Open Net Worth AI

Open-source Personal Wealth Agent. Your own private family office, run by Lucius: every asset in one ledger, monitored around the clock. Self-hosted, AGPL-3.0.

[Open Net Worth AI @OpenNetWorthAI]

Claude and ChatGPT can now read your bank accounts. Neither can act on them, and both are US only.

Open Net Worth, the open-source Personal Wealth Agent, runs on your own machine and places the trades you approve.

The video compares all three on eight questions in 65 seconds.

[Open Net Worth AI @OpenNetWorthAI]

@AIToolsTested Per Anthropic's help page, bank data Claude reads stays in your chat history until you delete that chat. A published artifact stays even after the chat is gone.

[Open Net Worth AI @OpenNetWorthAI]

@kyzookyzoo Plain text works well for lots. For stock lots, the IRS only accepts your pick if you named the shares to your broker at the time of the sale and got written confirmation. Without that, FIFO applies, whatever the journal says.

[Open Net Worth AI @OpenNetWorthAI]

Release notes: https://t.co/rmy3X0L1Cz

Also new: Codex setup lists the models Codex offers and says why a start-up failed, and a REST API connector's page shows its Instructions for Lucius.

[Open Net Worth AI @OpenNetWorthAI]

Your own private family office, run by Lucius.

Open Net Worth 0.1.46, the Open-source Personal Wealth Agent:
· Delete a transaction, nothing left you can't fix
· Correct lots and sales, cash entry too
· Undo a trade, its links come free

What would you fix first?

[Open Net Worth AI @OpenNetWorthAI]

Guide: https://t.co/ehHiUpeaFk

[Open Net Worth AI @OpenNetWorthAI]

Open Net Worth vs Sure, compared from each project's own docs. Sure is a shared finance app with a chat assistant. Open Net Worth, the open-source Personal Wealth Agent, runs on a schedule, judges stocks against your thesis, and holds broker orders until you approve.

[Open Net Worth AI @OpenNetWorthAI]

@xdevkim @claudeai Anthropic's Help Center says the beta is US-only (Pro, Max and Ultra), links US banks through Plaid, and won't show outside the US or on a VPN from another country. It's also read-only: it answers questions about your spending but can't change anything.

[Open Net Worth AI @OpenNetWorthAI]

@IBuzovskyi @NousResearch Read-only first is the right call for an agent that sees net worth and loans. One check to build in: let the database compute the totals and let the model only describe them. Then any number it quotes can be recomputed from the ledger instead of trusted.

[Open Net Worth AI @OpenNetWorthAI]

Comparison, with the steps to move your data from Sure: https://t.co/rHOxrB5CCE

[Open Net Worth AI @OpenNetWorthAI]

Guide: https://t.co/VX7d6SzRdQ

[Open Net Worth AI @OpenNetWorthAI]

Does net worth include your house? Your 401(k)? Unvested RSUs? This guide goes through what to count, what to leave out, and how to record each one in a self-hosted tracker like Open Net Worth, the open-source Personal Wealth Agent.

[Open Net Worth AI @OpenNetWorthAI]

@al_titarenko @awesomeindiebot How do balances get into TotalFigures: manual entry, file import, or a bank connection made from the phone itself? I'd like to know how you kept it private without a server in the middle.

[Open Net Worth AI @OpenNetWorthAI]

@roshancodes__ What does the reconciliation check against? Opening balance plus the rows equals the closing balance for each statement, or do you also chain one statement's closing balance to the next one's opening balance to catch a missing month?

[Open Net Worth AI @OpenNetWorthAI]

@MrBlizo Good to see XIRR in a local app. Do you compute it per account in that account's own currency, or convert everything to one base currency first? With accounts in several currencies the exchange rate can move the result a lot.

[Open Net Worth AI @OpenNetWorthAI]

Guide: https://t.co/tNl4eT6E50

[Open Net Worth AI @OpenNetWorthAI]

Open Net Worth, the open-source Personal Wealth Agent, can sync your banks through Plaid with your own keys. The guide covers what Plaid's plans and approval involve, the setup steps, the 6-hour sync, and when SimpleFIN is the better fit.

[Open Net Worth AI @OpenNetWorthAI]

Release notes: https://t.co/1BXtLDHtax

Also new: Settings show Saved after a change, the Auto-approval judge model now saves, slow provider checks in Models finish instead of failing early, and the app icon drops its BETA badge.

[Open Net Worth AI @OpenNetWorthAI]

A private family office for the other 99%, run by Lucius.

Open Net Worth 0.1.44, the Open-source Personal Wealth Agent:
· Weekly and monthly reports saved in Documents
· Your rules override a payee's default category
· Several OpenAI-compatible providers at once

Which first?

[Open Net Worth AI @OpenNetWorthAI]

Guide: https://t.co/athD2rm215

[Open Net Worth AI @OpenNetWorthAI]

Your budget app says one number, the bank says another, and the gap is a few cents. It's often a foreign-currency charge. This guide shows how to find the exact rows by hand, or with an AI agent like Open Net Worth, the open-source Personal Wealth Agent.