You just made your first $1M. Your brain immediately jumps to the bigger house, the nicer car, that business idea you’ve been itching to execute.
Resist all of it, that instinct is exactly why most people who come into money are broke again within a few years.
The move nobody teaches you: do nothing.
Let it sit. Don’t deploy it, don’t try to flip it, don’t show it off. Park it somewhere safe that pays you while you think. Lock it into a 2–3 month yield-bearing instrument e.g T-bills, low-risk positions, safe and battle-tested protocols.
You’re not trying to get rich off it; you’re already there. You’re buying yourself time to think clearly and getting paid to do it.
Run the numbers. $1M at just 5% APR:
→ $50,000 a year → $4,167 a month → $137 a day
Every day you wake up, $137 landed in your account. You didn’t touch your principal. You didn’t lift a finger, and if that 5% compounds daily, you’re closer to $51,200 a year, the money starts making money on the money.
So before you spend a single dollar or naira, ask yourself one question: can this purchase pay for itself from the interest alone? If yes, you’ve earned it. If no, you’re eating your seed.
Anyone can GET money. Keeping it is a different skill entirely and it starts with the discipline to sit still while everyone expects you to splurge.
Sometimes parking it and letting it pay you is the best play ever. This is from experience, don’t joke with your once-in-a-lifetime SEED when it comes your way.
I want to tell you two things, brother:
1. The more needy, nonfunctional and less privileged she is, the less guarantee you have with her. And The higher the chance that she will cheat on you and will leave you.
You are not guaranteed loyalty, nor a “forever,” with a poor woman, regardless of the sacrifices you make.
Women have a sharp memory of their sacrifices but a dull memory of their privileges. A woman, therefore, cannot be loyal to your sacrifices, because your sacrifices are her privileges.
Loyalty to a cause is a function of the memory of the sacrifices made for that cause. A woman will therefore be loyal to the cause that contains her sacrifices, and to the man with whom she made them.
A poor woman then, cannot guarantee you loyalty because poor people cannot, do not, and will not make substantial sacrifices in relationships. She will leave with no sense of loss. She lost nothing.
2. a union with a poor woman overburdens you with the responsibility of manufacturing in her the capacity to be useful, reliable, and functional adult. You are forced to invest excessively just to make an adult out of a wife or girlfriend for the objective reason of meeting economic obligations and ensuring sustenance in the event of instability or calamity.
This is too much burden for a man. And doing too much for a woman, or for a relationship with one, is a mutilation of cosmic intelligence and design - you will be punished for it. You will.
A man is supposed to provide food and a roof over a woman's head. Anything more is overinvesting.
The point is not that you should not sacrifice for the woman or the marriage or the relationship. The point is that you must first marry a woman who shares the capability for that relational necessity: sacrifice itself.
If she's not sacrificing, if you're the only one sacrificing, disillusionment is your fate. Just a matter of time.
You don't even need to act weird, move funny or act thirsty.
Just appreciate, compliment and keep it moving. How many you wan chop.
If you tap with better swaggu, you sef go chop compliments.
No age limit (not children o) - everywhere maranma.
Give me vanity jor. 😔🤲🏾
Your reward is in Heaven, they said.
I have tasted some of the rewards on earth, I don't think I have the patience for Heaven.
Earthly vanity? Gbewa jor. 🤲🏾 😔
It takes an insane man to play like this for 4 years, lose the ballon d’or for 4 years straight, not complain even once, get to work and show up better the next year.
His greatest legacy is him not breaking down mentally between 2009 - 2012.
That’s why some people are willing to die for him.
The mentality is different.
I’ll give you 10.
1. Buy a car before you build a house.
2. Start investing now. Even if it’s just ₦10,000 every single month. Give it 10 years and you’ll thank yourself.
3. Never spend money to please anybody. Spend only when it's needed. Know the difference between needs and wants.
4. Invest in your future, not in validation. Don’t buy the latest iPhone just so people can see you have money. A smartphone is a smartphone.
5. Live on 70% of your salary. The other 30% goes strictly into savings and investments. No excuses.
6. Stop womanizing. Find one good woman and stay loyal. Womanizing costs far more than you think.
7. Never engage in fraud. You’ll only destroy your future. Dirty money will cost you your peace and your health.
8. If you earn ₦100k a month, your rent should never exceed ₦100–150k. You shouldn’t have to save for months just to pay rent. One month’s salary (or one and a half at most) should cover it.
9. Invest in mutual funds.
10. Invest in good books. Read financial books. Here are 10 I recommend:
- The Richest Man in Babylon - George S. Clason
- Rich Dad Poor Dad - Robert Kiyosaki
- The Psychology of Money – Morgan Housel
- I Will Teach You To Be Rich – Ramit Sethi
- The Millionaire Next Door – Thomas J. Stanley
- Think and Grow Rich – Napoleon Hill
- Your Money or Your Life – Vicki Robin
- The Intelligent Investor – Benjamin Graham
- Atomic Habits – James Clear (money is built on habits)
- A Random Walk Down Wall Street by Burton Malkiel
Above all, love God.
You just made your first $1M. Your brain immediately jumps to the bigger house, the nicer car, that business idea you’ve been itching to execute.
Resist all of it, that instinct is exactly why most people who come into money are broke again within a few years.
The move nobody teaches you: do nothing.
Let it sit. Don’t deploy it, don’t try to flip it, don’t show it off. Park it somewhere safe that pays you while you think. Lock it into a 2–3 month yield-bearing instrument e.g T-bills, low-risk positions, safe and battle-tested protocols.
You’re not trying to get rich off it; you’re already there. You’re buying yourself time to think clearly and getting paid to do it.
Run the numbers. $1M at just 5% APR:
→ $50,000 a year → $4,167 a month → $137 a day
Every day you wake up, $137 landed in your account. You didn’t touch your principal. You didn’t lift a finger, and if that 5% compounds daily, you’re closer to $51,200 a year, the money starts making money on the money.
So before you spend a single dollar or naira, ask yourself one question: can this purchase pay for itself from the interest alone? If yes, you’ve earned it. If no, you’re eating your seed.
Anyone can GET money. Keeping it is a different skill entirely and it starts with the discipline to sit still while everyone expects you to splurge.
Sometimes parking it and letting it pay you is the best play ever. This is from experience, don’t joke with your once-in-a-lifetime SEED when it comes your way.