FIIs are exiting for many reasons from rupee weakening to yields getting higher in US to suffering double taxation and so on.
As on date, it looks like situation would only worsen. It is very unfortunate that finance ministry is not actively engaging with FIIs to stop the outflows.
We've not reached a stage to say not required to foreign money. Even developed countries emphasise the importance of FIIs.
REITS are a good ingredient in a diversified portfolio. But dont mistake them for debt & only see the yield. They can be very volatile. Best held through a mutual fund. Story by @PosteAnil. Read https://t.co/qHUkXktxxy for full story
Foreign Assets of Small Taxpayers – Disclosure Scheme, 2026
One-time window has been offered to declare foreign assets and avoid prosecution under the Black Money Act
@livemint
Gold’s purchasing power tells the story.
From buying a Maruti 1000 in 1990 to a Mercedes GLS today, gold has consistently preserved wealth across decades.
Personal finance core concepts:
1️⃣Learn to budget
2️⃣Have an emergency fund
3️⃣Spend less than you earn
4️⃣Be disciplined in spending
5️⃣Get life and health insurance
6️⃣Don't get into unnecessary debt
7️⃣Invest majority of savings in assets
8️⃣Maximize earnings, minimize expenses
Simple personal finance:
- Emergency fund
- Term & health insurance
- 3–4 mutual funds
- NPS/PPF for retirement
That’s really all most people need, but they ignore it because it isn’t exciting.
Some good proposals on LRS, foreign asset disclosure & general prosecution:
1) TCS on overseas tour down from 5%/20% to 2%
2) Education & Medical expenses TCS down from 5% to 2%
3) ITR can be revised by 31st March
4) Foreign Asset Disclosure scheme for 6 months
5) No interest on penalty amount till 1st appeal
6) Updated return can be filed even after reassessment.
Holy moly! If you buy SGBs in the market (not from primary issuance) you will pay full tax on capital gains when the bond is redeemed! This is from April 1, 2026
Very negative for SGBs if you have bought in the market.
3 crore people pay more tax than than the entire 140 crore people combined - IT vs GST
3 crore people whose total income is a mere rounding off fraction when compared to the entire corporate earnings, pay more tax than the whole corporations combined.
This is just the government sucking your blood when you are alive. When the blood runs out, you are thrown away and there will be someone else replacing you.
Two or three times in a decade, stock market provide you many opportunities which would tick all the boxes like
Cheap valuations
Good earnings growth
Decent corporate governance
Promoters having huge skin in the game
Less or no debt
Excellent return on equity
High quality
Very less dilution
Usually in normal market conditions, such opportunities are not easy to find. Even if you find, difficult to get most of the boxes checked.
If you are a stock picker willing to spend lot of time and energy for research, passionate about stocks, you would be able to create a very good portfolio. I'm not saying it is easy. You need to research across industries and study many companies. But for those who are willing to do the hard work, huge wealth creation opportunities exist.
I know sentiments are very low. If budget doesn't meet investors expectation, they may even lose interest in stocks. But only these are the times when opportunities are available. Good sentiments and good opportunities rarely coexist.