🚨🔥 BREAKING: The world’s first spot XRP ETF has just been approved in Brazil! 🇧🇷🚀
This is HUGE for XRP & Ripple after years of legal battles ⚖️ and unfair treatment. Let’s break down why this is a game-changer! 🧵👇
This $XRP video explains why MARKET CAP does not apply to $XRP the way most people think it does.
Also explains why and how $XRP will reach $10,000 💥💥🔥🔥🚀🚀
It’s happening! UTILITY IN ACTION 💥💥🚀🚀
♻️ 27 out of 37 Fednow Certified Service Providers are @Ripple Partners, or are partnered with Ripple partners. FedNow aims to integrate 10,000 banks and institutions.♻️
YOU WILL WANT TO READ THIS!! 👇👇👇
$XRP community, my followers, all I ask; PLEASE SHARE THIS far and wide. It took me 10 hours just to compile all of this and prove 79% of the FedNow service providers are connected to Ripple by no more than 2-3 degrees of separation, if not directly.
I always say in my videos that Ripple has gone for a top down integration with their business model. Targeting the software and treasury management providers to integrate into thousands of banks and institutions, compared to partnering with each individually.
For example, SBI Holdings said of their partnership with Ripple, when they created SBI Ripple Asia:
"Participants of RippleNet, which uses distributed ledger technology (DLT), can directly connect with financial institutions with a single API and instantly and reliably transfer money in more than 40 currencies to more than 70 countries."
SBI Holdings has 240 subsidiaries alone.
https://t.co/kmb7tpX8pH
Back to FedNow and how engrained Ripple is.
Now, keep in mind, FedNow would NEVER "publicly" list a company currently under lawsuit for securities sales, such as Ripple is currently, even though they are winning their case. Not until it is "fully" settled.
In 2023, FedNow provides a list of 57 early adopter organizations, including financial institutions and service providers, that have completed certification in the FedNow Service.
This has now grown to over 142 providers and over 1216 live participants, with the aim of reaching 10,000 banks and institutions.
https://t.co/xNivfSApLq
"This group of early adopters is now performing final trial runs on the service to confirm their readiness to support live transactions over the new instant payments infrastructure. The early adopters include 41 financial institutions participating as senders, receivers and/or correspondents supporting settlement, 15 service providers processing on behalf of participants, and the U.S. Department of the Treasury." (Now up to 35 service providers.)
"In addition to the initial adopters, the Federal Reserve continues to work with and onboard financial institutions and service providers planning to join later in 2023 and beyond, as the initial step to growing a robust network aimed at reaching all 10,000 U.S. financial institutions."
https://t.co/jGCS86PIDM
Although some of the banks listed have ties to Ripple with direct or indirect partnerships, I really wanted you to focus on the "certified service providers" section, in the link/pic below. Basically, the companies who provide the software or treasury systems these banks run on.
https://t.co/3mIWfJ5mQb
First I want to give some context of TWO organizations that shape and guide the FedNow program. The companies below are on one or the other, or both. BOTH organizations have ties to Ripple.
1. U.S. Faster Payments Council
Ripple is an ADVISING member of the council.
https://t.co/WtStHkZdqj
2. Faster Payments Task Force
Lists Ripple under the "FASTER PAYMENTS SOLUTION PROPOSALS"
https://t.co/h1y1ikZj5a
https://t.co/WEJJ3UXA08
I spent all day, going through each of these service providers, one by one, to provide documentation.
1. ACI Worldwide Corp
- "ACI Supports 9% of global SWIFT traffic and 30% in the US"
"ACI also supports real-time schemes around the world, meaning that any bank can use Real-time Payment Systems to support SWIFT FIN, gpi, DLT (e.g. Ripple), Wire and immediate payments."
* Notice how Ripple is synonymous with DLT to them? It doesn't mention $BTC or $ETH as viable options. *
https://t.co/Dmel9ErWXg
2. Alacriti
- Partners include The Clearing house (comprised of a lot of Ripple Partners),
AWS (Ripple Partnership),
U.S. Faster Payments Council (collaboration with Ripple).
Partnered with Jack Henry. See below for Ripple connections.
https://t.co/Vf0q5ltfML
3. Aptys Solutions
- Partnered with the U.S. Faster Payments Council, which Ripple is an advisor on.
