@nateobrienn For me, it’s Laguna Beach, Dana Point and San Clemente, but your area is valid too. Alas, California got too crazy for me and on the Outer Banks of VA/NC now. The 80’s and 90’s in SoCal were a magical time though.
@dijoni Are you quite sure? Ask yourself this question. At least 1 “white” person is killed by police every day in the US. When was the last time you saw that on the news? I know the answer. Never. It’s probably more since in 1/3 of all police shootings, the race is unknown.
@AdvisorJohn@m3_melody I doubt it will happen. The majority of correspondents are “buying” business with MSA’s and builder agreements. Too many snouts in the trough and hands out to fix it.
@AdvisorJohn@m3_melody Possibly, but correspondents in practice have a huge issue becoming more efficient. I have seen it over and over again. Spent 15 years at various correspondents, and as a broker now eat their lunch both in pricing and timing from application to docs.
@AdvisorJohn@m3_melody What TPO pricing is meh right now? If correspondents are even close to the top 15 on loan sifter it’s because they have cut margins to the bone.
@unusual_whales <— Didn’t go to college, as I had a learning disability in math (barely made it out of HS) Served in the military for 4 years and started my own business. I am now in the top 5% of income earners, and no student loan debt.
@GuyTalksFinance $100k/year means you are netting $5200 a month (with dependents). I will offer that it might be possible to avoid debt at this income level, if you live very frugally, but extinguishing debt is virtually impossible. Maybe DINKS could do it, w/kids? Not happening.
@bestwildclips I will say it again. The worst thing we ever did was to take the PR-24 and training away from LE. There is no other option than deadly force. Taser effective rates are in the 50-60% range.
@MattWalshBlog TBH, I didn’t even know she was Indian until somebody said she was. There are women in my family that look very similar to her and we are 100% Caucasian.