Ruth Murutu

God-fearing person with a heart to serve.

[The SACCO Regulator @SASRA_ke]

The Authority is pleased to introduce the Cooperative Financial and SACCO Law Case Digest, Volume 1 which is a first publication of its kind bringing together key judicial decisions that have shaped the supervision, regulation, governance and legal development of SACCOs in Kenya.

Access the publication here:
https://t.co/gL0PY9RkYS

[Ruth Murutu @MurutuRuth]

@SASRA_ke Congratulations on this. Very much needed information to understand the Sacco industry better

[Ruth Murutu @MurutuRuth]

@Mowassco Buxton area near stage ya Malindi and environs has experienced no water since last week. Kindly assist it is expensive buying water.

[Ruth Murutu @MurutuRuth]

@KenyaPower_Care Power outage for this meter number 14240497587

[The SACCO Regulator @SASRA_ke]

The Sacco Societies Regulatory Authority (SASRA) participated in a high-level engagement led by the leadership of the Ministry of Co-operatives and MSMEs, Cabinet Secretary Hon. Dr. Wycliffe Oparanya, EGH and Principal Secretary, State Department for Cooperatives, Mr. Patrick Kilemi during handover of the report on Transformation of the SACCO System in Kenya, which was formally presented to His Excellency Hon. Dr. William Samoei Ruto, C.G.H., President of the Republic of Kenya.

The submission of this report represents a defining moment for the SACCO Industry and a critical step towards addressing sectoral governance, ehancing regulatory capacity and sectoral sustainability.

The proposed reforms respond to structural challenges and are designed to reposition SACCOs as competitive, well-governed and member-focused financial institutions.

[The SACCO Regulator @SASRA_ke]

Today, the Authority in partnership with @IFAD and @FSDKe, launched the SACCO Remittance Toolkit, a practical guide to support SACCOs in designing, launching and scaling cross-border remittance services.

This toolkit provides practical guidance aligned with good business practice, enabling SACCOs to build stronger internal control systems, enhance service delivery and competitively position themselves within the growing remittance market.

With Kenya receiving nearly US$5 billion in remittances in 2024, the sector remains vital to households, rural communities and economic stability. SACCOs facilitated over 7 million transactions worth KES 17.46 billion, yet only a small portion of international remittances flows through SACCO channels, highlighting a significant opportunity for growth.

While addressing delegates, SASRA CEO, Mr. David Amiani Sandagi, noted the opportunity for SACCOs to leverage cross-border remittances and position themselves as trusted international remittance providers. Other dignitaries present included FSD Kenya CEO, Ms. Tamara Cook, and IFAD Kenya Country Director, Ms. Mariatu Kamara.

Through this initiative, SASRA continues to champion institutional strengthening, innovation and sustainable growth within the SACCO subsector, while enhancing compliance.Access the toolkit here https://t.co/uWmDmOLZ95

[Somoina Kapeen @SomoinaKapeen]

MEN SLEEP WITH WOMEN FOR THE EXPERIENCE. WOMEN SLEEP WITH MEN FOR A CONNECTION.
That's Why One Leaves Smiling, The Other Leaves Crying.

Let's stop pretending — s*x has never meant the same thing to men and women.

1. Men chase s*x for variety. Women give sex for meaning.

Men don't need a reason. They just need an opportunity.

They'll sleep with you because you're tall, short, thick, slim, or just available.
No emotions, no intentions, no plans.

But women? They give their bodies with a reason in mind: love, trust, bonding, or belief that “this might lead somewhere.”

That's why after sex, the man rolled over and forgets your name.
But you lie there, wondering what the two of you are now.

2. For men, the goal is sex. For women, sex is a door to more.

A man can spend money, take you out, buy you gifts — not because he loves you, but because he sees it as “payment for access.”

After he sleeps with you, he walks away feeling like the transaction is complete.

You, on the other hand, start to wonder why he changed.

It's not wickedness. That's just how most men operate — sex first, emotion nowhere.

3. Women still believe in love. But most men today are running games.

A man will say anything just to get you:
“You're special.”
“I've never met someone like you.”
“You're my peace.”
“You're wife material.”

And once you fall and give him sex, the game ends.
He runs. Not because you're bad — but because his lies are about to expire.

A man who tells the truth and stays? He's rare.
But if he disappears after sleeping with you, it's because he came with a plan to escape.

