Pay yourself a fixed salary or owner’s draw. Do not treat the business account like a personal wallet. A predictable owner payment protects both household planning and company liquidity.
Entrepreneurs must stop confusing money in the bank with money available to spend. Part of that cash belongs to suppliers, employees, KRA, lenders and future operations. Separate obligations before celebrating the balance.
Cash flow is improved by speed. Shorten the time between buying stock, producing, selling, invoicing and collecting. The faster money completes this cycle, the less external financing your SME needs.
Price for the full cost of doing business. Your price must cover materials, labour, transport, rent, taxes, marketing, debt and profit. Underpricing wins customers while quietly starving the company of cash.
Stop buying status with business cash. Expensive offices, cars, gadgets and unnecessary travel do not prove growth.
The strongest SME is the one that can meet obligations, fund operations and seize opportunities without panic.
Know your break-even point. How much must you sell each month to cover fixed and variable costs? Without this number, sales targets are motivational speeches rather than financial plans.
If after you have sex with someone and your life gets worse , it’s because that person is hazardous to your sexual energy, they are a succubus/incubus
If you have sex with someone and your life improves , it’s because that person’s sexual energy is constructive to your sexual energy , they are a divine amplifier
Ouch!
You know what hurts with all these?
The Chinese dont actually build. They subcontract. You'll always see a fellow Kenyan doing all the work.
Inamaanisha shida iko kwa management, not ability.
Not sure if it was @kinjeketile who once pointed it out...
lowkey one of the highest leverage things a founder can do is marry a beautiful educated woman that knows how to host, make friends, read social dynamics and create warmth around people
bruno apeane assist mbili,,,,casemiro afunge in his last game old Trafford,,,,Carrick aadress fans after full time,,,,,,,and my weekend would be perfect.
After a lot of years
I am selling @BrutImz E36
Among the most cleanest.
Everything WORKS
M54b30 engine
Zf 5 speed gearbox
210k mileage -subject to change
18 inch M sport wheels
Glass sunroof
Asking 900k
This car is cheaper than therapy
0724452115
Pattern recognition is and always will be the strongest human skill. Don't forget.
People repeat themselves, markets repeat themselves, outcomes repeat themselves