Laxmikant Lokhande

Fixed Income | Credit | Macros | HDFC Securities| Ex-Digit Insurance | Ex-ICRA | XIMB | SGSITS

[Laxmikant Lokhande @L_Lokhande]

@AmazonHelp This is of no use. @AmitAgarwal @ajassy - request your intervention

[Laxmikant Lokhande @L_Lokhande]

@AmazonHelp @amazonIN @amazon @amazonIN

[Laxmikant Lokhande @L_Lokhande]

@AmazonHelp @amazonIN @amazon The customer care team is adamant and unable to resolve the issue.

[Laxmikant Lokhande @L_Lokhande]

And when questioned, they were incredibly rude, telling me to "go complain wherever you want."

​Is this how a "reputed brand" handles customer payment and delivery? #CustomerService #BadExperience #TheSleepCompany

[Laxmikant Lokhande @L_Lokhande]

BondWithBonds | Post #1 | Modified Duration

https://t.co/g4rWxkRsLq

[Laxmikant Lokhande @L_Lokhande]

A ₹2.7 lakh cr dividend, a changed risk buffer, and big implications for liquidity and yields—this isn’t just a transfer; it’s a macro move. Understand the mechanics, drivers, and what lies ahead.

Read the full breakdown here.

https://t.co/PbfZ2bQuIQ

[HDFC securities @hdfcsec]

New tax regime = more savings? Here’s what no one is telling you! 👀
Get the full scoop in the podcast.

#Taxation #Budget2025 #FinanceTips #HDFCSecurities #hdfcsky

[HDFC SKY @HDFCSKY]

Budget 2025 launches tomorrow, and we know you’ve got questions. 📊
Don’t worry, we’ve got you covered!

Tune into our latest podcasts, featuring industry experts with everything you need to know before the big reveal.

Podcast 1: https://t.co/vvwmOIdyxK

Podcast 2: https://t.co/hMGCtX5geX

Podcast 3: https://t.co/fYRE76eotV

Full episodes out – go watch now!

#Budget2025 #finance #HDFCSky #MakeMoneyMatter

[Laxmikant Lokhande @L_Lokhande]

Today's date
6-12-24

[HDFC securities @hdfcsec]

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[Laxmikant Lokhande @L_Lokhande]

Earning average returns over above average time period is far better than extraordinary returns over short time periods. T (time) is the most powerful variable in the compound interest formula but people often focus wrongly on R (returns).

[Laxmikant Lokhande @L_Lokhande]

@deepakshenoy Budgeted 1.02 lakh cr includes dividend from banks and FIs. So technically, budgeted RBI dividend would be even lower. Against that 2.1 lakh cr is significant.

[Laxmikant Lokhande @L_Lokhande]

@robinhoodmumbai @deepakshenoy Long term yields also supported by inclusion of G-secs in JP Morgan Bond Index and FPI flows post the announcement (Rs. 75-80k net flows in debt market post Sep 2023).

[Laxmikant Lokhande @L_Lokhande]

@pratik_thakkar @thimmaiah_ab @deepakshenoy RBI has various tools to manage inflation. Repo rate is just one of the tools. Right now RBI is indeed using liquidity to control inflation.

Of course, yields are market driven but market is responding to tight liquidity which is being controlled indirectly by RBI.

[Laxmikant Lokhande @L_Lokhande]

@pratik_thakkar @deepakshenoy Also, relatively lower government spending is keeping banking system liquidity in far deficit.

[Laxmikant Lokhande @L_Lokhande]

@pratik_thakkar @deepakshenoy In current scenario, the inversion is neither a sign of recession nor short term uncertainty.

What is simply playing out currently is the demand supply mismatch of liquidity.

RBI is keeping liquidity conditions tight to control inflation.

[Laxmikant Lokhande @L_Lokhande]

@pritishsays @XIMBAlumni @ximb_official @Cpmumbaipolice
@mumbaipolice
@BombilTimes
@TOIMumbai
@mid_day
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#FindAiswarya #Help #Mumbai #Missingperson

[Harsh Goenka @hvgoenka]

A good lesson for all of us..