4. Women feel sex. Men just release it.

When a woman sleeps with a man, her brain releases oxytocin, the bonding hormone.
Her heart attaches.
Her soul connects.
Her mind starts planning a future.

Meanwhile, the man is just waiting to put on his boxers and leave.

No emotions. No connection. Just “mission accomplished.”

5. Women are wired to nurture. So they give too much.

Give a woman love, she multiplies it.
Give her a house, she makes it a home.
Give her a man — even a broken one — and she’ll pour her life into fixing him.

But give her heartbreak? She’ll carry that pain for years.

That's why a woman will cry over a man that didn't even care.
Because she wasn't just having s*x — she was giving her all.

6. For a woman, s*x is submission.

She doesn't just say yes on the bed.
She’s already said yes in her heart, in her thoughts, in her spirit.
She shaved. She dressed nice. She came prepared.

And when it happens, she gives you not just her body — but her trust.

You didn't seduce her.
She convinced herself.
And that's why she’s shattered when you ghost her.

7. Women use s*x to bond. Men use sex to sample.

After s*x, a woman assumes something deep just happened.

She assumes you felt it too.

But you? You're already texting someone else.

She thinks you shared energy. You just wanted variety.

That's why she's hurt. Not because the sex was bad, but because she thought it meant more.

8. Women attach life to s*x. Men don’t.

She moans like she's surrendering her soul because in that moment, she is.

You're killing her softly — and she's saying, “Don't stop,” because she's fully invested.
She's not acting.
She's bonding.

But you? You're just performing. For you, it's a workout. For her, it's worship.

9. Women respect the man who gives them orgasms.

You might think sperm is just liquid, but for many women, the man who makes them climax owns a piece of their memory.

That's why many marriages collapse — the woman was never emotionally tied to her husband.
But the man who made her cum? She still dreams about him.

And sadly, most men don't even know how to make their own wives feel anything.

10. Women think of the consequences. Men only think of the moment.

[Ruth Murutu @MurutuRuth]

#rejectfinancebill2024

[Kambua @Kambua]

It’s deeper. #RejectFinanceBill2024

[Nairobi Chapel @NairobiChapel]

A turning point & watershed moment for Kenya.

“Blessed are those whose hope & help is in the Lord.He upholds the cause of the oppressed & gives food to the hungry, sets prisoners free, gives sight to the blind, lifts up those who are bowed down.
Ps 146:5-9

@NickKorir
#ItsTime

[Nairobi Chapel @NairobiChapel]

“Powerful is your arm! Strong is your hand! Your right hand is lifted high in glorious strength. Righteousness and justice are the foundation of your throne. Unfailing love and truth walk before you as attendants.”
Psalms 89:13-14 NLT

#ItsTIME

📸 @mutungadavid

[Mavuno Church Org @_mavunochurch]

🚨 Calling on all Fearless influencers!!

There comes a time when we must stand for what is right and just.

Join Pastor Muriithi Wanjau and the leadership of Mavuno Church in protesting against the oppressive Finance Bill tomorrow. Let's lend our voice to #RejectFinanceBill2024

[Pastor M @PastorM254]

🚨 Calling all Fearless Influencers

Learn to do good; seek justice, correct oppression; bring justice.
Isaiah 1:17

#RejectFinanceBill2024

[Larry Madowo @LarryMadowo]

BREAKING: At least 12 prominent social media users have been "abducted in the middle of the night" ahead of protests in Kenya against over-taxation, Amnesty International tells CNN.

[Citizen TV Kenya @citizentvkenya]

Anti-Finance Bill protests kick-off in Mombasa

[Ruth Murutu @MurutuRuth]

@KenyaPower_Care no power since 6am this morning Buxton, Mombasa county account number: 13544838

[Ruth Murutu @MurutuRuth]

@ayiro_p @DaystarUni Congratulations Sir on your reappointment. Daystar is blessed to have you as our Vice Chancellor

[Daystar University @DaystarUni]

Chapel attendance is the core of what Daystar is - a Christ-centered University that integrates faith and learning for the transformation of the home, church and society.

#FormNiDaystar

[Ruth Murutu @MurutuRuth]

Here here. #FormniDaystar

[Joy Buria @jmarjawar]

#FormniDaystar I am a proud alumni of Daystar and we shall not allow people to bring it down. And by the way even Negative PR is PR that can be impactful. #Daystar is a brand.