Partnered with Jack Henry. See below for Ripple connections.
https://t.co/qSS8Egbfgz
4. BNY Melon
- Head of Digital Assets leaves to join Ripple, Ripple submits proposal to help them ICO their own coin. Which we can assume they would have run on the XRPL.
https://t.co/PO1F1fuBd4
https://t.co/fejhzP3PfB
5. C&M Software LLC
- Partnered with the Clearing House, which is comprised of many Ripple Partners.
"Leveraging the availability of FedNow, which directly covers approximately 6,000 financial institutions in the USA and indirectly reaches an additional 7,000 through correspondent banking systems..."
"...all that is needed is the adoption of the payer and payee to FedNow or a Clearing House approved by C&M Software."
https://t.co/VXUHUFA8HW
6. CGI
- Ripple Partner. CGI then partnered with two major Canadian banks, the Bank of Montreal and the National Bank of Canada.
https://t.co/hSTPmWW8YC
7. COCC, Inc.
- Partnered with FIS (Ripple Partner, see below).
https://t.co/JnfCTzCCxG
8. DCI
- MIT DCI runs a Ripple validator node. DCI is partnered with the Federal Reserve of Boston. David Schwartz works closely, and participates in events, with MIT FINTECH. The Federal Reserve of Boston has referenced Ripple in their study paper in 2014.
https://t.co/hc21aM28az
9. ECS Fin, Inc.
- Ripple partner, lists Ripple in their IMS hub
"IMS supports connectivity to SWIFT, SEPA, real-time schemes, CHIPS, Fed wire, ACH, Ripple and Blockchain for sending and receiving financial messages"
https://t.co/1ReBQsi7hQ
10. Finastra
- Ripple partner
"...and Finastra have teamed up to offer Ripple’s blockchain technology through Finastra’s payments solutions to support fast cross-border payments.
FinTech Automation"
https://t.co/BOIQFBTTQp
11. FIS
- Ripple partner
https://t.co/dC9GwDYdQS
12. Finzly
- Finzly has 6 listed partners. 3 of 6 are Ripple partners.
Partnered with AWS, which is also a Ripple Partner.
Partnered with PCBB (PCBB is a liquidity provider of FedNow). PCBB helped found the Faster Payments Council and works shoulder to shoulder with Ripple here.
Parterned with Corpay, which is partnered with Ripple.
Partnered with Thought Machine, which is partnered with TransferGo, a Ripple Partner.
Partnered with Jack Henry. See below for Ripple connections.
https://t.co/MA5o6JqYQj
13. Fiserv Solutions, LLC (Fiserv NOW, Fiserv Payments Exchange)
- Partnered with Visa, Mastercard and the Clearing House. All 3 have direct and indirect partnerships with Ripple. See below.
https://t.co/HhnLiHedAm
14. Form3
- Partnered with Mastercard (Ripple partnership)
Partnered with Barclays. Barclays and Ripple invested in a start up together to leverage XRP, called SendFriend.
https://t.co/e0E7leDL6N
15. FPS GOLD
- FPS GOLD is partnered with Corpay, Corpay comprised of mostly Ripple partners. See above.
https://t.co/LyOuXW2FIH
16. IBT Apps
- Partnered with FIS and fiserv. See above for Ripple connections.
Partnered with Jack Henry. See below for Ripple connections.
https://t.co/1gsnVmlWCs
17. Jack Henry
- Partnered with Alacriti, Aptys, Finzly, IBT Apps, Temenos Group, and Metallicus. All have Ripple connections or partnerships.
https://t.co/lmB19Oz4vE
18. Open Payment Network
- Founding sponsor of Faster Payments Council. Which means they work side by side with Ripple, with Ripple advising them.
Integrated with the Clearing House, which is full of Ripple Partners.
https://t.co/7hSqoa59Ag
19. Magic Wrighter
- Partnered with fiserv. See above for Ripple connections.
https://t.co/ZAzawfQzLK
20. Metallicus
- Partnered with fiserv, Jack Henry and Temenos. All have Ripple connections listed in the post.
https://t.co/sF0q7IgPqU
21. Narmi
- Partnered FIS, Jack Henry, fiserv, and COCC. See above for Ripple connections.
https://t.co/r66Posr2MV
22. NetXD, Inc
- Partnered with Visa, Mastercard and integrated with the Clearing House. All have Ripple connections and partnerships. When you look at NetXD's website, it also is almost the exact same "model" laid out in Ripple infographics.
https://t.co/7VawMjF3y0
23. Temenos
- Ripple Partner. Also integrated into multiple core payment networks in the U.S. and abroad. Temenos is also partnered with Accenture, Microsoft, IBM. All Ripple partners.
https://t.co/au6X8Zpb9m
24. Payfinia, A Tyfone Company
- Payfinia is part of Tyfone. Payfinia launched the Instant Payment Xchange (IPX) which is integrated into FedNow and the Clearing House. The infographic for IPX looks exactly like Ripple's infographics and API use cases.
