Machuka Frank

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[Mary Njoroge @Maryian96]

My lord kiburi nataka this year ni kama ya KTN 🤣🤣🤣🤣they are ungovernable aaah give that son of Moi what he drinks on our bill🤣🤣🤣🤣🤣🤣🤣🤣🤣cz damn it...

[Sholla Ard 🇰🇪 @sholard_mancity]

BREAKING: The William Ruto govt is about to pull one of the most selfish financial tricks of his presidency.

A move designed not just to collect the Housing Levy.

But to make sure Kenyans keep paying it for years to come, and no other president in the near future removes it. (Securitization)

Here's the plan.

His government, according to NTV, plans to borrow about KSh150 billion from local and international banks.

The security?

YOUR future Housing Levy payments. So they want to go collect 150 billion and use future housing levy payments as security. (securitization)

This means that if the next government removes the housing levy, Kenya will default on the loan taken by the Ruto government.

Let that sink in.

The government gets KSh150 billion immediately this year.

The money is spent immediately.

But Kenyans remain trapped paying the levy for years afterwards.

This is not an accident.
This is the whole point.

Opposition leaders have repeatedly promised to abolish the Housing Levy.

So what does Ruto's government do?

It moves to tie the levy to a massive loan so that future governments will find it far harder to remove.

In short:

The cash stays with Ruto's administration; they get it and use it before elections.

The bill stays with Kenyans for years
The burden is pushed into the future.

And if the loan is backed by many years of future levy collections, millions of Kenyans could find themselves paying 20 yrs later for a decision long after this government is gone.

That is why this is so selfish.

I warned earlier this year that the new Ruto levies were not just about raising money.

They were about creating assets that could be used to secure more borrowing.

Now we are seeing exactly why.

The question every Kenyan should ask is this:

This is completely evil. We reject all attempts to securitize the Housing Levy.

[Segera The Don @segera_clinton]

IMPEACH RUTO

JUST REPOST

[Moe @moneyacademyKE]

Average loan interest rates by top banks in Kenya as of July 2025:

Stanbic Kenya — 12%
StanChart Kenya — 12.8%
Absa Kenya — 14%
Equity Bank — 15%
DTB Kenya — 15.5%
KCB Bank — 15.8%
Co-op Bank — 16%
NCBA Bank — 16%
Family Bank—16%
I&M Bank — 16%
Sidian Bank —17.5%
HFC limited —19%

[Machuka Frank @Machuka_Frank]

@jsaunders_ @grok gimme summary in 6 bullet points

[Machuka Frank @Machuka_Frank]

@grok @amerix You keep on referring to Musk, can't think on your own? Are you an extension of Musks views on this platform?

[Machuka Frank @Machuka_Frank]

@grok @amerix You think it was a "dumb error"? Justify

[Machuka Frank @Machuka_Frank]

@AndrewMwenda @grok is this real?

[Machuka Frank @Machuka_Frank]

@PeterNdegwa_ @SafaricomPLC This is noise! We shall never forget!

[Tactive Consulting @tactiveconsult]

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[Machuka Frank @Machuka_Frank]

Check out my latest article: Decoding The Prospecting Scorecard for Startups https://t.co/Zd0GUrFuEI via @LinkedIn

[Elon Musk @elonmusk]

Grow food yourself?

[African Students For Liberty @AfricanSFL]

By having our Coordinators host campus events, they are leading the charge for freedom, free speech, and human flourishing. We call them the cheetah generation. 🐆

#CheetahGeneration #CampusEvents #Africa

[Elon Musk @elonmusk]

How many times did you die trying to beat hatred before winning?

[Machuka Frank @Machuka_Frank]

@OmuterePauline @AfricanSFL Absolutely! Nailed it @OmuterePauline

[Pauline Omutere @OmuterePauline]

Let's talk about Free Market Environmentalism
@AfricanSFL
#FreeMarketEnvironmentalism
#FreeIsFun

[Machuka Frank @Machuka_Frank]

@AfricanSFL Frankline Machuka - [email protected]

[Machuka Frank @Machuka_Frank]

@AfricanSFL I gather that local beliefs and practices (culture) can impact the acceptance and effectiveness of FMEs. I stand to be corrected though.