Ken Simmonds

Providing financial clarity & peace of mind | Helping business owners & professionals retire | Husband, dad, tennis, skier, golf, taxi service for my kids...

[Ken Simmonds @Moneo_WM]

@TheSecretAcct @cicerorocks @MarkDampier What are you looking for, limited upside? Seems unnecessarily complicated. Good investing is simple but people love to over complicate it, leading normally to suboptimal outcomes

[Ken Simmonds @Moneo_WM]

@dontdelay David, just for clarity - are you saying that somebody who has FS and SP pension income in excess of £100,000 doesn't lose their personal allowance?

[Ken Simmonds @Moneo_WM]

@fryer_nathan No

[Ken Simmonds @Moneo_WM]

@dontdelay Is that a good thing...

[Ken Simmonds @Moneo_WM]

@cliftonrugby Great season Clifton! We go again...

[Ken Simmonds @Moneo_WM]

@dontdelay ps chips, not broccoli

[Ken Simmonds @Moneo_WM]

@dontdelay Well done, your son, and the steak looks great.
Being devil's advocate, what would you have done if he tried really hard but did poorly in his SATs?

[Ken Simmonds @Moneo_WM]

@TheSecretAcct I love my Defender 110, and not broken down yet. I don't have the sandwich box. Maybe my loss #ego

[Ken Simmonds @Moneo_WM]

@nicklincoln Widger will be unbearable

[Ken Simmonds @Moneo_WM]

@MavenAdviser Who was on the double brandy... did you dirty

[Ken Simmonds @Moneo_WM]

@Finumus1 UK shitco bucket - love it.
I am sure your elite global enterprises bucket smashes the S&P!

[Ken Simmonds @Moneo_WM]

@AlanJLSmith Your better than that...

[Ken Simmonds @Moneo_WM]

@TheSecretAcct @Diyetfinvesting For the majority, concentration leads to lower return than the market. See 90% of active fund managers over 10 years.

[Ken Simmonds @Moneo_WM]

@AbrahamOnMoney He has achieved that whilst often holding 20% of the assets in cash ($189B currently) vs 100% invested.

[Ken Simmonds @Moneo_WM]

@AlanJLSmith V nice and quite the flex

[Ken Simmonds @Moneo_WM]

@a_rochalima Thanks for sharing.

[Ken Simmonds @Moneo_WM]

@brettdavidson Yes, 100%, but it's an uncomfortable truth. Its often weeks after an event that I realise it.

[Ken Simmonds @Moneo_WM]

@TheSecretAcct As you say, there is no magic solution. As always, best = dull and boring. People love to complicate the simple to show how clever they are. An IQ of 50 is plenty to be a great investor.

[Ken Simmonds @Moneo_WM]

@brettdavidson No. Great new clients are the best part of the business IMO. Also most value added in those first 1-3 years.