Every single year, someone had a reason NOT to invest.
1983 → “Market’s too high”
1984 → Record U.S. deficits
1985 → Growth slowing down
1986 → “Dow near 2000 — too risky”
1987 → Black Monday. The Crash.
1988 → Recession fears
1989 → Junk Bond collapse
1990 → Gulf War. Worst decline in 16 years.
1991 → “Market too high again”
1992 → Elections. Market flat.
1993 → Mass corporate restructuring
1994 → Interest rates rising
1995 → “Too high to enter now”
1996 → Inflation fears
1997 → Greenspan says: “Irrational Exuberance”
1998 → Asia collapses
1999 → Y2K panic
2000 → Dot-com bubble bursts
2001 → 9/11. Recession.
2002 → Enron. Accounting frauds.
2003 → Iraq War
2004 → Massive trade & budget deficits
2005 → Oil & gas at record highs
2006 → Housing bubble bursts
2007 → Sub-prime crisis begins
2008 → Global banking collapse
2009 → Credit Crunch. Depression fears.
2010 → Sovereign debt crisis
2011 → Eurozone on the edge
2012 → U.S. fiscal cliff
2013 → Fed to taper stimulus
2014 → Oil prices crash
2015 → China market meltdown
2016 → Brexit. Trump. Chaos.
2017 → Stocks at all-time highs. Bitcoin mania.
2018 → Trade Wars. Rising rates.
2019 → India GDP crashes to 5%
2020 → COVID-19. World stops.
2021 → Post-peak correction
2022 → Russia invades Ukraine. Inflation explodes.
2023 → Adani-Hindenburg. Geopolitical fire.
2024 → Election shock. U.S. recession fears.
2025 → Tariff Wars. Global uncertainty.
2026 → Worst start to a year in a decade.
And yet — the market always recovers.
Still compounding.
Still rewarding the patient.
Here’s the uncomfortable truth about human psychology:
👉 We always find bearish arguments more convincing.
👉 Fear feels smarter than optimism.
👉 Waiting feels safer than acting.
But the investors who built real wealth didn’t wait for the perfect moment.
They invested through Black Monday.
Through 9/11.
Through 2008.
Through COVID.
Because they understood one thing most people don’t:
“You create money in a bull market. You create a fortune in a bear market.”
The next crisis is coming. It always does.
The question is: will you be invested when it ends? 📈
Ur kidneys are silent superheroes. Protect them before they complain. Well, how to do it?
Here is a checklist;
-Drink water like it’s medicine, because it is.
-Control BP & sugar. Kidneys fear hypertension, diabetes.
-Don’t abuse painkillers (especially NSAIDs). They’re kidney bullies.
-Salt is not your best friend. Cut down quietly.
-Quit smoking. Kidneys love oxygen, u know.
-Exercise- better blood flow- happier nephrons. Regularity of exercise beats intensity. Moderation is the key.
-Don’t ignore swelling, frothy urine, or blood in urine. Ever.
-Get yearly blood & urine tests after 30 (earlier if high-risk).
-Protein is very good, indispensable to u. But, too much protein is not. Balance matters.
- Get adequate, regular sleep. U may not work the night shift. Ur kidneys do.
-Don’t hold urine for long. Bladder habits affect kidneys too. Develop healthy, regular bladder habits.
-Treat UTIs early, infection can climb upward from the bladder to the kidney, thence to the ICU to the Mortuary. Particularly important in diabetics.
-Avoid crash diets & extreme supplements. Kidneys hate fads.
-Check labels: hidden salt in chips, sauces, pickles, instant foods.
-Maintain a healthy weight, obesity strains filtration.
- Avoid a sedentary life-style.
- Stay hydrated during fevers, vomiting, diarrhoea & travel. Hv a bottle of water with u, if possible.
- Limit sugary drinks & cola. Kidneys hate liquid sugar.
-Be cautious with herbal/unknown 'natural' remedies. Not always kidney-safe.
-If you have had kidney stones, follow further prevention advice strictly.
- Monitor uric acid if you have gout.
