Photon Commerce

Instant payments, data, and intelligence

[Photon Commerce @PhotonCommerce]

BNPL shows how SKU-level data is eating the legacy payments industry from the inside-out.

[Alex Rampell @arampell]

1/ Why is “Buy Now, Pay Later” (BNPL) an early threat to trillions of dollars of market cap - Visa (almost $500B), MasterCard ($350B), card issuing banks, acquiring banks/services (Fiserv, FIS, Global Payments, etc)?

[NVIDIA @nvidia]

We're honored to have our CEO Jensen Huang elected as a member of the National Academy of Engineering (@theNAEng) — one of the highest academic distinctions that can be awarded to engineers. https://t.co/h4r7BroZGg

[Photon Commerce @PhotonCommerce]

Congrats Christopher! Excited to work with you. https://t.co/wKEfntvGXq

[Photon Commerce @PhotonCommerce]

Thanks Guy R. Berg. The DBNA is important to make payments "Smart Payments", which can:

1. Deliver instantly
2. Auto-reconcile
3. Embed structured, standardized e-remittance + e-invoice line details
4. Unify receivables and payables
5. Payee account veri…https://t.co/vgiXuX8Qhr

[Photon Commerce @PhotonCommerce]

Sam Altman at Stripe Sessions today said how OpenAI violated almost everything he taught startups at YC.

1. Disregard customers, revenue, product, use cases, efficiency.
2. Give away your product for free with no regard to revenue.
3. Kerfuffles with…https://t.co/uJAkDIotZG

[Photon Commerce @PhotonCommerce]

Looking forward to Sam Altman speaking at the Stripe Sessions conference tomorrow in SF. DM me if you will be there, or would like a conference pass.

https://t.co/UkGG2y2j6T https://t.co/4ZkbkPoK9J

[Photon Commerce @PhotonCommerce]

What if we could make better decisions by chatting with our payments, data, transactions, and bank statements? What if data could speak to us directly and transform UI/UX?

With LLMs, AI is no longer just a back-end technology that enables software and ha…https://t.co/HZjnlTKYVM

[Photon Commerce @PhotonCommerce]

What could ruin someone's day more than paying bills? Paying bills manually.

Hats off to Guy R. Berg, Todd M. Albers, Carolyn Kroll, and Patti Ritter for your leadership over e-invoicing and the new internet for B2B. Photon and other access points are re…https://t.co/DGijRPv9xb

[Photon Commerce @PhotonCommerce]

Instant experiences = instant gratification, made possible through instant payments. https://t.co/ArC0k6Sv2p

[Photon Commerce @PhotonCommerce]

Making B2B great again Nacha https://t.co/kjrhSQyd6O

[Photon Commerce @PhotonCommerce]

Honored to be co-presenting today alongside Guy R. Berg, Carolyn Kroll, Robert J. Hudecek, and Katie Steinfeld at Nacha.

2023 is the perfect storm of RTP, FedNow, ISO20022, and AI, enabling the US to finally embed "Payments with Purpose".

We can make p…https://t.co/SSJKuwPQz6

[Photon Commerce @PhotonCommerce]

Payments Elsa @RhetLife making payments fast, fervent, and fierce at Nacha 2023 today🚀 https://t.co/RxkGM1OMg7

[Photon Commerce @PhotonCommerce]

Congratulations to @RhetLife on your Photon-anniversary! Everyday is a new fun adventure working alongside Instant Payments Elsa. Awesome work making new friends and partners everyday.

Fortunate to be changing the way people pay and get paid with you, t…https://t.co/SZqjpTJ5Jq

[Photon Commerce @PhotonCommerce]

Excited to see Sam Altman, OpenAI CEO, at Stripe Sessions in SF May 3.

Happy to provide friends with a complimentary conference ticket -- DM me.

Joe Fox, Erin McCune, Heather Cer@erinmccuneoenig, Ray Cheng #ai #payments #b2bpayments #fintech https://t.co/UkGG2y2j6T

[Photon Commerce @PhotonCommerce]

See you at Nacha! Digital, smart payments are no longer optional but imperative. https://t.co/3LRjgll04C

[Photon Commerce @PhotonCommerce]

Thanks Guy R. Berg and Carolyn Kroll! Privileged to to partner with you and the Business Payment Coalition to turn all payments into "Smart Payments", infused with rich remittance details.

All payments ought to be fast, and even more importantly, carry…https://t.co/qtSmpyLtNO

[Photon Commerce @PhotonCommerce]

Getting paid fast, fairly, and frictionlessly is a right. It's ridiculous how there is still no global standard for the concept of a "bill". Every person and business requests payments, and pays bills.

It's time we came together globally to agree on wha…https://t.co/bHse7yeG9G

[Photon Commerce @PhotonCommerce]

AI infused into payments makes Smart Payments, which are fast, rich in remittance data, auto-reconciliatory, and integrate into systems, including AP, AR, accounting, and banking. https://t.co/silxlPnzNg

[Photon Commerce @PhotonCommerce]

Thanks @paymentsjedi for organizing an interesting talk with @RhetLife and Tom Kelly at Nacha 2023 about real-time data.

https://t.co/hCl5RPMflC

Digital Transformation of the Buyer/Supplier Experience
Wednesday, April 19 09:05 AM - 09:55 AM (0 hours 50…https://t.co/KzehOqy2Al

[Photon Commerce @PhotonCommerce]

The Federal Reserve and The Clearing House presenting with Photon Commerce at NACHA’s annual conference Smart Faster Payments 2023 https://t.co/0FB7WHVMzn

[Photon Commerce @PhotonCommerce]

“The brain is the last frontier, the most complex thing we have yet discovered in our universe. It contains hundreds of billions of cells interlinked through trillions of connections. The brain boggles the mind.”
— James D. Watson

Most people debate if/w…https://t.co/06sjzxaI5D