Most guys in 2026 put women on a pedestal.
Do the exact opposite.
Say:
“Why’s a pretty girl like you still single? Come on, let’s find you a boyfriend.”
Then point to the biggest nerd/loser in the room.
Her attraction to you will shoot up. Trust me.
Ways to handle her shit tests:
1. Agree and amplify
2. Blend it with humor
3. Smirk and ignore
4. Ask her a counter question
These four responses will cover almost every shit test or provocative comment she throws at you
Examples:
How's work? ❌
I bet work is boring. I'll give you something better to think about. ✅
Avoid generic small talk, rather, position yourself as her escape route.
12. “Alright… try not to think about me later.”
No emoji.
No follow-up.
Just a line that echoes when she’s in bed staring at the ceiling.
She’ll think about you, every time.
If she’s stuck on a boring topic and you want to spice things up…
“I haven’t been listening to anything you’ve said… I’ve been looking at your legs.”
This is a high-risk, high-reward pattern interrupt.
Why it works:
This is activated Charcoal, take it to combat/neutralize poisoning, take 1 pill before going out and one pill when coming back. Take 3 pills if going to family events just to be safe. Get them at Clicks but maybe you can find them at any pharmacy. Be safe, the world is cruel out there🙏🏾❤️
@Bqmbulu All of you are just so stupid sometimes.
How exactly is this proof that someone “has no game”? Beauty is subjective. What is beautiful to you might be unattractive to me, and vice versa.
And honestly, what is your problem when the man himself isn’t even complaining?
Why can’t you simply marry the woman you consider the prettiest and allow me to marry the woman I find beautiful—in peace?
The man is happy. Let him be happy. You people should rest.
All of you are just so stupid sometimes.
How exactly is this proof that someone “has no game”? Beauty is subjective. What is beautiful to you might be unattractive to me, and vice versa.
And honestly, what is your problem when the man himself isn’t even complaining?
there's something called the rule of 72 and it's the simplest ways to estimate how long it takes your money to double through compound growth.
the formula is simple:
72 ÷ annual return (%) = years it takes for your money to double
for example:
a 7% annual return: 72 ÷ 7 ≈ 10 years
a 10% annual return: 72 ÷ 10 ≈ 7 years
a 15% annual return: 72 ÷ 15 ≈ 5 years
a 20% annual return: 72 ÷ 20 ≈ 3.6 years
the higher your annual return, the faster your money doubles.
this rule is valuable cos it lets you quickly estimate the power of compound interest without using a calculator. once you understand it, you can make smarter investment decisions and easily compare different rates of return in your head.
As a founder, If you’re raising venture capital, sitting in board meetings, or speaking with institutional investors, there are about 30-40 business terms you should know cold. I have been doing this for more than 10years so these are the ones that matter.
⸻
1. WACC — Weighted Average Cost of Capital
This is one of the most important concepts in corporate finance.
Meaning
The average cost of every dollar the company uses to finance itself.
Money isn’t free.
A company can obtain money from:
Equity (selling shares)
Debt (bank loans, bonds)
Each has a cost.
WACC combines both.
Example:
You need ₦100 million.
You raise
₦60m from investors
₦40m from the bank
Investor expects 20% return.
Bank charges 10% interest.
Your WACC is
(60% × 20%) + (40% × 10%)
= 12% + 4%
= 16%
Meaning:
Every project you invest in should ideally earn more than 16%.
If not, you’re destroying value.
⸻
Why VCs care
Suppose you tell a VC
“Our expansion will generate 8% yearly.”
If your WACC is 16%
The VC thinks
“Why are you investing in something earning less than your cost of capital?”
Bad management.
⸻
2. CAC — Customer Acquisition Cost
One of the first numbers investors ask.
Formula
CAC = Marketing Spend ÷ Customers Acquired
Example
You spend
₦5 million on ads
Acquire
500 customers
CAC
= ₦10,000
Meaning
It costs you ₦10k to get one customer.
⸻
3. LTV — Lifetime Value
How much one customer generates before leaving.
Example
Customer pays
₦10,000/month
Average customer stays
36 months
Revenue
= ₦360,000
Gross margin
70%
LTV
≈ ₦252,000
⸻
Investors love
LTV : CAC
If
LTV = ₦250k
CAC = ₦10k
Ratio
25:1
Fantastic.
Generally:
Below 1:1 → Losing money
Around 3:1 → Healthy
5:1+ → Excellent (assuming the numbers are sustainable)
⸻
4. Burn Rate
How fast you’re spending money.
Example
Cash in bank
₦120m
Monthly expenses
₦10m
Burn rate
₦10m/month
⸻
5. Runway
How long before you run out of cash.
Cash
₦120m
Burn
₦10m/month
Runway
12 months
VCs almost always ask
“How much runway do you have?”
⸻
6. EBITDA
Earnings Before Interest, Taxes, Depreciation and Amortisation
Measures operating profitability before financing and certain accounting charges.