- Avoid, better still stop alcohol, dehydration damages filtration.
-Know ur family history of kidney disease. Tell ur Dr.
-If you’re diabetic/hypertensive, yearly kidney screening is non-negotiable.
-Ask before contrast scans if you have kidney risk.
-Respect medicines. Overuse-> silent kidney injury.
Take care of them now… because dialysis is a life you never want to audition in. And let no one tell u otherwise.
I bought flat in Oct 2009 for 8.5 in 2012 its valuation was around 20 now its valued at 15 and buyer wants it for 14. Lots of headache and liquidity issues from market perspective.
@Dev_Fadnavis should worry more about the quality of the work than the speed. Disastrous potholes and patchwork at Western Express Highway is an example of incompetence and corruption of the highest order. All this media stunts are useless with no on the ground results. @narendramodi visited Mumbai twice in last week, all traffic halted for hours for his transport. If you really are our leaders, travel with traffic on WEH for 1 day.
@sumitkbehal You are wrong. Consider global population plus 7 days different glassess plus 2 reserve plus full replacement over 1 year then arrive at valuation. However still potential left for other species like dogs cats cows Buffalo etc
📘 Top 10 Lessons to Trade Like a Stock Market Wizard
By Mark Minervini – U.S. Investing Champion
---
1️⃣ Mindset > Methods
Success starts with discipline, belief, and persistence — not luck or IQ.
Your biggest challenge isn’t the market, it’s you.
2️⃣ Be Committed, Not Just Interested.
Interest fades under pressure. Commitment pushes you to stay consistent through losses and market swings.
3️⃣ Start Small, Think Big
Even with little capital, you can achieve super performance through skill, patience, and compounding discipline.
4️⃣ Cut Losses Fast, Let Winners Run
Capital preservation is priority #1. Accept market judgment quickly and move on to the next opportunity.
5️⃣ Follow the Leaders
The biggest market winners (category leaders) often come from top-performing sectors.
Focus on strength, not sympathy plays.
6️⃣ SEPA Strategy — Specific Entry Point Analysis
Buy only at technically and fundamentally optimal points — where risk is low and reward potential is high.
7️⃣ Trend Is Your Friend
Trade with the market trend. Strong stocks above their 200-day moving averages have the best odds of continuing higher.
8️⃣ Risk-First Approach
Always assess downside before upside. Use stop-losses religiously and never increase size in losing trades.
9️⃣ Record & Reflect
Keep a trading journal. Writing down reasons for entries/exits improves accountability and emotional control.
🔟 Success Is Never Final
Trading mastery is continuous. Markets evolve — so must you.
Passion and learning are your compounding edge.
💥Those NRIs who are celebrating Trump victory will be crying in about 6 months -
1. Trump is going to operate the economy before the crisis comes & give the medicine.
2. Elon musk will ensure that a huge chunk of Govt expenditure is wrapped up. The federal Govt. which is the largest employer in the US will be laying off people.
3. This will begin a wave of white racism & christian nationalism demanding to remove NRIs from private sector jobs & accommodate them instead.
4. Huge possibility of attacks on NRIs immediately with chances of announcement of Exit tax on money sent outside the west by NRIs.
5. All outsourcing contracts giving jobs/work outside the US, in Bharat & China will immediately face actions from the Trump administration.
6. Countries exporting to the US will face tariffs & hostile regulations along with faster decoupling with China.
7. Dedollarisation with bitcoin & crypto will speed up in the US which will be later regulated to bring digital dollar. The new purchasing power will be very small to the US dollar value as of today.
8. De-globalisation is coming & that too in an abrupt Trump style.
9. A big chunk of social benefits - retirement, 401k, income security, food stamps, medicare, defense exp.. will be wiped out by Trump team.
@SreeIyer1@VJjha
@Iamsamirarora INR is price Currency and USD is the base currency. USD is appreciated and INR is depreciated.
Calculation of Base = (Closing Rate ÷ Opening Rate) - 1 × 100 = (88/61) -1 × 100 = 44.26%
Calculation of Price = Opening/Closing - 1 =61/88-1 = - 30.68%