Miles Harris

Studying financial crises since ’99. History doesn't repeat- it rebrands. Today’s chaos, decoded by hindsight.

[Miles Harris @MilesHarrisLGA]

@CocoMccool @svyolo9 @miketheking1517 I've got some videos to do BEIC.

But the Dutch East India co was also up to the same tricks. https://t.co/tm8S6HRsFF

[Miles Harris @MilesHarrisLGA]

Controversial opinion. BoJ & the global banking cartel, need the carry trade to unwind.

The new system is built upon visibility and transparency. That requires the clearing of excess leverage & unproductive capital.

The trend is evident in Japan, the eurodollar market, real estate, the silver market and beyond.

[Miles Harris @MilesHarrisLGA]

@WeRComKnowledge Of course.

[Miles Harris @MilesHarrisLGA]

Silver isn’t surging because of hype or shortages alone.

The financial system is changing its settlement rules - & paper silver is colliding with a world that increasingly demands proof, instantly.

Video link below:

[Miles Harris @MilesHarrisLGA]

Global currency concentration continues to accelerate... Bulgaria’s old currency, the lev, could not:

1. Provide instant, guaranteed liquidity at scale.

2. Had a limited settlement infrastructure. This made high-volume, cross-border transactions slow.

3. It had weak monetary sovereignty outside the eurozone, so the currency could never compete globally.

Thus, Bulgaria had to adopt the euro, which is fully integrated into a transparent, elastic, & final settlement system, eliminating the ambiguity the old currency relied on.

The new financial system punishes any currency that can’t settle instantly & unambiguously.

Therefore, the old lev became structurally incompatible.

On this basis, Romania is the next stop for continued euro denominated financial colonialism...

[Miles Harris @MilesHarrisLGA]

@GoldTelegraph_ Something about silver changed in September.

+18% in one month

I see this as important to understand the volatility we're seeing.
https://t.co/2ep4ta4QPs

[Miles Harris @MilesHarrisLGA]

Silver isn’t surging because of hype or shortages alone.

The financial system is changing its settlement rules - & paper silver is colliding with a world that increasingly demands proof, instantly.

Video link below:

[Miles Harris @MilesHarrisLGA]

Global currency concentration continues to accelerate...

Bulgaria’s old currency, the lev, could not:

1. Provide instant, guaranteed liquidity at scale.

2. Had a limited settlement infrastructure. This made high-volume, cross-border transactions slow.

3. It had weak monetary sovereignty outside the eurozone, so the currency could never compete globally.

Thus, Bulgaria had to adopt the euro, which is fully integrated into a transparent, elastic, & final settlement system, eliminating the ambiguity the old currency relied on.

The new financial system punishes any currency that can’t settle instantly & unambiguously. Therefore, the old lev became structurally incompatible.

On this basis, Romania is the next stop for continued euro denominated financial colonialism...

[European Central Bank @ecb]

Welcome to the euro family, Bulgaria 🇧🇬🤝🇪🇺

Today we celebrate the 21st member adopting our single currency 💶

Здравей, България!

[Miles Harris @MilesHarrisLGA]

@notsellingearly Appreciate your support, my friend!

[Miles Harris @MilesHarrisLGA]

Silver isn’t surging because of hype or shortages alone.

The financial system is changing its settlement rules - & paper silver is colliding with a world that increasingly demands proof, instantly.

Video link below:

[Miles Harris @MilesHarrisLGA]

@Resist_CBDC The USA WILL likely introduce a CBDC at wholesale level. Nothing prevents that.

It will also tokenise its bank deposits, creating programmable, digital tokens that are liabilities of the retail bank. This helps preserve the role of retail banks

But, yay, no CBDC at retail level

[Miles Harris @MilesHarrisLGA]

Happy New Year to you! Ripple’s pitch is that XRP can act as a bridge asset for cross border payments between banks and payment systems using the same messaging glue.

But tokenised assets sit within the same ecosystem. tokenised bank deposits are bank liabilities. Tokenised sovereign debt is government debt but all on the same digital rails.