Think of it as
“How much does the business generate from operations?”
Very common in acquisitions.
⸻
7. ARR
Annual Recurring Revenue.
Critical for SaaS.
Monthly subscriptions
₦2m
ARR
₦24m
Investors love growing ARR.
⸻
8. MRR
Monthly Recurring Revenue.
If subscriptions
₦500k
Next month
₦700k
MRR increased.
⸻
9. Gross Margin
How much remains after direct costs.
Example
Revenue
₦100m
Cost to deliver
₦30m
Gross margin
70%
High gross margins usually make companies more scalable.
⸻
10. EBITDA Margin
EBITDA ÷ Revenue
Shows operational efficiency.
⸻
11. ROI
Return on Investment.
Simple.
Invest
₦1m
Earn
₦1.5m
ROI
50%
⸻
12. IRR
Internal Rate of Return.
Measures the annualised return of an investment over time.
Private equity firms use this constantly.
Higher IRR = better investment.
⸻
13. NPV
Net Present Value.
Money today is worth more than money tomorrow.
NPV discounts future cash flows to today’s value.
Positive NPV
Good investment.
Negative
Reject.
⸻
14. Cap Table
Capitalisation Table.
Shows
Founders
Investors
Employee stock options
Ownership percentages
Every startup should have one.
⸻
15. Dilution
Every fundraising round usually reduces existing shareholders’ percentage ownership.
Example
You own
100%
Raise investment
Now own
80%
You’ve been diluted.
⸻
16. Valuation
What the company is worth.
Pre-money
Value before investment.
Post-money
Value after investment.
Example
Company worth
₦900m
Investor puts
₦100m
Post-money valuation
₦1 billion
Investor owns
10%
⸻
17. TAM
Total Addressable Market.
Entire possible market.
Example
Nigeria spends
₦5 trillion yearly on facilities management.
TAM
₦5 trillion.
⸻
WACC = Weighted Average Cost of Capital.
Using the simple loan business as an example;
Assuming you need N1mn for disbursement to debtors, and you receive funds from the below sources;
Elumelu gives you N400k at 18%
Dangote drops N300k at 15%
Otedola drops N200k at 13%
Rabiu drops N100k at 12%
This means you have the N1mn now to give out as loans.
The cost of the capitals above are 18%, 15%, 13% and 12% which average is 14.5%
However, you cannot average the cost using the straight line basis because the capitals are not of the same value (different weight), so a Weighted Average Cost gives you the most accurate figure of what the average is.
This is simply gotten by weighting of the capital and multiplying by respective cost.
You can see the below picture for reference.
This shows that while the average cost is 14.5% on a straight line basis, the actual WACC is 15.5%.
T for Tenks.
WACC (Weighted Average Cost of Capital) is the minimum score a business must achieve on every investment it makes.
Imagine you want to start a small clothing business and you need N1,000,000 to get started.
You get the money from two places:
- Your uncle lends you N400,000, but you must pay him 10% interest every year and
- you invest N600,000 of your own savings.
Now ask yourself:
How much should my business earn before this investment is worth it? That's where WACC comes in.
Step 1: Understand the two sources of money
- Debt (borrowed money)
Your uncle expects interest.
If you borrowed N400,000 at 10%:
You owe N40,000 every year and borrowing money has a cost.
- Equity (your own money)
Your own money isn't free either because you could have used that N600,000 elsewhere.
For example:
- Buy treasury bills
- Invest in stocks
- Start another business
Suppose you expect at least 15% return, that means your money also has a cost.
Step 2: Combine both costs
Now calculate the weighted average.
Debt: 40% × 10% = 4%
Equity: 60% × 15% = 9%
Total:4% + 9%= 13%
Your WACC = 13%
What does that mean?
If your business earns: 10%, that is bad.
You didn't even cover the cost of getting the money.
If your business earns: 13%, you just broke even.
If your business earns: 20%, that's excellent.
You are making more than it cost to finance the business.
get a haircut every 2 weeks to stay sharp, wait 5 secs before answering the phone to control the rhythm, always arrive 15 mins early, stay away from free lunches, never talk about people who aren't in the room and when anger rises, wait 10 mins before reacting. these habits may look rigid but they're the hidden discipline of the elite.
cut out porn
& anything that dulls your focus
buy new basics esp your underwears
keep your haircut consistently sharp
shower daily
sometimes thrice if your day demands it
build a clean wardrobe: a few solid polos, well fitted shirts and good pants
own footwear for different settings
use fragrance daily: at least one reliable everyday scent and if you can, one standout signature cologne
maintain your hygiene: deodorant, oral care twice daily, tongue cleaning before you go to bed
first thing in the morning activate your body with a few push-ups
always use the restroom before stepping out everyday
dress well regardless of the occasion, appearance is a silent proof of capacity
and above all, love god
save this, reflect on it and apply it consistently, you can thank me later