Lance Shelton

UGA 16’

[Clay Travis @ClayTravis]

The S&P 500 just hit another all time high. The stock market is now up over 50% since this past April when economic “experts” told you the economy was collapsing. And for “I can’t afford stocks,” guy in mentions. Stop being a pussy. Buy index funds. Start with $5 or $10 a week.

[Graham Stephan @GrahamStephan]

"Index investing won't make you rich."

An annoyed reader sent me this, so I ran the numbers on the greatest investors in history vs the average person.

If you started with $10,000 today, how long would it take to hit $1 Million?

The results are a reality check:

1. Jim Simons:

Jim Simons was the GOAT of trading. His algorithms achieved ~66% annual returns. If you had his god-tier ability it would still take you 10 years to turn $10k into $1M.

2. Warren Buffett:

Buffett is the master of long-term value. His track record sits around 20% annually. If you invested like Buffett, it would take you 25 years to hit $1M.

3. The S&P 500:

The market historically returns about 10%.
If you just "Index and Chill" – It takes 48 years.

Here's the hard truth: You’re no Jim Simons. You aren't Warren Buffett. Neither am I.

When we see that "48 years" number, we panic.

We feel like we are falling behind. So we try to hack the math.

The temptation of going all-in on individual stock picks and volatile trades like crypto comes from trying to compress 48 years of returns into 12 months. But we misunderstand the mechanics of the game.

Studies show that only 4% of stocks from 1926-2016 accounted for all the wealth creation in the market. Trying to pick the next winning stock from that 4% is like trying to hit the lottery. So how did the legends do it?

Jim Simons had an advantage: A team of PhDs and the world’s most advanced algorithms.

Warren Buffett had an advantage: Billions in insurance float and a golden reputation that gave him access to deals you will never see.

You cannot beat them at their game. But you don't have to!

You don't have to beat the market to get rich. You just have to stay in it. Simons solved complex equations. Buffett valued complex businesses. Your job is infinitely simpler: You just have to show up.

The mechanics of wealth for us aren't about outperformance. They're about habit.

But does that mean you never take risks?

I wrote a full breakdown called "Can you get rich by index investing?" that dives deep into the "Survivor Bias" trap and the exact strategy I use to balance my moonshots with my indexing approach.

Subscribe to my newsletter so you don't miss it. The link is in my bio.

[Karli Bonne’ 🇺🇸 @KarluskaP]

Absolutely sickening

[Mike Lee @SenMikeLee]

You forced Obamacare through 16 years ago while Republicans warned it would make premiums skyrocket? 

“Yes Dave.”

And then premiums skyrocketed?

“Yes Dave.”

Then under Biden you passed additional subsidies to pay for these high premiums?

“Yes Dave.”

And now these subsidies are largely corporate welfare driven by fraud?

“Yes Dave.” 

And now you’re shutting down the government to continue these subsidies? 

“That’s correct Dave.”

[Barbell Financial 💪🏻💰 @BarbellFi]

Social Security has $2.7 trillion left

It takes taxpayer dollars & invests in U.S. treasury bonds averaging a 4% return

The fund will completely dry up by 2035

If the money was invested in the S&P 500 it would average 10-12% returns

Why hasn’t this happened? 🤬

[Lance Shelton @Lanncee]

@LeadingReport @Brettbb12 who knew …

[Tim Tebow @TimTebow]

I have something really difficult to share with you, but I believe you deserve to hear it. Because we believe when your eyes are opened to the reality out there of who these offenders are, you’ll continue to protect your children, and help us protect the rest.

[Daniel Simpson @DSimpson88]

Alex Anthopolous at the deadline is gonna have to envision what can be, unburdened by what has been.

[Daniel Perez @DrPerez621]

RIP Devyn, miss you kid. 🙏🏼

[Ian @SaiyanFinance]

Cancel Social Security & Medicare.

Social Security & Medicare cost you 15.3% of every paycheck.

These programs need to be replaced.

The Average American makes $59k in a year. SS & Medicare take $9,000 of that.

If you put away 15.3% of your average income into the S&P 500 earning 12% for 45 years you would retire with nearly $14,000,000.

Can you really argue SS & Medicare aren’t theft?

Instead of getting $1700 a month when you retire, a forced retirement savings of 15.3% for your career could set you up with $14M.

The government is literally stealing $14M from you with the Social Security and Medicare taxes.

[Atlanta Braves Radio Network 🎙️ @BravesRadioNet]

A comeback for the ages!! Braves even up the series!

[Lance Shelton @Lanncee]

@mlbtraderumors @KenkneeK

[Rachel Cruze @RachelCruze]

We all understand his pain 😂

[LAMBO LiNZ @linzekahmil]

They really be like this

[Lance Shelton @Lanncee]

@bravesmoose @NateFerrell17

[Braves on TBS @BravesOnWTBS]

“Andruw Jones is out of room. Against the wall, he…caught it, oh my goodness! What a play! That’s amazing.” - Skip Caray, 7/9/1999

#BravesOnTBS

[benny polizzi @benedictpolizzi]

who’s buyin this?

[Becca @beccasbraves]

I just want to know why Chiefs fans doing the Chop isn’t a national emergency every year like it is for the Braves?

[Rachel Cruze @RachelCruze]

No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it. —Hebrews 12:11

[Lance Shelton @Lanncee]

@DrPerez621 “Deserve” in sports? Let’s delete that word.