Liz Yoder

Disability advocate, Lifetime learner, CFP Professional, on a mission to empower individuals with disabilities to take control of their financial lives.

[Liz Yoder @LizWYoder]

I’m listening and trying to understand how others are finding this conference compared to the prior summits. Is it possible to miss that core diversity initiative by avoiding the more obvious breakout choices?

[Liz Yoder @LizWYoder]

I have been to the @CFPBoard’s diversity summits. This year, the education symposium and diversity summit have been combined. I worried about the dilution of the diversity message, but they’ve been clear their commitment is present throughout this conference.

#cfpconnections2024

[Liz Yoder @LizWYoder]

Some financial planning clients look for validation, others to delegate. All expect their advisors to find the best fit for their individual need.

How are we building the client experience where they are in control of building their own plan?

#cfpconnections2024 #cfppro

[Liz Yoder @LizWYoder]

You don’t just have supporters (in MD gov), you have fans. @GovWesMoore #DDDay2023

[Liz Yoder @LizWYoder]

Children will be included in the #blueprint for education @GovWesMoore #DDDay2023

[Liz Yoder @LizWYoder]

When we say that we are going to life up this community… that it will have a meaningful place at the table, we mean that - Wes Moore #DDDay2023

[Liz Yoder @LizWYoder]

Lt. Miller is one of us, having family with IDD. The future is bright for our advocacy.

[Liz Yoder @LizWYoder]

I feel silly to be emotional seeing both Lt. Gov. Miller and Gov. Moore walk into our day at the legislature. So rare to see leadership show up for our community. #DDDay2023

[Liz Yoder @LizWYoder]

Not working for some people but all people #DDDay2023

[Liz Yoder @LizWYoder]

The ABLE act continues to be one of the proudest pieces of legislation that MD legislators have worked on #DDDay2023

[Liz Yoder @LizWYoder]

Kudos to @parentsplace_MD for have so many bi-lingual Spanish-English resources. I do not find many support systems that have dedicated their time and money to educating non-English speakers, myself included, and it is a huge benefit to your community.

[Liz Yoder @LizWYoder]

@BionicSocialite He's learned from social cues of the immature that he has to guard himself. Get him around people who want to hear his wild ideas.

[Liz Yoder @LizWYoder]

@BionicSocialite Middle and high school social politics are annoying for most. If he is disinterested himself in the conversation at lunch, maybe there is a teacher who’d be interested in mentoring his interest area during lunch. Maybe a long shot. Get feedback from the school and be creative.

[Liz Yoder @LizWYoder]

@BionicSocialite If it doesn't fit in the dishwasher, I don't have time for it.

[Liz Yoder @LizWYoder]

Interested in #government and #history? Get into #financialplanning Nerd out with me as I read through #HR2617 #SecureAct2 and look for the nuggets that impact my #disabled clients. Continue on through the #POMS if you're really in love with #policy.

#CFP #disabilityadvocacy

[Liz Yoder @LizWYoder]

My New Year's day was eventful with a discovery of a burst pipe in our laundry room. Use the New Year to review your insurance coverages! Need help? Make a plan wish a financial planner!

#homeinsruance #NewYear2023 #CFP

[Liz Yoder @LizWYoder]

I enjoy these little snapshots of time, even though comparisons are pretty meaningless if you don't look at other metrics. Here's how much money it takes to be considered middle class in 20 major U.S. cities https://t.co/zBCP1DqqUN

[Liz Yoder @LizWYoder]

There are other ways to legally pay people through the benefit structure within the company. Look at your state’s treatment of retirement accounts when people are enrolled in the #workerswithdisabilities programs. Don’t know where to look to find out more? @PlanningAcross

[Liz Yoder @LizWYoder]

As a reminder to employers of people with disabilities: An ABLE account cannot be used to discount income from Social Security or Medicaid. It can only currently be used to protect assets. ABLE does nothing for income. #2022ipi

[Liz Yoder @LizWYoder]

Things that do reduce income from #disabilityincome and #Medicaid? Full-time Student Income Exclusion, Income Related Work Expenses (including basically any business expense for #selfemployed individuals), and SS Work Subsidies.
#SSA #SSDI #DAC #disabilityemployment #SSI #IRWE