Phased Wealth | Growth → Income

Active investor focused on the growth-to-income shift. Quality growth, momentum, dividends, tax optimization & sequence-risk planning. Real journey. Not advice.

[Phased Wealth | Growth → Income @PhasedWealth]

Welcome to @phasedwealth.

I’m 48 and planning to retire at 59.5. I’m building a portfolio for two phases — focused growth now, with a slow shift into income as I move along.

This is the real process I’m working through.

[Phased Wealth | Growth → Income @PhasedWealth]

Invest like a sociopath. The market doesn't have a soul, and neither should your portfolio strategy.

Success is achieved through the mechanical elimination of cognitive biases, emotional variance, and behavioral traps that systematically degrade retail portfolio performance.

[Phased Wealth | Growth → Income @PhasedWealth]

@ChairmansLedger Invest like a sociopath. The market doesn't have a soul, and neither should your portfolio strategy.

Success is achieved through the mechanical elimination of cognitive biases, emotional variance, and behavioral traps that systematically degrade retail portfolio performance.

[Phased Wealth | Growth → Income @PhasedWealth]

@DividendGrowth I’m also a fan of $O for both diversification into real estate and as an income holding…. as long as it’s in a tax deferred account lol

[Phased Wealth | Growth → Income @PhasedWealth]

@BlackMambaMilli Outstanding! 👊

I love seeing stuff like this. My hope every day is that someone sees an example like this or reads a thoughtful post and is inspired to begin their journey to financial freedom 🫡

[Phased Wealth | Growth → Income @PhasedWealth]

@ColdDeathLich @SCHDaccumulator Me neither. I just hope they’re all holding it in an IRA 👀

[Phased Wealth | Growth → Income @PhasedWealth]

That was the fun part. You wake up everyday and realize you’re busting your ass to benefit YOU. You get to build something. Every change, every improvement, each decision (without all the red tape) has an exponentially more impactful effect on your family’s future. 60 hour weeks turn into 25-30 hour weeks and it’s all very worth it 😎

[Phased Wealth | Growth → Income @PhasedWealth]

@ducksays Yes sir. Just like stocks…. Strong fundamentals, but struggling on the surface, so you buy low lol

[Phased Wealth | Growth → Income @PhasedWealth]

What is your investment style?

Barbell for me. Growth on one side, income on the other for balance. Easy to shift the weight as you age, or when things get weird.

I run core plus satellites on both ends. That’s where the alpha actually comes from.

In the ETF world I lean hard into factor tilts and screens that eliminate the garbage. Broad market-cap weighted indexes just feel lazy. And as a small business owner, cash flow is still king. Always will be.

[Phased Wealth | Growth → Income @PhasedWealth]

Investing is to your financial health what exercise is to your physical health.
Both only work when they become daily habits.

[Phased Wealth | Growth → Income @PhasedWealth]

Two non-tech names sitting right on the doorstep of new highs while the rest of the market argues about chips.

$ET keeps grinding higher. Sitting at 20.13 against a recent high of 20.81. Forward PE around 12.6, PEG under 0.7, and that nearly 7% yield is still fully covered. Just raised full-year adjusted EBITDA guidance again to 18.8-19.1 billion after another strong quarter. NGL exports hitting records, gas volumes climbing for power generation, and the project backlog keeps filling with fee-based contracts. Chart has been making higher lows all summer and is coiling just under the old high. Midstream does not require oil price to go parabolic. It just needs the molecules to keep moving, and right now they are.

$BAC is the cleaner financial version of the same setup. Trading 63.17 after touching 63.97. Forward PE near 12, PEG around 1.1. Trading revenues and investment banking fees have been strong, NII guidance got nudged higher, and capital return is still flowing. Chart looks like a controlled grind higher with the recent highs acting more like a pause than a ceiling. Banks finally getting some respect for the earnings power instead of just rate fears.

Energy midstream and big banks do not need AI headlines to work. Volumes, fees, and capital discipline are doing the heavy lifting. Both look ready to push through the old highs once the next set of numbers lands.

[Phased Wealth | Growth → Income @PhasedWealth]

@SputnikInt @TomCainsStocks Upcoming elections could change this overnight…

[Phased Wealth | Growth → Income @PhasedWealth]

@SCHDETF To be fair, it wasn’t a typical add, it was deployment of some sidelined cash along with rebalancing.

[Phased Wealth | Growth → Income @PhasedWealth]

@DvdndDiplomats This survey is a perfect example of why I have for a long time, and will continue to own $COST. Massive moat and super sticky.

[Phased Wealth | Growth → Income @PhasedWealth]

@cmsinvests My target is 55. I’ve already reduced my hours to about 30/wk and I take at minimum 1 week off every quarter, plus several extended weekends. It definitely doesn’t have to be 100 to 0.😂

[Phased Wealth | Growth → Income @PhasedWealth]

@Retiredat40HQ Been there roughly 20 times & don’t think I’ve ever seen it 🤯

[Phased Wealth | Growth → Income @PhasedWealth]

@MintedTools Ok, not too crazy then…. I’m much more comfortable with single ETFs or Mutual Funds sitting at 30%+. Something like VTI at any percentage is relatively acceptable.

[Phased Wealth | Growth → Income @PhasedWealth]

@2CommaInvestor Paid $9600 at an authorized dealer after waiting over a year. Current retail has increased to $11350 if you can find one, but they sell on the day to day grey market for $13000+

[Phased Wealth | Growth → Income @PhasedWealth]

@MintedTools Yeah, even 10% is only because they ran there and it’s something I’m high conviction on and I don’t feel the need to pay taxes on a massive gain.

How high is your highest?