[Miles Harris @MilesHarrisLGA]

Sorry, just spotted error in my response - Fixed it:

Retail CBDCs, yes. As they are a direct claim on the central bank, so there is no need for an intermediary as the claim is on THE CENTRAL bank.

But tokenised bank deposits are a claim on the retail banks. Traditional deposits converted into digital tokens.

[R. A. Whipple‏ 🇨🇦 @RA_Whipple]

@MilesHarrisLGA Hello. In your most recent video, We’re Living Through a Monetary Regime Change & No One Is Paying Attention, you mention a need for clarity for wide acceptance of the Unified Ledger. There is a drama narrative that banks are against this. Might that be true?

[Bri Teresi @briteresi]

Ep. 6 of Free the Money- The Great Taking 2.0: Welcome to the Unified Ledger Era

Economist and researcher @MilesHarrisLGA joins me to break down the Single Unified Ledger, a new operating system for money, identity, and ownership. We explore how digital identity becomes the cornerstone of this emerging financial architecture, from GOV. UK Login to the tokenization of everything from assets and data to human behavior.

The conversation connects global macro forces including ISO 20022, the yen carry trade, and rising stablecoin demand to a broader shift toward interoperable ledger-based systems. We also examine what it means to be on or off the ledger, the growing risk of losing the ability to transact, and why data is emerging as a new form of collateral.

[Bri Teresi @briteresi]

.@MilesHarrisLGA explains how he believes digital identity will be the cornerstone of the unified ledger.

[Miles Harris @MilesHarrisLGA]

@notsellingearly I get that. Think the last is seemingly accurate. Similar to Keynes' perspective - in the long run, we're all dead

[Miles Harris @MilesHarrisLGA]

Europe hasn’t run out of money - it’s just run short of usable collateral. They're now changing that.

Build-to-rent housing creates standardised, soon-to-be tokenised, yield-bearing accommodation that markets can finance.

EU housing policy isn’t just social spending; it’s quietly expanding its collateral base to keep the debt based monetary system afloat.

[European Commission @EU_Commission]

The affordable housing crisis is affecting millions of Europeans.

It is a shared challenge that demands a shared solution.

Today we present the first-ever European Affordable Housing Plan to ensure better access to affordable, sustainable and quality housing.

[Miles Harris @MilesHarrisLGA]

Video:

https://t.co/5T1fp6uA5i

[Miles Harris @MilesHarrisLGA]

Could tokenising real estate trigger a housing surge, turbocharge market volatility, & redefine what it means to truly own a home?

This video breaks down the financial mechanics, global capital flows, & smart contract control that could reshape housing forever.

Link below

[Miles Harris @MilesHarrisLGA]

Europe hasn’t run out of money - it’s just run short of usable collateral. They're now changing that.

Build-to-rent housing creates standardised, soon-to-be tokenised, yield-bearing accommodation that markets can finance.

EU housing policy isn’t just social spending; it’s quietly expanding its collateral base to keep the debt based monetary system afloat.

[Marc Nixon @MarcNixon24]

🚨 BREAKING: Canada signs deal with the EU to make Digital IDs interoperable across borders.

It’s called a Memorandum of Understanding on Digital Credentials, Digital Identity Wallets, and Trust Services.

Translation:
They’re building the infrastructure for global ID compliance.

1️⃣ This new Canada–EU digital pact follows the June 2025 commitment to align digital frameworks and establish interoperable digital identities.

2️⃣ The Digital ID & Authentication Council of Canada (DIACC) fully endorsed it calling it a mutual recognition opportunity.

3️⃣ Canada and the EU will now jointly test and pilot digital identity wallets using a new expert forum to ensure both systems work together seamlessly.

4️⃣ They’ll also share data, best practices, and explore mutual recognition standards.

That means your Canadian Digital ID could soon function under EU frameworks and vice versa.

5️⃣ This is being co-chaired by Evan Solomon, Canada’s new Minister of AI & Digital Innovation.

So while Canadians struggle with housing, jobs, and inflation Ottawa is laser-focused on biometric integration and cross-border surveillance tech.

They’re not hiding it anymore.
https://t.co/05tv1lShfd