Matt McDevitt | SBA & SMB Deals

Thinking about buying a business? I help you structure and fund the deal. Loan Broker | SMB Acquisitions - DM to get your deal reviewed

[Matt McDevitt | SBA & SMB Deals @MattSBF]

What To Do If Your SBA Loan Application is Denied https://t.co/2iBppYdepp via @YouTube

[Matt McDevitt | SBA & SMB Deals @MattSBF]

Top 20 SBA Lenders in the USA #sba7a #sbaloan https://t.co/pqQUblVvhY via @YouTube

[Matt McDevitt | SBA & SMB Deals @MattSBF]

@BobbyBizScout Biggest opportunity in that space is hands down youth sports.

PE jumping in buying major sports facilities for tens of millions, which ultimately will drive the cost of clubs, leagues and tournaments up.

Parents will pay it for a shot at money now involved at college level.

[Matt McDevitt | SBA & SMB Deals @MattSBF]

@sbabmarks Probably the same folks telling people they can own a business and only work a few hours a week.

[Matt McDevitt | SBA & SMB Deals @MattSBF]

@BobbyBizScout The risk involved is real and you need to know what you’re getting into. Buyers get frustrated with the underwriting process, but it’s hard and thorough for a reason - ultimately the bank doesn’t want your house, they want the loan to perform.

[Matt McDevitt | SBA & SMB Deals @MattSBF]

@agazdecki @acquiredotcom Will be interesting to see if businesses like these come to market over the next few years, and if they’re a viable option for searchers.

[Matt McDevitt | SBA & SMB Deals @MattSBF]

@Codie_Sanchez SBA is a great option for business buyers, but you’ll need 5-10% cash to put into it minimum these days, despite what you may hear.

[Matt McDevitt | SBA & SMB Deals @MattSBF]

@HelenGuo_ Agree @HelenGuo_ SBA is a solid, realistic funding option for first time buyers, but they’re not getting involved in any kind of turnaround situation.

[Matt McDevitt | SBA & SMB Deals @MattSBF]

I talked to 10+ Buyers this week.

Almost all of them: —> started looking at deals too early.

Get to know your buy box first, and what realistic financing options you have.

[Matt McDevitt | SBA & SMB Deals @MattSBF]

@RoryTyer I tried the semi-absentee thing myself, ultimately it didn’t go well. The point the gurus miss (neglect to mention) is that if you’re the one that built it, but not there to manage it (assuming you’re able to) is it really going to grow and therefore stay healthy? Or flounder…

[Matt McDevitt | SBA & SMB Deals @MattSBF]

Biggest mistake I see first-time buyers make:

They fall in love with a deal…

Before they know it’s fundable. Start with the numbers first.

[Matt McDevitt | SBA & SMB Deals @MattSBF]

3 businesses lenders love: HVAC, Plumbing, and B2B services in general.

They’re often boring.

That’s the point.

[Matt McDevitt | SBA & SMB Deals @MattSBF]

@TheNickRuffini An old mentor in RE used to tell me the goal is to make money when you but the property, not when you sell it

[Matt McDevitt | SBA & SMB Deals @MattSBF]

Banks (or the SBA) don’t fund “upside”

They fund:

• Cash flow
• Stability
• Predictability

[Matt McDevitt | SBA & SMB Deals @MattSBF]

I’m not a betting man, but @Kalshi traders now see a 54% chance @federalreserve will raise rates in 2026.

For @SBA borrowers that means the cost of their loan could be going up, estimates calling for a quarter-point hike.

[Matt McDevitt | SBA & SMB Deals @MattSBF]

You don’t need $300K to buy a $1M business.

You need:

• Structure
• Seller Participation
• A bankable deal

[Matt McDevitt | SBA & SMB Deals @MattSBF]

Most people trying to buy a business are asking the wrong question.

Not: “What should I buy?”

But: “Will this deal actually get financed?”

A “great deal” that can’t get financing = worthless

[Matt McDevitt | SBA & SMB Deals @MattSBF]

Takeaway: it’s not about just finding a deal - it’s about structuring one lenders will approve.

👉 want me to look at your deal? DM me “deal”

[Matt McDevitt | SBA & SMB Deals @MattSBF]

I’ve seen people buy $1M businesses with ~$100K down.

But 90% of buyers still think they need 30%+.

Here’s how these deals actually get structured. 👇

[Matt McDevitt | SBA & SMB Deals @MattSBF]

Where deals break:
• Bad structure
• Weak borrower profile
• Unrealistic price