Stock investing is not a rocket science.Well known names like HDFC bank created huge wealth.conviction and patience are key. Investment opportunities are like buses; there's always another one coming and you don't have to get on every one of them.
He surrendered 27 family life insurance policies in a single day.
He then shifted all that capital into mutual funds to build a retirement corpus.
On my podcast, Chintan Shah broke down this decision.
For years, his family had paid a ₹5 Lakh annual premium for a life cover of just ₹50 Lakhs.
When he finally calculated the math, he realised the policies were only generating a 5.6% return.
Since inflation was running at ~7%, they were literally losing their purchasing power every single year.
Here’s what he did then:
-> He immediately bought a pure term plan of ₹50 Lakhs each for his father and himself.
-> The combined annual premium for both of these term covers was less than ₹25,000.
-> He took the huge difference in saved premiums and diverted it directly into equity mutual funds.
-> Within just three years, that newly deployed capital compounded at a staggering 35%.
-> Even today, that core portfolio continues to comfortably deliver a 14.5% CAGR.
Financial peace is never achieved by mixing your insurance with your investments.
It is built by keeping your life cover extremely cheap, and letting your core wealth compound in the right asset class.
What do you think about separating insurance and investing? Let me know in the comments.
Disclaimer: These opinions have been shared by the guest and do not represent my personal views.
#Finance #StockMarket #Investing #WealthCreation #KushalLodha
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What a film … #Dhurandhar2 !!! Aditya Dhar 🫡 box office -ka baap !!! Many congratulations to Ranveer and the entire cast and crew. A must watch film for every indian. Jai hind 🇮🇳
@AdityaDharFilms@RanveerOfficial
#DhuradharTheRevenge- best sequels in recent Indian cinema
4 hours but never boring gripping from start to finish@RanveOfficial
delivers a National Award worthy performance@ActorMadhavan steals the show with his presence and swag.
Climax twist 🔥too much violence
But Must watch
Thar, selfie, reel, Scorpios and reckless driving..lack of justice.
Destroying lives and literally youth of this country.
A guy who can overspeed at the age of 17, must be tried as an adult and not a juvenile
3 young dynamic kids. Managing a Bhojanalay in Noida City Centre. One girl and her two brothers. The smallest one Sharan is making hot hot rotis. The girl is super dynamic and brilliant at speaking and marketing.
This video is one of the most inspiring stories I have seen. I would love to meet these kids one day and have food from this cart.
Those who are in Noida should visit them. These kids deserve to go viral.
They are supporting their mother and family, showing that dedication, patience and service can be cultivated at any age. No barriers. She didn't hesitate to ask for help. She explained everything beautifully. And she didn't take any extra cash. These are learnings at various levels. I think a lot of credit needs to go to her mother who would have given them this culture.
Sharing this with you all. Watch fully. Then share.
India has so many such stories. Super Inspiring.
Lots of love to the person who shot this video which randomly popped up on my Arattai today.
True Viral content.... Made my day...
#FI