@PolitlcsUK This government seems more focused on interfering in people’s lives especially children’s than on tackling the obvious problems facing the country. Leave them children alone..
So you’re telling me Spain, France, Germany, Portugal, Brazil, Belgium, England and Netherlands all stuck on one side of the bracket…
The other side?
Argentina, Australia, Cape Verde, Egypt.
The script isn’t even trying to hide anymore
Nick Ferrari is spot on.
“As soon as the going gets tough in the United Kingdom we just stop!”
During past heatwaves, kids had lessons outside in the fields. Now schools shut at the first sign of sun.
Ferrari called it “a shocking lesson to our schoolchildren”.
He’s right. How do they manage in Africa and India? They don’t shut everything down just because it’s warm.
This meltdown over a few warm days is ridiculous. Get on with it man!
We’re teaching the next generation that as soon as things get a little difficult, we just give up. Not good!
Half of X is losing its mind over the new ISA rule.
Let me explain what's actually happening, because the outrage is mostly people misunderstanding their own ISA.
From April 2027, a 22% charge applies to interest earned on CASH sitting inside a Stocks & Shares ISA.
Not on your investments. Not on dividends. Not on capital gains. Just on cash you're leaving idle in an account designed for investing.
Here's the bit nobody's saying out loud:
if you're using a S&S ISA to just hold cash, you're using the wrong wrapper.
Want to save? Use a Cash ISA. Tax-free interest, zero risk, simple.
Want to invest? Use a Stocks & Shares ISA. That's literally what it's built for.
The reason this rule exists is because they assume people will quietly parking cash inside S&S ISAs to dodge the lower cash ISA allowance, rather than actually investing it. The government is closing that loophole before it even exists.
Now let's talk about why investing in the first place matters so much more than people parking cash realise.
£10,000 in a Cash ISA at 4% for 20 years: £21,911.
£10,000 in a S&S ISA invested in a global index fund averaging 8%: £46,610.
Same tax-free. More than double the outcome.
That gap is the entire reason this policy exists, to nudge people out of cash and into growth.
And here's what actually annoys me about the outrage.
You CAN still hold cash-like exposure in a S&S ISA, completely unaffected by this charge.
Money Market Funds are explicitly exempt from the 22% charge entirely, as long as your account isn't 100% cash-like assets.
So if you want stability inside your S&S ISA, you've got real options:
Money Market Funds: short-term, low-risk, currently yielding close to the base rate, fully exempt from the new charge.
Short-dated gilts: UK government debt, extremely low risk, still counts as a genuine investment.
Gilt or bond ETFs: diversified, low volatility, still doing what an ISA is meant to do.
None of these get touched by the new rule.
The only thing being taxed is literal idle cash sitting doing nothing.
This is a nudge to actually invest - and fix our high-saving, low investing culture.
Stop overreacting to a headline you haven't read the detail on.
Are you holding cash in your S&S ISA right now? What for?
What have I got wrong ?👇
#ISA #InvestingUK #PersonalFinance
Inflation has eaten us alive. Wages wiped out. Savings eroded. Families poorer. Life more expensive. We are all getting ripped off. The economy does not work for us. Why?
Because Britain is addicted to the size of its own state.
It is simply far too big. The taxes to fund it are too great. The printing of money to prop it all up is so very addictive.
It is catastrophic for working men and women. It makes all of us poorer.
The indolent are rewarded, the productive are sucked dry.
There is one way to fix it, one painful way.
Slash back the size of the state, followed by enormous tax cuts and then we have to live within our means. No money printing.
Crush parasitic Britain.
We cannot tax and spend our way out of this hole.
It’s impossible.
There is one political party honest about the required pain, and that’s Restore Britain.
If you want to sit on universal credit in your pyjamas all day, don’t vote for us.
If you want to contribute and be rewarded for doing so, then there is finally a party for you.
Does this win us votes? Possibly not. I don’t know. But it’s the truth. And it needs to be said.
@antonioguterres Plant more threes could fix this rapidity. But no politicians want us to believe it’s the cow pooo fault. Who puts this people In charge of any society decisions..