZohoAfrica @Zoho

[Kevin Mutiso @KevinMutiso]

If you see me in my @Arsenal jersey, kindly refer to me as champ. Kevin Champ, Mutiso Champ are also acceptable.

Thank you @m8arteta.

[Arsenal @Arsenal]

This belongs to all of us.

[Arsenal @Arsenal]

ONE. TO. GO.

🤝 Presented by @deel

[Arsenal @Arsenal]

The end of Chapter One with The Arsenal ❤️

10 years ago today, Mikel Arteta retired as a player 🗓️

[SKI @skiistiredasf]

Lyle Gittens (108) and Eleanor Gittens (107), a beautiful Black couple from Miami, Florida, are celebrating over 83 years of marriage.
Married in 1942, they hold the Guinness World Record as the world’s oldest living married couple.👏🏿❤️

[Mwango Capital @MwangoCapital]

Business Daily | May 15, 2026

— Eight Kenyan bank CEOs received KES 817M in bonuses in 2025, up 26.5% from 2024, as listed lenders grew combined profit 16.5% to KES 268B, with Co-op Bank’s Gideon Muriuki leading payouts at KES 307.7M ahead of KCB’s Paul Russo (KES 158.09M), NCBA’s John Gachora (KES 92M), Equity’s James Mwangi (KES 90.8M), Stanbic’s Patrick Mweheire (KES 78.39M) and Absa’s Abdi Mohamed (KES 38.45M).

— Diesel rose to a record KES 242.92 per litre as delayed subsidy payments estimated at KES 17B triggered stock-outs and cash-flow pressure across fuel stations.

— KRA lost a KES 3.3B tax claim after a court cleared liquidation of the former Java House owner, weakening recovery prospects for the taxman.

— Metropol CEO Gideon Kipyakwai says credit bureaus sit at the centre of formal lending decisions by assessing repayment behaviour and borrower risk.

[Wandile Sihlobo @WandileSihlobo]

When the South African farming sector is doing well, the interlinked industries tend to benefit from its better fortunes. The auto industry, tractor, and combine harvester supply industries are amongst such industries. We typically hear that the “new bakkies” reflect the better financial conditions in the farming sector.

In 2024 and 2025, we saw the benefits of strong agricultural production, which supported better sales across various months in these industries. For tractor and combine harvester sales, we continue to see stronger activity, even in April 2026. But the path ahead is changing and may present challenges also for these interlinked industries. The Middle-East War and the expected El Niño drought are some of the major challenges in the farmer’s mind. The decision they will make regarding the purchase of the vehicles and the agricultural equipment will be negatively influenced by the concerns ahead.

Still, if one looks into the near term, particularly from the tractors and combine harvesters sales, and to an extent, even vehicles in the farming sector. The picture may look positive. Agricultural machinery sales remain robust in South Africa, supported by orders that some farmers likely placed before the current global challenges.

The farmers’ finances over the past few months were boosted by the ample harvest in the 2024-25 season, on the back of beneficial La Niña rains. Therefore, in our interpretation of these recent sales, we ought to be careful not to view the data as an indication that the agricultural sector is unaffected by rising input costs, lower agricultural commodity prices, and lingering uncertainty about the weather outlook heading into the 2026-27 season, as I noted above.

[Reuters Africa @ReutersAfrica]

Dangote Petroleum Refinery has filed a new lawsuit against Nigeria's attorney general in a bid to overturn fuel import licences issued to marketers and the NNPC state oil firm, court documents seen by Reuters show. https://t.co/T2zPi6mHy2

[Kevin Mutiso @KevinMutiso]

Cannot wait for the press conference after.

[Chinese Embassy in Kenya @ChineseEmbKenya]

At the invitation of President Xi Jinping, President of the United States of America Donald J. Trump will pay a state visit to China from May 13 to 15.
President Xi will exchange views with President Trump on major issues concerning bilateral relations and world peace and development. China and the U.S. need to expand cooperation and manage differences in the spirit of equality, respect and mutual benefit, and provide for more stability and certainty in a transforming and volatile world. #China #US

[Kevin Mutiso @KevinMutiso]

#TheFutureIsHere

[FT Energy @ftenergy]

Africa’s richest man eyes Kenya for new refinery https://t.co/uQPK37OFjC

[Kevin Mutiso @KevinMutiso]

My thesis exactly - Africa needs billion dollar businesses to take off.

