NWOKOCHA

Philosopher, Peace Advocate.

[NWOKOCHA @NWOKOCHASAGE]

@_Pedro17_ Best of luck 👏

[NWOKOCHA @NWOKOCHASAGE]

And it's the cash and carry economy that fuels corruption and criminality. Government must get people into employment, create enabling environment for small and medium scale businesses to thrive, and then creditors will feel confident to give credit. Thanks @winexviv

[Alex Onyia @winexviv]

One major difference between life in Nigeria and life in developed economies is something we don’t talk about enough:

ACCESS TO AFFORDABLE CREDIT.

In Canada, car loans can be around 6–7% per annum. Mortgages can be around 4–6%.

In the UK, new mortgages are around 4–5%.

Across the Eurozone, new housing loans are around 3–4%.

In the United States, even with today’s relatively high rates, a 30-year mortgage is around 7%.

Now come to Nigeria.

Our Central Bank policy rate is 23%, while commercial lending rates can run above 30% and, depending on the lender and borrower, considerably higher.

Then there are short-term digital lenders and informal loan sharks whose effective borrowing costs can be brutal.

Think about what this does to a society.

In developed economies, a hardworking person does not necessarily need the entire cash to buy a car, own a home, acquire equipment or build a business.

The financial system allows you to bring tomorrow’s income into today’s productivity.

You buy the house and repay over 15, 20 or 30 years.

You buy the car and repay over several years.

A business buys equipment today and pays for it from the income that equipment generates tomorrow.

That is one of the hidden infrastructures of prosperity: AFFORDABLE, LONG-TERM CREDIT.

In Nigeria, we have almost criminalised not having cash.

If you don’t have ₦50 million today, you may simply not be able to buy the ₦50 million asset, even if you have a stable income capable of paying for it over several years.

And when credit is available, the cost can be so high that the loan itself becomes the problem.

This affects everything.

Home ownership.
Transportation.
Manufacturing.
Agriculture.
Small businesses.
Education.
Technology.
Job creation.

We cannot build a productive middle class entirely on CASH AND CARRY.

A modern economy must allow responsible people to use their FUTURE INCOME to build their PRESENT PRODUCTIVITY.

Nigeria doesn’t only need more jobs.

We need a financial system that makes the income from those jobs actually capable of building wealth.

Affordable credit is not a luxury.

It is economic infrastructure.

[NWOKOCHA @NWOKOCHASAGE]

@Sheriff_Jimmy Nice!

[NWOKOCHA @NWOKOCHASAGE]

Kudos sir!

[Alex Onyia @winexviv]

Good News: PISA Assessment Will Be Coming to the South East Soon

After I wrote about my desire for the South East to participate in the PISA assessment, I received a message from Raj.

He flew in from the United States, and we met in Toronto to discuss extensively how the assessment could be conducted across the region.

This assessment is very important to me because if the South East performs strongly on the global stage, it could significantly boost the region’s international reputation and help demonstrate the quality of talent we are developing. This could strengthen our case for attracting world-class companies such as Apple, Texas Instruments, NVIDIA, Tesla, and others to invest in the region.

We are deliberately nurturing a large pool of exceptional talent, and the world needs to see what is happening here.

In 10 years, our ambition is for the South East to become a major source of talent for the global workforce.

And we are very serious about it.

[NWOKOCHA @NWOKOCHASAGE]

@FinPlanKaluAja1 😂😂

[NWOKOCHA @NWOKOCHASAGE]

@DAMIADENUGA Lol

[NWOKOCHA @NWOKOCHASAGE]

Awesome

[Alex Onyia @winexviv]

Treasure Okegbola developed a machine learning model that detects malaria from blood samples.

We ran a live test today, and it was amazing.

She will be training it on other diseases so that people can run quality and free tests in their homes. It can then detect even diseases people may not be aware of.

She says this will be her way of supporting poor families who can’t afford quality healthcare or are afraid to do tests because of cost.

I have always known that Treasure will make a great impact in the world.

What a start!

[NWOKOCHA @NWOKOCHASAGE]

@UtomiPat Very unfortunate. I hope fake legislators or ministers won't be uncovered soon too

[NWOKOCHA @NWOKOCHASAGE]

@CAgbolahan57517 @winexviv Am sure if you can make your way down to the venue and follow the registration protocols you can join.

[NWOKOCHA @NWOKOCHASAGE]

@DeleFarotimi 😂😂

[NWOKOCHA @NWOKOCHASAGE]

@winexviv Nice work 👏👏👏

[NWOKOCHA @NWOKOCHASAGE]

👏👏👏

[U.S. Mission Nigeria @USinNigeria]

Meet Daniel Umemezie, the 2026-2027 U.S. National Youth Poet Laureate — the 10th poet to hold this prestigious title, and the second Nigerian-American to do so, following 2023 laureate Salome Agbaroji! 
A gifted Nigerian-American voice, Daniel weaves verse that captures the vibrant richness and intricate complexity of a vibrant life; bridging heritage, identity, and the Nigerian-American experience with striking clarity. 

His achievement embodies #AmericanExcellence by demonstrating how the United States empowers talented young people to thrive, lead, and inspire through creativity.  

