@catturd2 Like every one else during the 30 years you find ways to shorten the time and reduce the amount of interest. Refi at lower interest. Shorten the length of the loan. Pay extra against the principal, etc.
@compliantvc The Romans ruled Britain for 500 years.
Islam took central Europe slaughtering the men, castrating the boys and impregnating the women and you fought decades to get free and then allowed them to re-infiltrate your nations.
You may feel like you’re superior, but you’re not.