Glimpses at @Stats_Kenya will show those counties lead in access to health care, life expectancy, lowest poverty index, electricity, quality of public schools, rural road tarmaced, water and food security
But yes, less shiny buildings
We don't have those establishments, but we consistently rank top in cleanest water and accessibility of water {15+yrs running now}(WASREB, 2025), and highest forest/tree cover (approx. 38-45%).
Murima has no major town, no airport. A town like Nyeri has no KFC or Artcaffe. Thika ni town ya kuuza dawa za mende. Murang'a is just a small shopping center. Which privileges are we talking about?
You have forward-facing eyes. So does every predator that's hunted horses for 50 million years. Wolves, mountain lions. All forward-facing. A horse looks at your face and sees a threat. The one in this video went flat on the ground next to one.
Horses evolved a locking system in their legs so they never have to lie down. Tendons and ligaments snap their joints into place and hold them there. Researchers found the lock is so efficient it uses less than 2% of the effort a horse would normally need to stand. They spend about 80% of their lives upright. Everything happens on their feet.
Lying down can get a horse killed. They've been hunted for 50 million years. Started out the size of dogs, running from things that wanted to eat them. A horse today weighs over a thousand pounds and can outrun a car in a school zone. But getting off the ground costs extra seconds. When something is chasing you, those seconds are the difference.
In wild herds, horses take turns sleeping. When one finally goes down for deep sleep (they only need about 30 minutes a day), the others stay standing and watch for danger. A horse living alone with no lookout will sometimes refuse to lie down for days. It would rather collapse from exhaustion than sleep unprotected.
I looked into what's going on in the horse's body during moments like this. A 2025 study tested horses before and after spending time near humans they trusted. Their bonding hormones spiked. Stress hormones stayed completely flat. Separate research that year found early signs that human and horse heartbeats can actually sync up when they're close together.
That horse shut down the only survival system its species has had for 50 million years, because it decided one person was worth the risk.
The SACCO Societies (Amendment) Bill, 2025 is unconstitutional in many respects. What is worrying — the total silence from Sacco memberships.
⭕️ The @kuscco scandal was real. Reform is needed. But this Bill risks being used as a Trojan horse to:
✅Extract revenue from SACCO members via taxation dressed up as regulation
✅Create new patronage structures (boards, funds, authorities) funded by member savings
✅Centralize control under @SASRA_ke and the Cabinet Secretary in ways that undermine cooperative autonomy guaranteed under Article 40 and the Co-operative Societies Act
✅Bypass genuine consultation with the 15+ million members whose livelihoods and savings are at stake
✅As COFEK, we have already identified the constitutional and consumer rights grounds for challenging or demanding amendment of this Bill—Articles 10, 27, 40, 43, 118, 201(b), and the cooperative principle of member sovereignty.
⭕️ The savings of Kenyan women were not built to fund a new bureaucracy. @DrOparanya@KIMANIICHUNGWAH@KeTreasury@stimasacco@MwalimuSacco@mhasibuofficial@Unaitas
Me on Tuesday Morning:
"In light of the proposed Sacco legislation, I do not feel my deposits are safe with your institution, or any other Sacco for that matter. I am here to initiate my exit and return of all my deposits before this becomes law"
Most Kenyans have no idea what’s happening in Parliament today.
Silently… almost deliberately out of the public eye… a new SACCO system is being pushed through — and it could change how your money is controlled forever. This is Not just oversight — control.
This entity will:
• Hold funds from multiple SACCOs
• Control liquidity across the sector
• Run payment systems
• Lend to SACCOs
• Invest pooled savings
In simple terms?
Your SACCO money may no longer just be in your SACCO.
It could be moved, managed, and influenced from the center.
And here’s the part that should worry you:
Your savings are only protected up to KSh 100,000.
Anything beyond that? Not guaranteed.
This isn��t just a policy change.
It’s a fundamental shift in who holds power over your money.
SACCO Amendment Bill--Were the majority of members ever consulted? 15% taxation!
Bureaucracy in salaries/allowances.
SACCOs built over the years by members' contributions,majority being women. Savings now on the verge of being looted
Civil Societies, take this to Court
🚨 There’s a SACCO bill in Parliament today, and most Kenyans don’t even know what’s coming.
Quietly... with almost no public attention…
A system is being introduced that will centralize SACCO money, and Govt will now have a massive say in it.
Think of it as a “Super SACCO” for all SACCOs.
It will:
- Hold funds from different SACCOs
- Manage liquidity
- Run payments
- Lend to SACCOs
- Invest your money
Sounds safe? Here’s the reality:
❗ SACCOs could lose some operational independence
❗ Oversight becomes much heavier (via Sacco Societies Regulatory Authority)
❗ Leaders must meet “fit & proper” approval
❗ Strict reporting & constant supervision
And yes, this could mean slower access to your money in some situations.
Now the part they won’t emphasize:
Your savings are only protected up to KSh 100,000
If a SACCO collapses?
Anything above that = your risk.
Even worse:
⚠️ Payouts are NOT immediate
⚠️ Must be approved & gazetted first
⚠️ You could wait while your money is locked
So ask yourself:
Why centralize SACCO money...
But limit protection for members?
This bill is being sold as “safety.”
But it also introduces control by the government, delays, and new risks for ordinary Kenyans.
This is how systems change,
slowly, quietly... then permanently
It's not just tech. Anything new the government doesn't understand, it first crushes, then it regulates. Same thing has happened with the arts. GoK detained, exiled and frustrated artists, called the arts useless to the market, then when social media gave artists an outlet GoK couldn't control, GoK started talking of creative economy and arts as a CBC pathway.
Btw you may think KCB is big (and they are, their last FY revenue was around 214 billion) but think about the fact that in 6 months between May and November 2025, MPESA's revenue alone was 88 billion. MPESA revenue and KCB's revenue are usually toe-to-toe
@kiruti@xysist I remember this projection being made at one of Saf's earnings call, just about when they'd noticed data revenue would grow as airtime revenue declines, they projected Mpesa revenue ALONE to surpass KCBs profits...it was about 40 billion at the time