PersonalFiGuy

Husband. Engineer. Personal finance blogger. Focused on financial independence, self investments, and eliminating debt. Looking for the next great side hustle!

[PersonalFiGuy @PersonalFiGuy]

Alright kids, gather 'round for a scary story: 70% of Americans have less than $1,000 in savings, 60% don't know how to budget, outstanding student loans have passed $1.48 trillion, and interest rates have nowhere to go but up. #boo #HappyHalloween #PersonalFinance 💸

[PersonalFiGuy @PersonalFiGuy]

@GenYMoneyMan Surely you aren't suggesting I start putting avocado on my own toast? That's what paid help is for!

[PersonalFiGuy @PersonalFiGuy]

@DebtandCupcakes Don't go to work on Friday.

[Bobby Hoyt @milmoneyman]

Frugal parent life. No shame.

[PersonalFiGuy @PersonalFiGuy]

@SenseiFinancial I was once hired to sell bathtubs at a mall kiosk. I learned absolutely nothing from that experience.

[PersonalFiGuy @PersonalFiGuy]

@TaraPipito That's probably a good thing!

[PersonalFiGuy @PersonalFiGuy]

**New Article**

Borrowing physical cash with a credit card is called taking out a cash advance, and it's highly frowned upon in most personal finance circles. Turns out, it's a very expensive solution! Learn more in today's article! #personalfinance #cashadvance #creditcards

[PersonalFiGuy @PersonalFiGuy]

@SenseiFinancial Ideal? 1,000,000,000. Any more than that is just excessive.

[PersonalFiGuy @PersonalFiGuy]

That being said, they say they want to start a long-term relationship with my blog. So that's cool, I guess.

[PersonalFiGuy @PersonalFiGuy]

If you start a sponsored post request email with "Hi Neither," I'm probably not going to respond. No hard feelings. #attackofthebots #sorrynotsorry

[PersonalFiGuy @PersonalFiGuy]

Anyone ever tried going abroad for medical purposes? Do you think you would consider it? #medicalbills #medicaldebt #personalfinance

https://t.co/blfkBtvNa6

[PersonalFiGuy @PersonalFiGuy]

@adimesaved This is your life now 😉

[PersonalFiGuy @PersonalFiGuy]

Food?! Saving money?! Two of my favorite things! I've got a great apple crisp recipe I still need to break out this Fall... #food #savings #personalfinance #yum

https://t.co/ZutTGbGtFl

[PersonalFiGuy @PersonalFiGuy]

TRUE or FALSE: It's a good idea to borrow from your 401(k) in order to pay off your high interest credit card debt.

[PersonalFiGuy @PersonalFiGuy]

@DiyCaptain Yikes! My condolences...

[PersonalFiGuy @PersonalFiGuy]

Someone forgot to tell my 9-month-old about the time change and that it's okay (preferable, actually) to sleep an hour longer. 😴😯

[PersonalFiGuy @PersonalFiGuy]

@PennyRough Cute! But I wonder why the shirt with the beer doesn't have a heart, haha🤔

[PersonalFiGuy @PersonalFiGuy]

How much did you spend on Halloween this year? #halloween #spending

https://t.co/g7sAHHMZ0d

[PersonalFiGuy @PersonalFiGuy]

@SenseiFinancial I plan to either work until I'm 59 1/2 (investing all along the way) or until I hit $10 million. An arbitrary number, sure, but it feels like a good stopping point.

[PersonalFiGuy @PersonalFiGuy]

@PennyRough Oooh what was it? I love a good couples costume.

[PersonalFiGuy @PersonalFiGuy]

Anyone else run into this when applying for a loan/mortgage? #creditscore #surprise #loan #mortgage #personalfinance

https://t.co/mH68nvRUIJ