Rajat Mahajan

Public Policy Enthusiast. Interested in Politics and Governance. Former State Co-Convener - Friends of BJP. Pharmaceutical Sector Professional, Investor.

[Brutal Truth @sarkarstix]

Vindu Dara Singh says marriage with Farah Naaz hit a rough patch after she suddenly turned religious

"My father had warned me because she was a Muslim. But I defied him and married Farah. We got separated because she had suddenly turned religious."

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Rajat Mahajan @RMBJP4India]

Billy Bishop Airport - One of the most beautiful Airports in the world! YTZ to NYC !! #BillyBishop

[Narendra Modi @narendramodi]

Deeply touched by the good wishes conveyed by people from all walks of life today and over the last few days. While I may not have been able to respond to each message individually, I cherish every greeting conveyed.

I consider it a privilege to have the opportunity to serve Bharat and contribute to our nation’s development journey. Over the years, the people of India have repeatedly voted for stability, good governance and development. Their trust has been my greatest source of strength. I remain fully committed to working with even greater dedication to realise the vision of a Viksit Bharat and fulfil the aspirations of 140 crore Indians.

[Narendra Modi @narendramodi]

Thank you, President Trump, for your warm wishes.

I look forward to working with you to further advance the India-US Comprehensive Global Strategic Partnership, for the benefit of both our nations and the world.

@POTUS

@realDonaldTrump

[Investment Wisdom @InvestingCanons]

Warren Buffett: “I have mainly learned by reading. I don't think I have any original ideas…”

Charlie Munger: “There are answers worth billions of dollars in a $30 history book.”

[Amit Shah @AmitShah]

माननीय श्री @narendramodi जी ने आज के ही दिन तीसरी बार लगातार प्रधानमंत्री पद की शपथ ली थी।

मोदी जी के नेतृत्व में इन 12 वर्षों में देश ने पहली बार गरीब कल्याण और अभूतपूर्व विकास को समांतर रूप से चरितार्थ होते देखा है।

चाहे 80 करोड़ लोगों को निःशुल्क राशन देना हो या देशभर में 90 से अधिक एयरपोर्ट और 140 से अधिक वंदे भारत ट्रेनें शुरू करनी हों; चाहे 4 करोड़ से अधिक गरीब परिवारों को पक्के घर देने हों या 1.45 लाख किलोमीटर सड़कें और 3000 किमी आधुनिक एक्सप्रेसवे बनाने हों; चाहे 50 करोड़ लोगों को ₹5 लाख का स्वास्थ्य बीमा और 10 करोड़ से अधिक परिवारों को गैस कनेक्शन देने हों या भारत को दुनिया में सबसे तेजी से आगे बढ़ती अर्थव्यवस्था बनाना हो; मोदी जी ने अपने अथक परिश्रम से इन 12 वर्षों में एक भी दिन अवकाश लिए बिना देश और देशवासियों की सेवा की है। जब नेतृत्व की नीयत साफ हो, लक्ष्य राष्ट्रहित हो और समर्पण पूर्ण हो, तभी ऐसे परिवर्तन संभव होते हैं।
#12YearsOfSeva

[Rajat Mahajan @RMBJP4India]

A lot of wealth is eroded by the likes of #Zepto - Same will happen to this IPO, people must avoid. The problem is, even in most good company IPOs, there is nothing left for retail investors. The IPO party is only for promoters and PE funds. Govt/SEBI should address this issue.

[ET NOW @ETNOWlive]

Can India's markets absorb another billion-dollar IPO wave?

With Zepto filing for a nearly $7 billion IPO, @sandipsabharwal cautions that investors should focus less on global names like SpaceX and more on whether loss-making companies coming to market have a credible path to profitability

#Zepto #IPO #SandipSabharwal #StockMarket #IndianMarkets #Investing @sajeetkm

[Narendra Modi @narendramodi]

Over the last 12 years, India has witnessed many transformations and at the core of these changes is the welfare of the poor and downtrodden. We have always been inspired by Antyodaya and our effort has always been to ensure that the benefits of development reach those who were left behind for decades. From Jan Dhan accounts and Direct Benefit Transfer to Swachh Bharat, PM Awas Yojana, Jal Jeevan Mission, Ayushman Bharat and more, every initiative has been driven by a simple objective of ensuring people have dignity and opportunity.

