Kristin O'Neil

I am here to help you with your dream of homeownership! NMLS# 266528. Company NMLS # 1173347 (

[Mortgage Professional America Magazine @MPAMagazineUS]

Higher Treasury yields are pushing mortgage rates higher, but Kristin O'Neil of Open Door Lending says many buyers are choosing to move forward as home prices and tight inventory continue to pressure affordability.

https://t.co/Xdsj29b3e5

[Kristin O'Neil @RVALOKristinO]

That’s where YOU come in.

Please take 30 seconds to contact your elected officials and ask them to support this bill:

🔹 Mortgage Professionals:
https://t.co/oMNY4qP52e

🔹 Consumers/Homebuyers:
https://t.co/EfNkK2FC5e

Let’s keep the momentum going. Every voice counts!

[Kristin O'Neil @RVALOKristinO]

The Trigger Lead Ban Bill passed out of the House Financial Services Committee with a unanimous 46-0 vote. 🙌

This is a huge step forward for protecting consumers but we’re not across the finish line yet. See replies on how to help! Thank you @RepJohnRose and @RepRitchie. ⬇️

[Financial Services GOP @FinancialCmte]

@RepJohnRose H.R. 2808, the Homebuyers Privacy Protection Act 2025, by @RepJohnRose passed 46-0.

[Pulte @pulte]

After the hard work by many great Senators, including Senator Tim Scott, I am Extremely disappointed to hear about the costs increases by FICO onto American consumers.

[Mortgage Professional America Magazine @MPAMagazineUS]

As the market cools and 30-year fixed mortgage rates dip below 7%, Kristin O’Neil of Open Door Lending notes increased opportunities for new buyers, with more seller concessions and better representation leading to successful purchases.

Read more: https://t.co/bQifxdUj7J

[Mortgage Professional America Magazine @MPAMagazineUS]

Senior loan officer Kristin O’Neil of Open Door Lending noted that while there has been a midsummer slowdown, the market remains robust.

Read more: https://t.co/oIvakQ5Moa

[Mortgage Professional America Magazine @MPAMagazineUS]

Sentiment among US homebuilders climbed to an eight-month high in March as a limited number of existing homes for sale and mortgage rates that are down from their peak spurred demand.

https://t.co/7FGXzNoJSS

#mortgageindustry #mortgagerates #supplyanddemand #housingmarket

[Mortgage Professional America Magazine @MPAMagazineUS]

Samantha Shelton, founder of Align Lending, notes a resurgence in bidding wars in Michigan's housing market.

https://t.co/GjEzQ0py5d

#mortgageindustry #housingmarket #biddingwars #homesales

[Mortgage Professional America Magazine @MPAMagazineUS]

Samantha Shelton of Align Lending notes a more balanced market compared to the extremes of the pandemic era, with manageable work-life balance for originators.

https://t.co/yYTo3s8P91

#mortgageindustry #industrytrends #mortgageoriginator

[Kristin O'Neil @RVALOKristinO]

I just wrote my congress member in a campaign for @AIMEnational! https://t.co/hKan9Atgo3

[Kristin O'Neil @RVALOKristinO]

@dunnavant4va Co-sponsor HB2414 to give Disabled Veterans in Virginia Homebuying Power They've Earned! See how Maryland solved this issue at no additional cost to the state with the passing of HB809. Learn More: https://t.co/tZ2kb95xQf

[Kristin O'Neil @RVALOKristinO]

@senatorjohnbell Co-sponsor HB2414 to give Disabled Veterans in Virginia Homebuying Power They've Earned! With the passing of HB809, Maryland solved this issue at no additional cost to the state. Learn More: https://t.co/tZ2kb95xQf

[Kristin O'Neil @RVALOKristinO]

@georgelbarker Co-sponsor HB2414 to give Disabled Veterans in Virginia Homebuying Power They've Earned! With the passing of HB809, Maryland solved this issue at no additional cost to the state. Learn More: https://t.co/tZ2kb95xQf

[Kristin O'Neil @RVALOKristinO]

Did you know? If you recently purchased your home with cash, you can refinance immediately and get your investment back to free up cash for other expenses. Let’s explore your mortgage options.

☎️ [phone]

:: NMLS#s 266528 and 1989485 (https://t.co/Cjq4sSjiuz) ::

[Kristin O'Neil @RVALOKristinO]

If you recently paid cash for a home, you don’t have to wait to cash in on your investment. DM to see how we can help you refinance in as little as 20 days or less.

[Kristin O'Neil @RVALOKristinO]

Turkey and stuffing go together like mortgage brokers and great service. Call me to learn how I can whip up the perfect recipe for your purchase or refinance.

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☎️ [phone] 💻 [email protected]

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#HappyThanksgiving #LowRates

[Kristin O'Neil @RVALOKristinO]

Did you spend quarantine doing home improvements? If you recently completed a home renovation, your property value may have gone up. Refinancing could eliminate mortgage insurance and lower your monthly payment. Message us to learn how you can save.

[Kristin O'Neil @RVALOKristinO]

Customize your loan to fit your budget and choose any term from 8-30 years with Flex Term! Call us now to learn how you can potentially save thousands of dollars in interest.
📱 [phone] 📧 [email protected]

[Kristin O'Neil @RVALOKristinO]

What’s the first lesson you learned about when it comes to shopping? Shop around. Why should your mortgage be any different? Brokers like us shop multiple lenders to find payments and rates that work for you. Call to get started today!