Education Consultant. Enrichment & Youth Engagement Specialist. Helping get young people life ready, understanding their minds, money, purpose, community.
A year ago, I was moved to tears when govt agreed to consult on Council Tax debt collection. I’m reposting that video as today IT'S DONE. On the back of @mmhpi campaigning the govt said this morning it WILL change the rules
- Currently miss a monthly payment & within 3 weeks, you can be told "pay the whole year". From Apr 27, Councils must wait 63 days to do that & signpost people to help meantime
- The max added admin cost is also being capped at £100
Here’s my official quote on it….
“Council Tax debt collection is so aggressive it’d make banks blush. It’s the most vicious and damaging form of legal debt collection out there - causing counterproductive misery for millions. We’ve spent the last 18 months campaigning hard to change this hideous system, and having seen so much pain caused by it, I’m genuinely moved by this huge first step towards making things better.”
“Currently, in England, if you miss a monthly payment, many councils, within usually 3 weeks, demand payment for the entire year. How people who can’t find a month’s money are expected to find a year’s I don’t know. Yet if they can’t pay, within just three more weeks, they are often taken to court, have ‘admin costs’ added, and soon see bailiffs sent in. No commercial firm would be allowed to do anything close - constituents are treated worse than customers.”
The new rule from next April means councils must wait two months, not 3 weeks, to ask for a year’s money, and the ‘admin costs’ will be capped at £100. In a perfect world, it would be even longer and the lower cap would apply, but this is still a hugely welcome change to a 33-year-old process. For councils too, it is worth remembering that this grotesque system is often catastrophic for people’s finances and wellbeing, leaving many needing more help and support, and ultimately the same council having to pick up the pieces.”
last May. Today ITS DONE! Govt has announced
“Martin, If you had to prioritise what’d you do first… Will / Power of Attorney, or tax / pensions / inheritance?”
And do let me know your answer too…
Courtesy of @itvMLshow and watch the full ‘reboot your finances’ episode at https://t.co/mP3PGLKoi9
“Martin, I have £13,000 of Credit Card debt, and £37,000 in loans from my wedding this year. I’m struggling to get a 0% balance transfer. Is this due to my loan which I took out six months ago?”
Courtesy of @itvMLshow ‘reboot your finances'. Watch the full show on: https://t.co/W5ZwLORuBY
misogi is a japanese ritual - one hard, year defining challenge
i heard about it from @JesseItzler last year on the pod
for 2025 my misogi was… learning piano from scratch
Based on everything I’ve seen, a simple recipe can work: focus on what’s in front of you, design great days to create a great life, and try not to make the same mistake twice. That’s it. If you really want extra credit, try not to be a dick, and you’ll be a Voltron-level superstar.
The secret to winning any game lies in not trying too hard.
Feeling as though you are trying too hard indicates that your priorities, technique, focus, or mindfulness is off. Take it as a cue to reset, not to double down. And take comfort in the fact that, whenever in doubt, the answer is probably hidden in plain sight.
What would this look like if it were easy?
In a world where nobody really knows anything, you have the incredible freedom to continually reinvent yourself and forge new paths, no matter how strange.
Embrace your weird self.
There is no one right answer . . . only better questions.
Technological Optimism and Appropriate Fear - an essay where I grapple with how I feel about the continued steady march towards powerful AI systems. The world will bend around AI akin to how a black hole pulls and bends everything around itself.
The Risks (and Ethics) of Working Multiple Full-Time Jobs 💻💼
@jason and the crew react to posts from the Overemployed subreddit — where remote workers juggle multiple full-time jobs without telling employers.
• One worker with 3 jobs lost all of them after a LinkedIn slip exposed their double (and triple) dipping.
• Another, a working mom, earns $160K by balancing 2 finance jobs — a move Jason calls “obviously unethical” but understandable given her circumstances.
• Debate centers on whether it’s stealing, violating contracts, or simply gaming the system — and how managers can reward both effort and impact.
#RemoteWork #Overemployed #TechNews #WorkFromHome #Productivity #ThisWeekInStartups #Ethics
I routinely write “No hurry, no pause” at the top of my notebooks as a daily reminder.
You can get 95% of the results you want by calmly putting one foot in front of the other.
One former Navy SEAL friend once texted me a principle used in their training: “Slow is smooth. Smooth is fast.”
Perhaps I’m just getting old, but my definition of luxury has changed over time. Now, it’s not about owning a lot of stuff. Luxury, to me, is feeling unrushed.
No hurry, no pause.