Back in the 2000s, texting was a cash cow with carriers charging something like $0.10–$0.20 per SMS, or sold in “bundles” of 500 texts for $10–$20 per month
Globally, SMS revenue peaked at over $100 billion per year
Then WhatsApp launched in 2009 as a cheap cross platform alternative that used your data plan instead of the SMS system. By 2014 it had 500 million users; by 2018, over 1.5 billion. Now in excess of 3 billion people use it on a monthly basis
People realised they could send unlimited messages, photos, videos, voice notes for free (or just the cost of mobile data, which was falling fast)
Crypto will do for payments what WhatsApp did to SMS and @Ripple are ready for it🚀🚀 #XRP #RLUSD
$XRP has formed a bullish cross on its weekly Stoch RSI indicator whilst sitting in oversold territory.
The last 2 major bullish cross prints in 2025 led to a 600% and a 130% move upwards. Is a pump awaiting on the horizon? 🌅
Institutions are coming, with trillions.
Will they use Bitcoin? No; because it’s..
slow
congested
expensive
unpredictable
unscalable
not regulatory compatible
not ISO 20022 compliant
not suitable for clearing
not suitable for settlement
not suitable for institutional rails
not suitable for tokenized assets
not suitable for FX corridors
This shift will amaze you, when.
When XRP dethrones Bitcoin from the #1 seed, people’s jaws will LITERALLY hit the floor.
Markets will gravitate to XRP’s liquidity because banks want/need:
speed
finality
compliance
liquidity efficiency
risk reduction
cost savings
XRP is the only major digital asset that was designed from day one for..
instant finality
ultra high throughput
minimal fees
deep liquidity formation
interoperability
FX style settlement mechanics
native compliance messaging
real time bridging between assets
serving as a neutral settlement asset for institutions
Banks are going to move toward the asset that:
can absorb massive flows
can settle instantly
can scale without breaking
has predictable fees
has deterministic finality
has institutional rails
has regulatory interoperability
Correct me if I’m wrong or if I’ve missed anything.
Why $XRP will replace traditional finance in the next few years:
✅Only asset without a counterparty
✅Bridge asset routing ALL trades behind the scenes
✅Every new stablecoin/RWA increases XRP usage automatically
Banks + blockchain apps
Lending + on-chain
Money movement + instant
$XRP at the center. 🎯
Crypto is in serious trouble.
-World population: 8 billion
-Half aren’t working → 4B left to buy the dip.
-2.2B are in school → 1.8B left.
-Half of them too young for a bank account → 900M left.
-86% have no money after bills → 120M left.
-92% think crypto is a scam → 9.6M left.
-9,599,998 are in prison → 2 left.
You and me.
And I’m out of cash.
Godspeed, crypto 🤣
🚨BREAKING: White House Crypto Chief Says “Bitcoin Is Not XRP” — and “Tens of Trillions Are Coming by Year End” at Ripple Swell 🇺🇸🚀
#XRP isn’t just leading payments — it’s now moving into media control as the old mainstream system collapses. BXE TOKEN is the decentralized media layer built directly on the XRP Ledger — and it’s already live.
https://t.co/7aMq5EJPHO
Bitcoin did its job: proved crypto works.
Now the money needs speed, utility & real-world rails.
ISO 20022 goes live TOMORROW.
XRP ETFs are here.
Supply is drying up fast.
It’s not betrayal — it’s evolution.
Time to rotate BTC → XRP
#XRP#Bitcoin#ISO20022#Crypto
According to Bloomberg, Michael Saylor’s Strategy Inc faces potential removal from major benchmarks such as the MSCI USA and Nasdaq 100. Passive vehicles tied to the company account for nearly $9 billion in market exposure, and a decision is expected by Jan. 15. MSCI is consulting on whether to exclude companies whose digital-asset holdings exceed 50% of total assets, following feedback from some market participants who view such digital-asset treasury firms as closer to investment funds than index constituents. https://t.co/6c8IMarlJR
“bUt ViNnY XrP HaS ClArItY”
What about the institutions that use it?? They dont want to get sued!
Genius=stablecoins& issuer
Clarity= digital assets
Need Laws dumbass
@jimcramer How to Make Money in Any Market? Easy ... inverse you in a bull (buy what you sell) or bear (sell what you buy). Cramer's Law: Profits go up when your picks go down! #InverseCramer
We’re excited to partner with @PayPal to launch our 2025 Holiday Crypto Report!
In collaboration with the @HarrisPoll, we surveyed American consumers and learned that crypto is playing a bigger role in how they shop today.
🎁 Nearly 1 in 4 have crypto on their gift list this holiday season
🎁 17% say they’d rather receive crypto than a gift card
🎁 82% of crypto holders are ready to shop with their crypto, if stores would let them
Crypto is officially on the list as America thinks of new ways to gift, spend, and celebrate.
Download the full report here: https://t.co/MGLKgoIBHD