Caroline Hill, MBA

Caroline works with individuals, families, and business to grow their wealth. She also is a dog lover, skier, singer, and local restaurant enthusiast.

[Caroline Hill, MBA @MBACHill]

Check out what @aclunchladies are doing to keep the amazing @ACSRochester lunch traditions alive! @ACalums love our @aclunchladies #roc #COVID19 @PeterJGregory @JNtheketha

https://t.co/v7MDm6ivyI

[Caroline Hill, MBA @MBACHill]

Let the chaos begin, the Fed cannot outrun the hurricane it has created.

[Brian Wesbury @wesbury]

The Treasury is draining its checking account at the Fed. The Treasury General Account (TGA) had $450B in it at then end of February. As of April 6th, it had $140B. That’s $310B injected back into the banking system and the money supply. Why?…1) because the debt limit is approaching and 2) The Fed is running at a loss and is no longer paying the Treasury back the interest it earns on its bond holdings.

[Brian Wesbury @wesbury]

The Treasury is draining its checking account at the Fed. The Treasury General Account (TGA) had $450B in it at then end of February. As of April 6th, it had $140B. That’s $310B injected back into the banking system and the money supply. Why?…1) because the debt limit is approaching and 2) The Fed is running at a loss and is no longer paying the Treasury back the interest it earns on its bond holdings.

[Squawk Box @SquawkCNBC]

"We love to complain about wherever we are," says Warren Buffett. "But the world has changed so much for the better in terms of how well off people are compared to any other time in history...It's man's nature to be dissatisfied and politics does stir that up."

[Carl Richards @behaviorgap]

Life insurance is to replace an economic loss resulting from the death of an income earner.

For almost everyone, that's the sole purpose of life insurance.

It's not retirement savings, education funding, or some sort of weird bank...none of that.

Cold, hard truth.

[Caroline Hill, MBA @MBACHill]

Amen! @judyshel

[Squawk Box @SquawkCNBC]

"I wish we could get rid of the politeness and the Fed could say to Congress, 'It would be helpful if you didn't pay people not to work,' and Congress says, 'It would be helpful if you didn't pay banks not to lend,'" says @judyshel. "We need to get back to a productive economy."

[Caroline Hill, MBA @MBACHill]

I love this guy @elerianm

[Squawk Box @SquawkCNBC]

"You cannot re-wire supply chains overnight. It takes a long time. For those companies, it means supply uncertainty," says @elerianm on protests in China. "The change in globalizations means inflation will not get back to 2% quickly."

[Caroline Hill, MBA @MBACHill]

A true economist had laid out the clearest explanation of the disaster our Federal Government has created, thank you @wesbury for being a voice of reason and truth

[Brian Wesbury @wesbury]

The Aftermath Economy https://t.co/1IjX1GqB75

[Squawk Box @SquawkCNBC]

"The Fed rhetoric of higher for longer would guarantee a recession. This moves up the pivot. All we need is for them to recognize what prices on the ground are doing," says Jeremy Siegel. "They're probably going to go 50 basis points but that should be the absolute pause."

[Caroline Hill, MBA @MBACHill]

This guy is amazing, well said.

[Squawk Box @SquawkCNBC]

"This is a very, very bad thing. The country did not need a currency that was good for kidnappers," says Charles Munger. "They don't care whether it's child prostitution or #Bitcoin. If it’s hot, they want to be in on it. It's partly fraud and partly delusion."

[Caroline Hill, MBA @MBACHill]

A true and utter mess

[Brian Wesbury @wesbury]

Since 2008, the Fed and it’s Abundant Reserve monetary policy have held interest rates artificially low. Kind of the same as saying government can control the climate. It is now totally backfiring.The 10-yr Treasury yields 4.27% today. A rip your face off bear market.

[Caroline Hill, MBA @MBACHill]

Absolutely!

[Squawk Box @SquawkCNBC]

"I'm not a big proponent of government engagement in socio-economic problems that could be better solved by business," says @RLJOfficial. "Accountability seldom exists in the world of government spending. The government has to step in and put a brake on wasteful spending."

[Brian Wesbury @wesbury]

Well, data from today, ADP employment +208,000 and ISM Services 56.7 (well above 50) in September do not show a recession is here at all. We are forecasting +3.0% growth for real GDP in Q3.

[Caroline Hill, MBA @MBACHill]

100% agree

[Squawk Box @SquawkCNBC]

"We have regimes around the world that make some really poor decisions, but we're still going to do business with them." says Former Energy Secretary Rick Perry. "Anybody that's doing business with the Chinese, I caution them to be very very careful."

[Caroline Hill, MBA @MBACHill]

Interesting observation...group think is a real thing.

[Squawk Box @SquawkCNBC]

"It disturbs me that everyone's on board with the same speaking points," says Wharton Business Professor Jeremy Siegel. "You would hope there'd be more voices within the Fed saying 'it's time to slow down' and that really disappoints me."

[Caroline Hill, MBA @MBACHill]

The case of re-appearing money supply...don't look too closely or you will realize nothing has changed!

[Brian Wesbury @wesbury]

Yes, M2 YOY growth has slowed sharply. However, the Treasury General Account has risen by $480 billion this year. When people write checks to buy bonds or pay taxes, and the Treasury puts that in the TGA, it subtracts from M2. Count me as an M2-slowdown denier.

[Caroline Hill, MBA @MBACHill]

because the Fed thinks they can "thread the needle" here without too much fall out while hoping people are not paying attention to their actions @wesbury

[Brian Wesbury @wesbury]

Why is this the first time I have seen Jerome Powell talk about the Fed’s switch from a “scarce” to an “abundant” excess reserve monetary policy? It is a massive, historic, unprecedented shift, and is barely talked about! I want to ask questions. https://t.co/CRhosQIOCX

[Strider Elass @StriderElass]

For a country trying to go green, Germany is expecting to import 35 million tons of coal this year, compared with 27 million tons for 2021.

[Caroline Hill, MBA @MBACHill]

Specifically at my Achilles

[Caroline Hill, MBA @MBACHill]

@on_running just got my cloudmonsters yesterday! They are rubbing the back of my heels creating blisters, how do I fix that?

[Caroline Hill, MBA @MBACHill]

And we’re supposed to be the land of the “American Dream”, our monetary system is broken.

[News 8 WROC @News_8]

According to the latest report from the National Low Income Housing Coalition, there isn’t a single state in America where a minimum-wage worker can afford the average two-bedroom apartment. https://t.co/NkO67Obkvr