Cash rate is 4.60% from 30 Sep.
That is not automatically the rate on your statement.
Variable: lender decides if/when it moves.
Fixed: stays until the term ends.
Open the last statement. Circle the printed rate.
General information only.
Family home is not CGT. From 1 July 2027 investment gains are split at that date. Valuation is evidence for your accountant — not a rate change. General information only.
5% of $1 million is $50,000. That is not the cash at settlement.
Stamp duty, legal fees and LMI (if you are under 20%) sit on top. The listing deposit and the money in the account are different numbers.
General information only.
SMEs: Payday Super = no more holding SG for months. Every pay run now funds 12% of payroll. September is the squeeze.
Business LOC / overdraft = the practical fix. Happy to walk you through it.
Lana Roos | Mortgage Choice
Australian house prices have a clear pattern over the last 30 years.
Across 8 national downturns: • Average fall: ~2.9% • Average recovery that followed: ~32% over nearly 3 years • Every downturn was followed by new highs
Full breakdown here:
https://t.co/K9VEWFxFHC
#AustralianProperty #HousingMarket
Refinancing consideration: Many homeowners review their loans when rates or personal circumstances change. It’s worth understanding the potential costs and benefits. Always get advice tailored to your situation. Book an obligation-free chat: https://t.co/y4sS3mxhHd #MortgageAustralia
Another happy client has settled into their first home in Australia! Congratulations to families who are achieving their property goals. If you’re thinking about your next step, I’m here to share general guidance. Book a chat: https://t.co/oWpqiwqqtH #FirstHomeBuyer
Great news for home buyers — competitive home loan rates are currently available through Mortgage Choice. It’s a good time to explore your options and see what you may qualify for. General information only — rates and criteria vary. Book an obligation-free chat: https://t.co/y4sS3mxhHd #MortgageAustralia #FirstHomeBuyer
First Home Buyer Tip: Don’t forget to check your eligibility for state and federal grants and concessions — they can save you thousands on stamp duty and deposits. Always seek personalised advice for your situation. What’s one question you have about buying your first home? Book a chat: https://t.co/y4sS3mxhHd #FirstHomeBuyer #MortgageAustralia
Hello 👋 I’m Lana Roos, Mortgage Choice franchisee helping families, first home buyers & new arrivals across Australia secure their homes. Mortgage broking since March 2013. I share practical general mortgage insights to support your journey. Book an obligation-free chat here: https://t.co/y4sS3mxhHd DMs also welcome. #MortgageAustralia #FirstHomeBuyer
Urgent: The only admin of Aussiekaners (90 000+ South Africans in Australia) had his account suspended.
This vital support group for visas, jobs, housing & settlement is now at risk of closing forever. @Meta@facebook Please restore admin rights or transfer to trusted members!