[Dividend Investor & Farmer @BoardLotSultan]

1/Kangatas article
Africa's real problem isn't too many small firms—it's too few big ones to lift the economy. Supporting giants like Dangote creates supply chains & opportunities for everyone else. Kenya must learn this lesson. Small businesses thrive when big ones lead

[Maxwell Meyer @mualphaxi]

Warren Buffett watching Berkshire Hathaway CEO Greg Abel speak at this morning's shareholder meeting in Omaha. Sitting in the audience for the first time ever.

He looks very proud.

[Financial Times @FT]

The New York-based firm hauled in a record $40bn in 2025 and paid out about a quarter of it to employees — roughly $2.7mn per employee for a staff of 3,500. https://t.co/IxbRWDDcMv

[Rapid Response 47 @RapidResponse47]

KING CHARLES III: "There was one particular AUKUS predecessor, launched from a UK shipyard in 1944 that served for the majority of her life attached to the 4th Submarine Squadron in Australia playing a critical role during the war in the Pacific. Her name? HMS Trump — so tonight, Mr. President, I am delighted to present to you, as a personal gift, the original bell which hung on the conning tower of your valiant namesake. May it stand as a testimony to our nation's shared history and shining future." 🇺🇸🇬🇧

[Yasir Ai @AiwithYasir]

🚨BREAKING: Two researchers from UPenn and Boston University just published a paper that should be uncomfortable reading for every CEO automating their workforce right now.

The argument is straightforward. Every company replacing workers with AI is also eliminating its own future customers. Laid off workers stop spending. Enough of them stop spending and nobody can afford to buy anything. The companies that fired everyone end up selling into an economy with no purchasing power left.

Every executive can see this. The math is not complicated. But here is why nobody stops.

If you do not automate, your competitor does. They cut costs, lower prices, take your market share, and you collapse anyway. So every company automates knowing it is collectively destructive because the alternative is dying alone while everyone else survives. The researchers proved this is a Prisoner's Dilemma playing out in real time.

The numbers are already moving. Block cut nearly half its 10,000 employees this year. Jack Dorsey said AI made those roles unnecessary and that within the next year the majority of companies will reach the same conclusion. Salesforce replaced 4,000 customer support agents with AI. Goldman Sachs deployed a coding tool that lets one engineer do the work of five. Over 100,000 tech workers were laid off in 2025 and AI was cited as the primary driver in more than half those cases. 80% of US workers hold jobs with tasks susceptible to AI automation.

The researchers tested every proposed solution. Universal basic income does not change a single company's incentive to automate. Capital income taxes adjust profit levels but not the per-task decision to replace a human. Collective bargaining cannot hold because automating is always the dominant strategy.

They also identified what they call a Red Queen effect. Better AI does not solve the problem, it accelerates it. Every company chases faster automation to gain market share over rivals but at the end everyone has automated equally, the gains cancel out, and the only thing left is more destroyed demand.

The one thing the math says could work is a Pigouvian automation tax. A per-task charge that forces companies to account for the demand they destroy each time they replace a worker.

The conclusion is that this is not a transfer of wealth from workers to owners. Both sides lose. Workers lose income. Companies lose customers. It is a deadweight loss with no market mechanism to stop it on its own.

(Link in the comment)

[Julians Amboko @AmbokoJH]

MyOneApp & Safaricom's Edsel Moment by the brilliant @SamoraKariuki

https://t.co/llTiRdPFKT

[NBA @NBA]

WEMBY 🤝 SHAQ

In his masterful Game 4 performance, Victor Wembanyama became the first player to record 25+ PTS, 10+ REB, and 7+ BLK in a postseason game since Shaquille O’Neal on May 9, 2004.