📸@urbanwordnyc

[Belusochim Ugochukwu @belusochim]

A little over two years ago, I came to the U.S. from Nigeria at 14 with a suitcase and an obsession with ML.

Today, I'm 16 and working on Computer Vision + Robotics at @Apple

Recap:
→ Competed in Math & Physics Olympiads from 11y/o
→ Won Rubik’s Cube competitions at my boarding school, with a personal best of 18 seconds
→ Lost my grandma to an undiagnosed illness: one of the reasons I became very interested in AI

→ Graduated high school and started college at 15
→ Researched diffusion models for crystal generation, inspired by drug discovery
→ Prototyped robotic wheelchairs for people with disabilities
→ Worked on an EdTech startup, OpenClaw for Students
→ Joined @Apple this may on the ESCI org!
→ Went to @ycombinator startup and met of the brightest and most ambitious minds

My dream is to build companies that expand what humanity can do with AI

I'll be sharing my journey here! Physical AI, agentic systems, and everything I'm learning along the way.

[NWOKOCHA @NWOKOCHASAGE]

European Union unveils new rules to enhance circular economy in the automotive sector.

#sustainability #europeanunion #circulareconomy

https://t.co/mwBzZNmGip

[Alex Onyia @winexviv]

Today, we will be having another edition of the Sterling Bank Online Maths Quiz, and it's open to every secondary school student in Nigeria.

A total of ₦1,000,000 will be won.

🥇 1st Prize: ₦500,000
🥈 2nd Prize: ₦300,000
🥉 3rd Prize: ₦200,000
Participation is completely free.
The competition will take place on https://t.co/dnjSLGbm07 .

After today's online contest, we will select the top 20 students to qualify for the LIVE Grand Finale tomorrow at 6:00 PM, where the three overall winners will emerge.

If you're confident in your Maths ability, this is your opportunity to prove it.

Share this with your children, siblings, relatives, neighbours, teachers, and school WhatsApp groups. Let's make sure no child misses out simply because they didn't hear about it.

[NWOKOCHA @NWOKOCHASAGE]

Amazing. Keep up the good work 👍 And well done Kayode Williams 🙌

[Alex Onyia @winexviv]

Kayode Williams built a drone from scratch, and he is just 20 years old.

He arrived in Enugu today and will be with us for the next 4 weeks to teach our children how to make real-life drones from scratch during the bootcamp.

What we want to solve is making low-cost drones to improve security in the East and also to dispatch emergency items like pallets, drugs, and other supplies.

These 4 weeks are going to be hot in Enugu.

We have geniuses hidden everywhere, and we will create millions of them in a few years.

[NWOKOCHA @NWOKOCHASAGE]

@winexviv Wow👏👏👏

[NWOKOCHA @NWOKOCHASAGE]

@winexviv Kudos to you and your team

[Osaretin Victor Asemota @asemota]

I realized that many of the biggest rewards I hope for today came from the compounding effects of my actions about two decades ago. My most significant investments in my future were made between 2005 and 2018. They were not the years I worked the hardest but worked the smartest and learned. I do a lot less now and learn a lot more.

Success and comfort in life comes from investing time and effort and then letting the rewards compound over time. It is that simple. There is no “big bang” and sudden change in circumstance for 99.99% of people. You work at it and build up your future one day at a time.

Your current happiness is almost always a result of past actions. Your future actions depends on today’s actions and efforts. Progress and happiness are about action and response. We may already be much happier than we were before but don't realize it as we strive for that elusive goal of satisfaction.

You are most likely not going to suddenly become permanently happy. Instant gratification never lasts. You will most certainly not win a lottery better than the genetic one you have already won. You are alive. You may not be as rich as you want but you are most likely richer than others.

It is always important to take stock of our progress and be grateful for many reasons. I told someone recently that our worst days and worst periods are usually the blessings others doing much worse than us will crave for.

You can complain about bills, but the homeless will wish for a home to pay bills in and a job with income that can help them afford it. You complain about unruly kids and high school fees while others are desperately looking for children to call their own.

Time is the most valuable commodity in the universe, being alive means being blessed with time. Life’s value compounds when time is spent on endeavors that bring rewards that compound positively. Wasting it on wishing for what you don't have yet and envying those who have what you admire is unproductive.

Yesterday determines today. Tomorrow is a product of today. Yesterday has already determined most of your future if you don't keep making progress. All your actions today will be accounted for tomorrow.

Carpe diem!

[NWOKOCHA @NWOKOCHASAGE]

Word!

[Alex Onyia @winexviv]

One of the reasons I share almost everything we're doing in the South East is simple:

I want you to copy it.

If a strategy gets more children learning, gets more students excited about STEM, raises academic standards, or inspires excellence, don't admire it from afar or criticize Alex. Replicate it in your region. Improve it. Scale it.

Africa has spent too much time protecting ideas instead of spreading what works.

I don't want the South East to be the exception. I want it to become the template for Africa civilization.

Imagine every region in Nigeria building its own Olympiads, ranking schools, training teachers, identifying talent, and making education a public movement.

Imagine every African country adapting the same ideas to fit their own realities.

That's how continents change.

Education is Africa's greatest opportunity. If something works, copy it.