On average, Americans spends approximately $10,000 per year on cigarettes, alcohol, lottery tickets, designer clothes, cable TV and eating fast food... but spends just $25 per year on books! And you wonder why most people are not successful. lol!
Step #1 educate yourself.
No man is truly free without assets.
Not even the $300-$400k/year doctor/lawyer.
Without assets, even their lifestyle would come to an abrupt halt if their job was lost.
If income is never converted into assets, a person is a job loss away from potentially losing it all.