@Adam_Hosker @wfsmortgages @CParkinsonCeMap @Neil_Ryner@surbiton2012@mortgagesols Absolutely! How can you present any info for a DIP w/o full docs, due diligence including deposit and income? What if they got their salary wrong? It’s surprising how many do. Then you’ve got discrepancies in vital info to contend with as well as AIP to offer ratio
@Benjo2085@Adam_Hosker@Neil_Ryner True, credit scoring can effect affordability. It’s a bit chicken and egg isn’t it? You can’t assess a case without a credit file. Although I had one last with an international arrest warrant out for him. That’s got to be the best one yet! But it def wasn’t on his credit file 😂
@Benjo2085@Adam_Hosker@Neil_Ryner I’d say to give a good indication, you’d have to do some due diligence. If you’ve got all of the documents and credit file you will know if it will be successful without completing a dip. I’d only do a dip when they’d found somewhere and they knew the purchase price.
More opportunities for professional landlords. We’ve always said regulation has helped clean up the market and now it’s creating more opportunities for landlords too https://t.co/pkZyFsgC3m