@Economist254 Actually, I'm leaning toward Special Funds instead. Averaging around 18% net returns and no withholding tax, unlike the 15% hit on MMFs. The plan? Use the extra gains to build apartments, pole pole.
You can work hard, stay focused, do everything right, and still not make it in life. The uncomfortable truth is that life doesn’t guarantee rewards simply because you tried. Not everyone makes it. Only a few.