Tyfone is partnered with Jack henry, FIS, Visa and Fiserve. All of which have Ripple partnerships or connections.
Remember, top down integration.
https://t.co/dZ3ckEOKsh
https://t.co/I4fXC9bUde
25. Vertifi Software, LLC
- Partnered with Tyfone, fiserv and Fintilect.
Fintilect is partnered with fiserv, the Federal Reserve System, FIS and Jack Henry. So Vertifi's partner, has multiple Ripple partners.
https://t.co/fI5qneodgf
https://t.co/O2Z5BAAZvG
26. Visa
- Visa has bought TWO companies FROM Ripple.
Earthport for $250 million. Earthport is partnered with Bank of America.
"Earthport, which provides cross-border payment services to banks and businesses, has been partners with Ripple, the blockchain-based payment network, since 2015."
"Earthport’s clients include Ripple, Bank of America, Hyperwallet, Transferwise, Payoneer, and Japan Post Bank."
"The API not only provides access to the Ripple ecosystem, but also offers access to the wide array of payment methods that Earthport offers in over 200 countries."
CurrencyCloud for $900 million.
"CurrencyCloud is a global platform that enables banks and fintechs to provide innovative foreign exchange solutions for cross-border payments."
https://t.co/RtkS7I88n1
https://t.co/QBWZc5sVbk
27. Volante Technologies
- Volante Technologies is partnered with Microsoft, AWS, U.S. Faster Payments Council, Swift, Accenture, Deloitte and Ripple.
ALL Ripple Partners or integrated into Ripplenet.
https://t.co/QJjzPg3Efp
I hope everyone understand the magnitude of what this means. The FedNow aims to have 10,000 banks and institutions on board. That is in the U.S.A. ALONE.
Remember how Brad Garlinghouse said "95% of their business and partnerships were OUTSIDE the country"??
Well, I just showed you how easily Ripple will be implemented into thousands and thousands of banks, from the top down, with a simple API download and plug in.
Now imagine what "95%" of the rest of their business and partnerships look like.
WE ARE TALKING MULTIPLE TENS OF THOUSANDS OF BANKS.
WE ARE TALKING MULTIPLE HUNDREDS OF TRILLIONS OF DOLLARS GLOBALLY.
ALL.
OF.
THE.
MONEY.
$XRP THE STANDARD.
$RLUSD IS THE TROJAN HORSE.
Tether is the glue holding up the entire crypto market.
It has essentially found a loophole to print unlimited unbacked tokens out of thin air, avoid transparency / audits, and evade prosecution.
However, this is all coming to an end in 2025. Harsh new regulations are on the way, forcing Tether to disclose its U.S. Treasury holdings. JP Morgan and other major banks predict that to comply, Tether will need to sell off its BTC reserves. That leaves them with two choices: sell everything and collapse the Ponzi, or refuse and get busted and banned by authorities—either way, the scheme unravels.
The truth is, Tether has been lying to everyone for years. It doesn’t even have 1% of its holdings backed. It printed money out of thin air, injected it into BTC, drove up prices, induced FOMO, and sent the market soaring—all while insiders scalped, sold behind the scenes, and got rich.
There is no outcome in which BTC survives. Its current price of around $100K is a temporary blip, sustained purely by fraud and FOMO. When reality sets in, prices will plummet—even back to four-digit levels. Bookmark this.
All the maxis say, “Not financial advice,” after telling you to throw your life savings in at the peak. But I’ll take the contrarian approach—THIS is financial advice: sell and take profits. The risk is way too high.
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The release of RLUSD marks a new chapter – both for the XRP Ledger, as well as @Ripple for use in our $70B+ payments flows. Combining our 10+ yrs in the business; the rigor & compliance required with stablecoin issuance by a @NYDFS chartered company; and an experienced Advisory Board – RLUSD is launching from Day 1 with credibility, utility and a whole host of partners ready to support it! https://t.co/2c87HiC1Z7
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