Life is tough for men.
Many people you think will help you to grow, wonโt.
A lot of people donโt want your progress because they know you can be greater than them.
The ones who might want to help you will never want you to surpass them.
Donโt give up, God is the only true plug you need just keep working hard.
The best thing you can do in your life is to be low-key. Just be private. Stop showing people your blessings because half of them don't love you and half of them don't care.
ABOUT DEBTS AND THEIR CONSEQUENCES.
I work with many clients and review numerous bank statements, credit card bills, credit reports, and financial statements. I see that a lot of people are piling up credit card debt, taking meaningless loans, and buying simple things on credit.
I do ask them what they did with the money, but they canโt explain. Some are paying more than ยฃ600 in interest on all their credit cards per month. In a year, that is ยฃ7200 in interest alone.
Let me tell you how to become poor in the UK and the Western World at large. Banks and these credit card companies will usually offer you credit when you donโt really need it. They will offer you loans when you donโt need them. They offer you a credit card, and in an attempt to improve your credit rating, you start piling up debts, find it difficult to pay them off, pay the minimum monthly payment, and become a debtor.
The same thing applies to loans. The interest rate is usually lower than that of credit cards, but if you donโt have something specific to do with it, donโt take it, as it could plunge you into debt for many years. Many use credit cards to go on a week-long holiday, then pay off the debt over the next three years. That is not a holiday but an entrapment to become a debtor. A lot of marital problems and health problems are linked to debts.
It takes years to come out of the financial pit if you donโt become intentional. If you lose your job or your business struggles for a while, then you will be in trouble.
Do not waste your active and agile years paying debts while your financially intelligent friends are building a debt-free future. Remember, godliness with contentment is great gain. I hope this helps someone.
My name is Dele Olawanle. I am a coach. I think, write, and speak to improve lives. Share this post. Follow me for more insights and inspiration. #deleolawanlesnuggets
Go make some money. Hustle for it. Chase it relentlessly. Because money turns you into a better friend, a better brother or sister, and a far better son or daughter to your family.
More good news.
Don Anele Munachimso also won gold in Science.
He is the best in world science.
Remember, he is the best in IGCSE Chemistry in Nigeria.
The investment is worth it.
If you really want it, plan for it.
If you really want it, work for it.
If you really want it, prioritize it.
If you really want it, focus on it.
If you really want it, commit to it.
If you really want it, sacrifice for it.
One hill I will forever stand on is that geography is destiny.
Your location will determine, to a very large extent, the level of success or failure you attain in life.
By age 30, in places like the US, a man already has a wife, one/two kids, a job, a mortgage, and probably two cars.
At 35, in a country like Nigeria, a man is just beginning to figure out his life.
You can argue that my position is not a universal truth, and I may be compelled to agree.
But structural differences between countries are real.
Where you are born determines the opportunities available to you, the obstacles you must overcome, and how hard you have to work to achieve the same results.
A Nigerian often has to work far harder than their counterpart in a developed country just to attain what many people elsewhere consider as basic milestones.
Hard work matters. Your skillset matters more, but geography often determines how far you can actually go.