Tim Phillips

Pensions expert - UK, Middle East, Asia. Building national-scale pensions technology platforms, working across both large private and public sector schemes.

[Tim Phillips @PensionsTim]

@OffshoreSimon @metomgreen @Tush27J It is linked to your biometric data. E.g. you get a new bank card delivered, you have to insert your Emirates ID card into the reader that the delivery person presents and then you put your fingerprint on the reader to verify that it is you.

[Tim Phillips @PensionsTim]

@fesshole This is the existentialist realisation and reaction that Sartre describes in Nausea.

[Rory Stewart @RoryStewartUK]

The sycamore tree on Hadrian’s Wall is as close as our culture got to a sacred tree - venerated, visited, endlessly represented - anachronistic in age weaving Robin Hood and St Oswald and the frontier forts and tribes of the Roman wall - and now felled like the druids’ groves

[Tim Phillips @PensionsTim]

@GuyOpperman @hexhamcourant @TheJournalNews @theresecoffey @NlandNP A very sad day for Northumberland. Completely senseless.

[Tim Phillips @PensionsTim]

@danbarker Crazy. A very sad day for Northumberland.

[Tim Phillips @PensionsTim]

@stevewebb1 @BBCNewsnight @stevewebb1 Should we not be taking first + second pillar into account when benchmarking adequacy of replacement rates?

[Smart Pension @smartpensionuk]

Smart���s Chair @RustonSmith1, pictured with @citylordmayor and the Chancellor, @Jeremy_Hunt, signing the Mansion House Compact. The Compact increases the ways pension schemes can invest to bring better outcomes for UK savers.

Read more: https://t.co/ayAlOrYvNp

[Smart Pension @smartpensionuk]

Here’s @PensionsTim, Managing Director of Smart Middle East and Asia, talking about the potential of technology to reform the retirement savings model in the Middle East.
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[Tim Phillips @PensionsTim]

@danbarker

[Smart Pension @smartpensionuk]

MD of Smart Middle East & Asia, @PensionsTim, discussed fintech's role in Saudi Vision 2030 at the UK Saudi Business, Trade & Partnership Forum.

Smart’s co-founder @willwynne also attended the event, which was a huge success with over 300 delegates & government representatives.

[Kristen Anderson @FintechKristen]

The faster you are, the less good you have to be.

See a problem, fix 60% of it in an hour?
You're a rockstar.

See a problem, hold 3 meetings, spend 2 weeks researching, and use 2 engineers to fix 90% a month later?
You're a problem.

Velocity is sustenance for a startup.

[trulience 🤖 @trulience]

@CoffeeVectors @UnrealEngine Here’s one of our interactive avatars built last year using UE4 and ML auto-encoders for appearance and Nvidia’s Nemo for the voice: https://t.co/0C6ZKrzXHh UE5 versions coming soon.

[Smart Pension @smartpensionuk]

We're excited to announce that we have exceeded £5 billion AUM on our Keystone platform.

This growth reflects the accelerating global demand for modern, digital retirement savings technology.

Read more: https://t.co/gWfFRDRsZx

[Tim Phillips @PensionsTim]

@NJM71 Raise, but allow it to be claimed early with an actuarial reduction applied to account for the longer period in payment. This model already works for workplace DB schemes, and the State Pension can already be taken late with a Late Retirement Factor uplift applied.

[Arab News @arabnews]

Reforms are needed to rapidly modernize pension schemes in the Middle East to reflect the region’s demographics using technology pension products, expert says https://t.co/a36aOvdvvp

[Tim Phillips @PensionsTim]

@sm $5-20 billion is a lot for a lemonade

[Smart Pension @smartpensionuk]

Arab Pensions Conference update from @PensionsTim

"If you look at all the successful DC pension systems across the world, they have been led by strong, clear legislative or regulatory reform, but with technology as the key enabler."
@Arabpensionscon

#LetsTalkPensions

[Tim Phillips @PensionsTim]

@ClaerB @FTAdviser @dw_jones @amyyaustinn @JosephineCumbo @Maria_Espadinha @stevewebb1 @rosaltmann @PensionsDave @PensionsMonkey @HelloMcQueen @MyMoneyAlive @SippySlicker @dontdelay @YvonneBraun4 @JohnRalfe1 @EveK1979 The A-Day After Tomorrow

One young pensions administrator struggles to come to terms with the loss of the old IR rules. Set against the backdrop of the second Gulf War.

[Tim Phillips @PensionsTim]

@MrsMummypennyUK @ClaerB Bitcoin of course is the national currency of a country now, and is held on the balance sheet of many companies, so equally is going to be sticking around for awhile!

[Tim Phillips @PensionsTim]

@MrsMummypennyUK @ClaerB For example, something like Ether, which is the native token of the Ethereum blockchain. So much stuff is built on Ethereum now, that it doesn't make sense to think that Ether could go to $0 overnight (like gambling on a horse can)