Living Actuary

Fellow of Institute and Faculty of Actuaries UK. Interested in GI, Lloyd’s of London and Data Science. Also have a love/hate relationship with MS Excel

[Living Actuary @LivingActuary]

Fiscal drag is a real stealth tax

[George 🟠⚡🏴󠁧󠁢󠁥󠁮󠁧󠁿 @GeorgeN95X]

Inheritance Tax now being applied to agricultural assets will see a lot of multi-generational farms being sold to large organisations just to foot the tax bill.

It's disgusting - we should be protecting our farmers and paying them more. Not taxing them more.

[Living Actuary @LivingActuary]

Capital gains tax now 24% in the UK for a lot of people

The government takes none of the risk, but nearly a quarter of the reward

[Living Actuary @LivingActuary]

Actuaries mentioned in drama series “Trying”…

[Living Actuary @LivingActuary]

Wow a broken system I’m my opinion

[End Wokeness @EndWokeness]

🇬🇧 UK's election results. This is wild:

Labour: 34% of the vote. 64% of seats.
Reform UK: 14% of the vote. 1% of seats.

[Mike Child @mikechildmusic]

@WeAreWST Absolutely delighted for Stuart. He thoroughly deserved the win. Such a great player to watch when he’s in full flow. His enthusiasm for the game is second to none. Would love to see him go on and lift the trophy once again.

[Living Actuary @LivingActuary]

@LloydsofLondon why have you not been posting on your X account? I would have expected the year end results tweeted on this platform?

[Living Actuary @LivingActuary]

Giving these types of books to recent friends new borns. Mainly because my friends will have to read them out aloud when putting the babies to sleep and may learn a thing or two!

[Living Actuary @LivingActuary]

Car manufacturers like @Hyundai_Global, @Lexus, @LexusUK, @ToyotaUK are not doing enough to ensure their cars have adequate security measures- essential they are very easy to steal! The police don’t seem to care in the majority of cases so what pressure are you applying as insurers @avivaplc , @AvivaUK , @DirectLine , @AdmiralUK , @lv ,@AXA_XL. I think you owe it to your customers to investigate deep into the cause of these thefts and penalise the car manufacturers for negligence and not your customers in technology driven thefts.

https://t.co/QsbseiCz3Z

[Living Actuary @LivingActuary]

@rightmove will you update your sold house prices? The last update was on 12 October 2023 which is nearly 2 months ago.

[Living Actuary @LivingActuary]

My solicitor has a fax number in her signature so I initiated the first fax. We will now communicate via fax

[Living Actuary @LivingActuary]

Interesting discussion on careers this week! @LloydsofLondon

[Living Actuary @LivingActuary]

More fighting in East Ham post office @RoyalMail @RoyalMailHelp because your consistently understaffed. About time it all changed and whenever I see the company struggle it all makes sense every time I experience the service offered!

[Living Actuary @LivingActuary]

The new boxes in @LloydsofLondon have digital displays allowing for great visuals. Have a look at this display to mark Remembrance Day.

[Living Actuary @LivingActuary]

Hi Dino, yes there’s many factors at play here. One being stealing cars has certainly got more efficient and more organised. However, in many cases and with the amount of cctv cameras in place they could track criminals if they wanted. But in my opinion, the car industry has no incentive to improve security (you’ll go back to the dealership on theft=quicker repeat sale) and police don’t want to investigate as they would perceive us as being insured. At the end of the day, as with many things the common consumer bears the cost of this with the increase in insurance premium for the next 5 or so years.

I would love to see more insurers refuse to cover certain models of cars which would make manufacturers rethink security and design. Some cars like Lexus have a built in emergency start feature so it’s even easier to steal them.

[Living Actuary @LivingActuary]

Car theft is effectively decriminalised in London

[Living Actuary @LivingActuary]

#giro50

[Living Actuary @LivingActuary]

@PostOffice …the East Ham branch is always so busy and yet you have insufficient staff consistently…it’s like you don’t want our money. Sort it out!Your analysis of usage of services need to be more robust than it currently is!

[Living Actuary @LivingActuary]

The new @LloydsofLondon underwriting room!

[Living Actuary @LivingActuary]

If the current cost of living crisis was a bin!