Mayur Limbasiya | Financial Strategist

Financial Strategist | Property, SME & Project Finance | Mutual Funds • Insurance • Market Education | Borrow Smart. Protect Right. Invest Wisely.

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

RBI may raise the repo rate by 25 bps. What does that mean for you?
Floating-rate EMIs may move up, business borrowing may get costlier, and deposit rates could improve gradually.
Are you planning a loan or waiting on one? #RBI #RepoRate

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

The machine price is not the full project cost. Plan accessories, installation, your contribution, working capital and repayment room before deciding the loan amount.
Have you planned beyond the quotation? #BusinessFinance

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

A good business is not automatically a good purchase at every price. Understand the business, check financial consistency and decide your risk before chasing a rising stock.
Are you buying value or excitement? #InvestorEducation

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

Term insurance is designed to protect the family’s financial plan if an income earner is no longer there.
Consider dependants, loans, future goals and existing cover.
Would your current protection be enough? #Insurance

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

Market falls: should you stop your SIP? A fall alone is not a reason to change a long-term plan. First recheck your goal, timeline, comfortable amount and risk level.
Has your plan changed—or only the market? #MutualFunds

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

UPI’s new MDR is a merchant-side charge—not a customer fee. P2P transfers and eligible merchant payments up to ₹2,000 stay free.
The Supreme Court did not pause the 15 Oct start. Business owners: verify your category and settlement setup. #UPI

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

The maximum loan available is not automatically the right loan.
Define the exact business need, your contribution and comfortable repayment before deciding the amount.
What will the funding create? #SMEFinance

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

A home-loan pre-approval checks your profile; it does not approve every property.
The selected property may still need document, legal and technical checks before final sanction. Have you checked both sides?
#HomeLoan

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

One money decision is still waiting for clarity? Share the real question, difficulty or topic you want explained simply—property loans, business finance, mutual funds, insurance or stock-market basics.

What should I cover next? #MoneyQuestions

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

Before choosing any financial product, ask four questions: What is the purpose? What is the total cost? What risk am I taking? How can I exit?

A simple checklist prevents mismatches. Which question do you usually miss?

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

A stock tip can create interest, but it should never replace your own checks.

Verify the source, understand the business, define risk and know the exit plan.

Would you buy it without the tip? #InvestorEducation

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

Employer health cover is useful, but it may change or end with the job.

Check whether the limits suit your family and consider continuity through personal cover.

Would your family remain protected after a job change? #HealthInsurance

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

More mutual funds do not automatically mean more diversification. Holdings can repeat, and a crowded portfolio becomes harder to track.

Every fund needs a clear role. Do you know yours? #MutualFunds

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

Business expansion should start with a funding plan—not a payment commitment.

Know your contribution, finance need, repayment comfort and document readiness first.

Planning machinery or expansion? #SMEFinance

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

Before paying a booking amount, check whether the loan, down payment and EMI fit comfortably.

A dream home should not begin with avoidable financial stress.

Have you checked your loan readiness? #HomeLoan

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

Oil above $107 changes India’s risk equation.

Higher crude can pressure inflation, INR, rates and margins together. Don’t react to one headline. Watch Brent, USD/INR, breadth and sector RS, then demand stronger confirmation from new setups.

#IndianMarkets

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

A 1% annual cost difference looks harmless. Compounding says otherwise.

On ₹10 lakh growing for 20 years at 12% gross, a simplified 0.5% vs 1.5% annual cost assumption creates an ~₹14.3 lakh gap. Always check TER, not returns alone.

#MutualFunds

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

Five straight losing weeks. The risk has shifted from correction to macro pressure.

Nifty lost >2% this week as crude surged, IT fell 5.8% and the rupee weakened ~1%. Until oil cools, protect capital and demand stronger confirmation.

#IndianMarkets

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

Your stop-loss should change when the thesis changes, not when the loss becomes uncomfortable.

Define invalidation before entry, size the risk accordingly, and respect the decision after entry. Small planned losses protect capital.

#Trading #RiskManagement

[Mayur Limbasiya | Financial Strategist @MayurFinancial]

A big deal is only the starting point.

Adani Airports plans to raise ~$1B at an ~$18B pre-money valuation. For investors, the next questions are capital deployment, returns, cash flow and execution.

Catalyst first. Confirmation next.
#Investing