Michael Ripski

Embracing big times in the big easy. Love learning and helping others learn. Financial planner. Weather nerd. Father, husband, friend.

[Michael Ripski @MichaelRipski]

@Mike_kim714 Are you coming to @Zurich_Classic this week?

[Michael Ripski @MichaelRipski]

@Mike_kim714 You coming to Zurich in New Orleans? If so, who’s your partner?

[Michael Ripski @MichaelRipski]

@Experian @ACCreditCounsel @BeverlyHarzog @JReLLz35 @MoneyFitbyDRS @Glink @aboutthatwallet @DylanTeachesFin Great topic, great panelists. Thank you!

[Michael Ripski @MichaelRipski]

@Experian A10: Ask together: "What's one thing we're saving for that makes you HAPPY to think about?" Not retirement (ugh). Something specific. A trip to Sicily. A ridiculous pizza oven. A cabin. Rowing toward something that sparks joy? That's the glue. #CreditChat

[Michael Ripski @MichaelRipski]

@Experian A9: Valentine's capitalism says expensive = love. But actual romance? My partner making coffee before I'm awake. Lunch walks phone-free. Doing bedtime solo so I can read and decompress. The $200 roses die. The thoughtfulness compounds. Presence > presents. #CreditChat

[Michael Ripski @MichaelRipski]

@Experian A8: Be curious, not judgmental (thanks Ted Lasso). Ask "What did money mean in your family?" "What's one thing about money you wish you understood better?" Different money habits aren't character flaws - they're survival strategies from different childhoods. #CreditChat

[Michael Ripski @MichaelRipski]

@Experian A7p2: I see couples get stuck in "future self vs. present self" wars. One sacrifices now, the other lives for today. Both are afraid…of different things. The question isn't "who's right?" It's "can we honor both fears and find a path that holds both of us?" #CreditChat

[Michael Ripski @MichaelRipski]

@Experian A7: Automate the long-term stuff so it's invisible. If retirement and house fund hit automatically, you can spend what's left guilt-free. The best financial plan is one you don't think about daily. Set it, forget it, go live your life. #CreditChat

[Michael Ripski @MichaelRipski]

@Experian A6: Start with dreams, not spreadsheets. "What do we want our money to DO?" Save first for what matters most, then budget what's left. If you start with restrictions ("we can only spend $146 on groceries this week"), you're already fighting. Start with possibility. #CreditChat

[Michael Ripski @MichaelRipski]

@Experian A5: Both. Joint creates "we're in this together." Separate preserves "I'm still me." Give each partner guilt-free spending money so I can buy my fourth bag of coffee beans without "didn't we just buy coffee?" YES WE DID. It's not sneaky, it's autonomy. #CreditChat

[Michael Ripski @MichaelRipski]

@Experian A4: Different money histories = different languages. One learned "save for security," the other "you can't take it with you." Neither is wrong. Build shared vocabulary: "Here are OUR values. This is OUR purpose." Same team, same language. #CreditChat

[Michael Ripski @MichaelRipski]

@Experian A3: Full transparency on big stuff - debt, income, retirement. But everyone deserves financial autonomy. Give each partner their monthly allowance for guilt-free spending, no questions asked. Total transparency can feel like total surveillance. #CreditChat

[Michael Ripski @MichaelRipski]

@Experian A2: "What if one of us wants to quit to write a novel or open a bakery?" Nobody wants to be the dream-killer. But also nobody wants to eat ramen at 60. So we just don't say it. And then resent each other. This is fine! Everything's fine! #CreditChat

[Michael Ripski @MichaelRipski]

@Experian A2: Couples in the sandwich generation avoid talking about their parents' finances. "Is your mom really coming to live with us?" Boomers weren't great at money talk, and their kids often can't find the entry point. There's never a perfect time. Just start. #CreditChat

[Michael Ripski @MichaelRipski]

@Experian A1: Somewhere between "I love you" and "let's move in together." Start with your money origin stories: How did your parents handle money? What's your earliest money memory? These reveal more than credit scores. Then tackle the scary stuff - debt, spending habits, etc #CreditChat

[Michael Ripski @MichaelRipski]

@Glink @Experian Greetings from New Orleans!

[Michael Ripski @MichaelRipski]

Couples fight about money more than sex, in-laws, or housework.

The surprising part? It’s almost never about the money.

Join me on #CreditChat at 3pm ET to unpack what’s really driving those arguments and what to do instead.

[Experian @Experian]

Don’t miss tomorrow’s Valentine’s Day-inspired #CreditChat!
We’ll be joined by: @ACCreditCounsel, @ BeverlyHarzog, @JReLLz35, @MoneyFitbyDRS, @Glink, @aboutthatwallet, @DylanTeachesFin, and @MichaelRipski. https://t.co/mptPUR03wG

[Michael Ripski @MichaelRipski]

@Mike_kim714 67

[Michael Ripski @MichaelRipski]

@NWSNewOrleans Just had hail in Uptown New Orleans

[Michael Ripski @MichaelRipski]

Few stories hit like this. It’s raw, human, and unforgettable. Have tissues ready.

[Texas Monthly @TexasMonthly]

“The river house broke. We rushed in the river.”

On July 4, the Guadalupe River pulled senior editor Aaron Parsley and six members of his family into its waters. Read his firsthand account: https://t.co/Lcpm4fP2J1