#12YearsOfGaribKalyan

[𝙼𝚛 𝚃𝚢𝚊𝚐𝚒 @mktyaggi]

"700 साल पहले मेरा शोषण हुआ होगा, इसलिए अगले 7000 साल तक ना लिखूंगा, ना पढ़ूंगा.. बल्कि बिना पढ़े-लिखे डॉक्टर, इंजीनियर बनूंगा.."
जनरल बख्शी

[BJP @BJP4India]

आज का युवा देश के निर्माण के लिए काम करना चाहता है, अपने भविष्य को सुरक्षित करने के लिए काम करना चाहता है।

लेकिन कुछ लोगों ने इस देश के युवाओं को anti establishment नाम दे दिया है।

मैं मानता हूं कि देश का युवा innovation और creation के लिए जाना जाए।

भारत का युवा अनुशासन के साथ देश के निर्माण के लिए काम करेगा।

- श्री @NitinNabin

[Sima Acan, MP for Oakville West @SimaAcan]

This week, I was honoured to rise in the House of Commons to acknowledge and welcome the outstanding young leaders of the Oakville West Youth Council.

Throughout their term, these youth have shown remarkable curiosity, leadership, and commitment to public service. From taking part in meaningful discussions on the issues that matter to our community, to travelling to Ottawa and seeing Parliament in action, they have demonstrated a deep interest in Canada’s democratic process.

It was a pleasure to welcome them to Parliament Hill and recognize the hard work, ideas, and energy they have brought to our Youth Council.

#OakvilleWestYouthCouncil #HouseofCommons #OakvilleWest

[Harsh Goenka @hvgoenka]

This happens with me all the time 😛

[Sima Acan, MP for Oakville West @SimaAcan]

Yesterday, Oakville West Youth Council took a very special trip to Ottawa to visit Parliament Hill, meet with other Parliamentarians, and see government in action.

They were also honoured to receive a special visit from Prime Minister Mark Carney, making the day even more memorable.

It was a wonderful opportunity for our young leaders to learn firsthand how Parliament works, how decisions are made, and how their voices can help shape the future of our country.

Thank you to our Youth Council members for bringing such thoughtful questions, energy, and curiosity to Ottawa. The future of Oakville West is bright.

#OakvilleWestYouthCouncil #ParliamentHill #Ottawa #OakvilleWest

[Sima Acan, MP for Oakville West @SimaAcan]

Oakville West Youth Council takes on Ottawa!

After a season of thoughtful discussions, meaningful learning, and inspiring Youth Council sessions, our Oakville West Youth Council travelled to Ottawa this week to close out the program on a high note before the summer.

From touring the House of Commons, to attending Question Period, to meeting with Prime Minister Mark Carney, our Youth Council members had the opportunity to see our democracy in action and learn firsthand how Canada’s political system works.

Congratulations to all of our Youth Council members on completing this year’s program. Thank you for your curiosity, leadership, and commitment to being engaged young voices in our community. It was a pleasure to welcome you to Parliament Hill!

#ParliamentHill #Ottawa #HouseofCommons #OakvilleWestYouthCouncil #OakvilleWest

[Megh Updates 🚨™ @MeghUpdates]

🗣️ Dr Shamika Ravi, Member of the Economic Advisory Council to the PM:

— "Inflation is not a problem."
— "So what if the rupee touches 100 to a dollar? It's just a number."
— "India's economy is in a phase of sustained high growth."

[Piyush Goyal @PiyushGoyal]

Glimpses of my highly productive visit to Canada. 🇮🇳🤝🇨🇦

The engagements reaffirmed the renewed momentum in India-Canada relations & our shared commitment to advancing mutual growth and prosperity.

[CM ReportCard India @CMReportCard_]

Delhi to Dehradun in just 2.5 hours 😯

The new Expressway is set to redefine travel, tourism and logistics across North India with world-class infrastructure and faster connectivity.

From wildlife corridors to high-speed mobility, @nitin_gadkari is driving a transformation that’s changing how India moves.

#DelhiDehradoonExpressway #NitinGadkari #Expressways

[Amit Shah @AmitShah]

स्वातंत्र्यवीर विनायक दामोदर सावरकर जी की जयंती पर उन्हें कोटिशः नमन।

स्वाधीनता संग्राम के निर्भीक सेनानी वीर सावरकर जी ने मातृभूमि की सेवा हेतु अपना संपूर्ण जीवन समर्पित कर दिया। देश और विचारधारा के प्रति अटूट समर्पण कैसा होता है, उनके जीवन और लेखनी से इसकी सीख मिलती है। “हे मातृभूमि! तेरे बिना जीवन मृत्यु के समान है।” उनका यह कथन राष्ट्र के प्रति उनके अथाह प्रेम का प्रतिबिंब है।

अस्पृश्यता जैसी सामाजिक कुरीतियों का पुरजोर विरोध कर देशवासियों को एक करने वाले सावरकर जी का जीवन युगों-युगों तक हम सभी का मार्गदर्शन करता रहेगा।