Michael Faulkner

ALL-IN Your Life Company | Top 1% Mortgage Loan Adviser | Creator - Your Home Loan Experience Brand

[Michael Faulkner @MichaelDFaulk]

Part of the issue now is these unrealistic list prices. Sellers think their property has gone up 20% in the last two or three years, but there’s zero data to support that. In fact, since 2022 the average price per square foot in Gilbert has been trending down. Listing agents aren’t educating their sellers on what the market will actually pay. If you haven’t had any serious offers within the first 14 days, the market is telling you everything you need to know. If your home has been sitting for 70 days to six months with constant price cuts, it’s honestly embarrassing. Time to pull it off the market.

[Michael Faulkner @MichaelDFaulk]

Price was negotiated in 2021 at the absolute peak of the market, but many of these homes took 12 to 17 months to build, so a lot didn’t close until summer of 2023 well after Maricopa County peaked in February 2022. Now those buyers in many of the desirable neighborhoods are stuck. The homes aren’t worth what they paid. Those builder incentives are part of the problem. The majority of these sellers are upside down not on their loan, but definitely from what they paid.

[Michael Faulkner @MichaelDFaulk]

There’s a big disconnect happening with sellers who bought new build homes in the last three or four years in Gilbert right now. In my opinion, semi-custom home builders took full advantage back in 2021. They jacked up their cost per square foot, massively increased the price of upgrades by thousands of dollars, and used the perfect storm of low interest rates, high demand, and low inventory as their excuse to pad their margins for fat profits. Because of those big incentives sometimes 20 to 25 thousand dollars toward closing costs and rate buydowns they jacked up the base price of the homes to cover it for the buyer.

[Michael Faulkner @MichaelDFaulk]

How we can make real estate affordable again without lowering home prices or current homeowners “equity”:

1. Make mortgage interest deduction 100% of the total interest paid with no cap.

2. Eliminate capital gains on the sale of a primary residence.

3. The Fed needs to cut rates drastically.

4. Have Fannie Mae, Freddie Mac, The Federal Housing Finance Agency and the Treasury work together to come up with a plan to bring mortgage interest rates back down into the 3% range.

[Michael Faulkner @MichaelDFaulk]

Why buy a HOME:

Because it’s about the stability and happiness that homeownership brings to your family.

The feeling you get when you walk through your front door. When you can paint a wall without permission. When your kids can grow up in the same neighborhood with the same friends.

The pride when you finish a project that both improves your investment and makes your daily life better.

And yes, in most cases, the investment will pay off over the long-term.

So sometimes it’s also about the heart.

Ask anyone who’s owned a home for 10+ years if they regret it. The answer might surprise you.

[Michael Faulkner @MichaelDFaulk]

There’s a growing movement saying:

“Own nothing and be happy.”

Here, we believe in the opposite.

Through our Home Loan Experience, we’ve helped thousands of people step into and own the asset class of real estate whether it’s a primary residence or an investment property.

And I can tell you this with certainty
they’re all very happy that they OWN.

[Michael Faulkner @MichaelDFaulk]

Everyone’s shoving AI everywhere. Every article, every feed, every “expert” saying: “Sorry, nothing you can do. It’s inevitable. Embrace it.”

And now they’re piling on: “If you don’t use it, you’ll lose. You’ll be jobless. Forgotten. Unsuccessful.”

We’re being sold this nonstop by governments, companies, influencers, whoever benefits.

For me I want real REAL humans NOT AI when I scroll on platforms or when I call a
business. I’ll take the real humans over polished pixels.

We don’t have to embrace it. We can push back. We can say NO to AI.

[Michael Faulkner @MichaelDFaulk]

@vailschools If the shirts were worn last year are you able to POST pics? These shirts are "Math-Themed Halloween shirts"?? In the spirit of what? What theme? Is this like a school approved Halloween shirt for math teachers? Sorry so just confused about your clarity and reassurance post.

[Michael Faulkner @MichaelDFaulk]

@JohnMappin This is SO SPOT ON .

[Michael Faulkner @MichaelDFaulk]

@HustleBitch_ This is called a real investigation as to what she’s doing. And millions of people are behind her. 10/10

[Michael Faulkner @MichaelDFaulk]

@MSNBC Supporter shooting their gun off in celebration and you suspect Trump might use this for something??? This is what this network does and talks about? ??

[Michael Faulkner @MichaelDFaulk]

By the way, if you've lost your hunger and drive and ambition, this may be because you have lost your meaningful pursuit.

[Michael Faulkner @MichaelDFaulk]

@SecKennedy @RWMaloneMD Let’s go!!

[Michael Faulkner @MichaelDFaulk]

@SecKennedy @RWMaloneMD This is what I am talking about!!!!

[Michael Faulkner @MichaelDFaulk]

Every choice you make right now—big or small—sets the stage for the life you’ll experience down the road.

If financial independence is part of your future vision, today is the best time to start working toward it.

[Michael Faulkner @MichaelDFaulk]

Putting off decisions about investing, saving, or learning new skills can leave you stuck in the same place next year, while small actions taken today can begin compounding into big results.

[Michael Faulkner @MichaelDFaulk]

@ksorbs Loved you as Hercules. I used to watch it all the time all the episodes!

[Michael Faulkner @MichaelDFaulk]

@TuckerCarlson @FatEmperor This was awesome.

[Michael Faulkner @MichaelDFaulk]

Lawrence, this is probably one of the best books written in the last 10 years. I heard you on Robert K. Rich Dad Podcast. Thank you so much for taking the time and writing this book and giving back to help out others. So needed right now for people to see the truth. Sadly, most people don’t understand fiat currency, the US history of money, the gold standard, hard money, the federal reserve and it’s true roles, centralization vs. decentralization, how economies work, sound money and bitcoin. Your book touches on everything the history and more importantly the solution for all of us to be optimistic that we can get ourselves out of this mess. Again, thank you so much for writing this.