PokeyD90

[PokeyD90 @Pokeyd90]

@OurBank3 @AmeriServBank Efficiency did improve ……. (Due to non recurring one timers) 🤡

[PokeyD90 @Pokeyd90]

@shortbus_ace Chill bruh

[PokeyD90 @Pokeyd90]

@shortbus_ace 🎯

[PokeyD90 @Pokeyd90]

@chasesfish @aurelius28 Just gave me PTSD

[PokeyD90 @Pokeyd90]

@shortbus_ace EQBK continues to prove that by developing legit relationships with competitor banks & regulators, M&A structure/pricing/approvals doesn't have to be rocket science.

[PokeyD90 @Pokeyd90]

@shortbus_ace Cmon man

[PokeyD90 @Pokeyd90]

@shortbus_ace 🤣

[PokeyD90 @Pokeyd90]

@curttho28964890 Generally yes, in this case - no

[PokeyD90 @Pokeyd90]

@shortbus_ace @CorpusCol @chasesfish martini pokey

[PokeyD90 @Pokeyd90]

$ENBP with $0.76 in EPS in 1Q. Annualized, puts stock at 5.2x. Trading 67% of tbv and 55% ex. AOCI

NIM up 12 bps and north of 3.0% for first time in 2yrs. ROAA of 80 bps

No credit details which has weakened and Ag book could be pressured

Recently instituted a buyback

[CorpusColossus @CorpusCol]

$ENBP 3Q out though not on the various wires. $0.59 vs. $0.64 Y/Y due to higher LLP.

$EFIN's call report is out though they have not reported. It's great. Profits at bank level up 27% over 2Q due to margin expansion.

[PokeyD90 @Pokeyd90]

@CorpusCol @chasesfish one year later and here we are printing EPS of $1.22 and still crazy cheap ! jeff, rachel & team have done a commendable job

[PokeyD90 @Pokeyd90]

@shortbus_ace @RealRyanHess @PythiaR Won’t be long now

[PokeyD90 @Pokeyd90]

@shortbus_ace @RealRyanHess @PythiaR Time to wake up Pokey

[PokeyD90 @Pokeyd90]

@shortbus_ace @RealRyanHess @PythiaR But you’re forgetting - 50bps of cuts in next 12 mos, curve steepens, bank loan growth explodes with PC pulling back, AI causes mass efficiency gains, banks deploy highest capital in decades in accretive manners, M&A takes off next 24 months, KRE $100 by Christmas ‘27.

[PokeyD90 @Pokeyd90]

@thebankzhar also took him 11 mins to get through KYC and he's a young bank analyst. how long would it take boomers who I have to imagine comprise 90+% of slot users? why not just continue to use ATM/ticket machines and not go through that 20+ min process?

[PokeyD90 @Pokeyd90]

@blondesnmoney NTB let’s go !

[PokeyD90 @Pokeyd90]

@shortbus_ace you know i respect that

[PokeyD90 @Pokeyd90]

@TimyanBankAlert we'll take it!! 🫡

[PokeyD90 @Pokeyd90]

@OurBank3 Sell hard $55-$65 and buy a pinch at $85. Heck of a strategy.