Sesame

Owe no one

[Sesame @PurityEmerald]

Tribalism, cronyism, corruption, nepotism and ignoramce are the enemies of Kenya

[Self healing @selfhealingpage]

🚨PUT "888"

[Ariwodo @Ariwodo_]

This is you in two years just say amen

[Martin Mwenda Oluoch Muigai @Iammarto254]

@amerix Most Kenyans are religious but not Christians as it's said - 85% of Kenyans are Christians.

They believe in their "pastors" more than they do in God.

[Sesame @PurityEmerald]

@secretmanifesto Yes

[Willy Abuga @WillyAbuga]

Waking up to news that @KhalifKairo court cases have been withdrawn after he refunded monies to the complainants is really good news.
The guy went to prison, was insulted all over, shut down all his businesses but still somehow managed to pull himself out of the hole
A Man 🫡

[Sesame @PurityEmerald]

@cb_doge Pride

[Sesame @PurityEmerald]

@insidemanifest Yes

[Sesame @PurityEmerald]

@Kimuzi_ Marriage is tough, but it works

[Sesame @PurityEmerald]

@MwangiHub Unacceptable

[Sesame @PurityEmerald]

@georgediano Old age

[Sesame @PurityEmerald]

@ephraim607 @georgenjoroge_ True,
But then what is the use of a family?

We all belong to one another

[Sesame @PurityEmerald]

@RobertAlai @RailaOdinga Kenyans have been abandoned by everyone

[Sesame @PurityEmerald]

@selfhealingpage "11:11"

[Sesame @PurityEmerald]

@OBiegon @NelsonHavi I
YOU are the IDIOT

[Alycia @plantbasedb]

I’m beyond excited to be a mom.

[Sen. Ledama Olekina @ledamalekina]

So now spammers are enlisted in the “war on corruption” leaving no curtains intact 🚪🪟 — but can we finally talk about the real theatre? Multibillion shilling tenders skewed to State House operatives & cabinet secretaries. Mr. President, start there as you attack Parliament.

[Sesame @PurityEmerald]

@spiritualwibe 888

[Ndindi Nyoro @NdindiNyoro]

KCB BANK & EQUITY GROUP SHOULD MERGE: KCB Group just announced 1st Half Results today recording a Ksh 32.3Bn PAT. Equity Group released the same earlier in the week recording a Net Profit of Ksh 33Bn. Growth is being fueled by regional Subsidiaries like DRC etc.

Interestingly, KCB's shareholders Funds are now over Ksh 300Bn while the market Capitalisation is at Ksh 158.5Bn by the close of the market today. The bank is therefore trading at around 0.52 Price to Book value.

Equity Bank's Shareholders Funds are at Ksh 274Bn and Market Capitalisation of 205Bn. The share is therefore trading at 0.75 to Book value.

Several things.

1. The current trend of the Stock market is dividend driven. Shareholders are not necessarily interested in growth strategy but by the bottom line that end in the pocket.

2. Both banks are trading at around discount. Below 1 to Book value.

3. Both companies are now singularly almost as Profitable as Safaricom PLC. They are peers on profitability. However with a market cap of Ksh 1Trillion, Safaricom is valued 5 times more than either.

4. KCB has an asset Base of Ksh 2Trillion. Equity Bank has Assets of Ksh 1.8 Trillion.

What should happen - Own Opinion.

With growth being fueled by the regional Subsidiaries, probably either of the bank should attempt a takeover on the other or they both agree to merge. Below are the reasons;

1. A KCB - Equity Group would optimise of cost especially in regards to branch network, IT etc.

2. The combined group would increase margins especially in regional markets like DRC where they are number 1 and 2. Why compete when they can take low lying fruits?

3. The group would form the largest Bank in Africa outside of South Africa.

4. The group would literally run the Financial sector in Africa.

5. With a combined asset Base of Ksh 3.8 Trillion and a combined capital base of over Ksh 580 Billion, it would be a consequential group to lend to huge development projects including lending to sovereigns.

6. With a Net Profitability of over Ksh 120Bn a year, the group would have enough muscle to even take on South African banks like Standard Bank further entrenching dominance. One year profit would be enough to take over Access Bank or UBA Group.

7. The group would place Kenya as a very serious economy, especially in the financial sector. And then to other sectors.

Bottom line - Dr. James Mwangi or Mr. Paul Russo must do something to make this happen. It would be superb for our country on the African map. We can deal with competition issues later. For now, give Kenyans a KCB - Equity Group.

Congratulations to both great Kenyans. They are already doing great for the Kenyan Economy.

We are African and Africa is our Business..

[George T. Diano @georgediano]

Crystal Asige has formally declared her intention to contest for the position of Nairobi County Woman Representative in 2027. Born in Mombasa with full sight, Asige lost her vision at the age of 25 due to glaucoma. She is a professionally trained BBC journalist and a graduate of the University of the West of England, Bristol.

Through her YouTube channel and social media platforms, Asige works to demystify disability, challenge societal stereotypes, and share her lived experiences. In her tenure as senator, she has sponsored several progressive bills, earning a reputation as one of the most impactful and principled legislators in the country.

Despite her partial vision, Asige has consistently demonstrated exceptional leadership, integrity, and foresight,,, qualities that in the realm of public service, far surpass those of her political counterparts.

She has better vision than Esther Passaris and Karen Nyamu rolled into one mediocre package. She's humbly requesting y'all to consider her in the race for Nairobi women rep. Her candidacy is a call for Nairobians to embrace substance over spectacle. She has my unequivocal vote.